The Savings Guru Podcast

Show NotesIn the twelfth episode of the Savings Guru Podcast, James talks to Tom Higham, Head of Business Development at Hargreaves Lansdown, about HL’s history, their plans for the future, and why people should choose active savings platforms.00:00 Why Hargreaves Lansdown got into cash savings02:48 Tom’s background06:20 Why people should choose active savings08:57 How big is Hargreaves Lansdown?10:37 Why do savings platforms still account for such a small part of the market?15:30 Will others follow Octopus out of the market?18:17 What are HL’s plans for the next few years?20:42 How do new entrants impact on savings marketplaces?22:30 What changes will we see in the market in the coming years?26:30 What would Tom do if he were Chancellor of the Exchequer for a day?To find out more about Hargreaves Lansdown Active Savings, go to https://www.hl.co.uk/investment-services/active-savingsConnect with The Savings GuruWebsite ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

Show NotesIn the eleventh episode of the Savings Guru Podcast, James talks to Julia McColl, Commercial Director of Chetwood Financial, about Chetwood’s history, their plans for the future, and how to increase the number of women leading savings businesses.00:00 Julia’s background02:27 Why Chetwood decided to become a bank04:37 What was the rationale for Chetwood’s dual branding?06:51 How have the first two years been for Chetwood?13:04 What impact have new entries into the market had on Chetwood?18:00 Chetwood’s plans for the future24:00 What changes will we see in the market in the coming years?28:00 Why are savings marketplaces slow to take off?34:49 How will COVID affect savers’ behaviour?40:00 What can be done to increase the number of women leading savings businesses?49:09 What would Julia do if she were Chancellor of the Exchequer for a day?To find out more about Chetwood Financial, go to https://chetwood.co/Connect with The Savings GuruWebsite ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

In the tenth episode of the Savings Guru Podcast, James talks to Tim Coates, Chief Customer Officer and Co-founder of Oxbury Bank, about Oxbury’s history, their plans for the future, and using savings to mitigate climate change.00:00 The origins of Oxbury Bank03:57 Tim’s background as a farmer and a regulator09:30 The early feedback from Oxbury’s customers12:25 Oxbury’s plans to expand their savings accounts14:02 Oxbury’s other plans for the future, including the Oxbury Forest Saver22:08 Is there room in the market for more new banks?22:59 Will the growth in new banks continue?26:04 What changes will we see in the market in the coming years?32:09 What would Tim do if he were Chancellor of the Exchequer for a day?To find out more about Oxbury Bank, go to https://www.oxbury.com/Connect with The Savings GuruWebsite ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/