The Matt Feret Show

Most people are taught to save, invest in a 401(k), and hope it all works out in retirement. But what if that system isn’t designed to give you control when you need it most? For many in midlife, rising debt, taxes, and long-term care costs expose the cracks in traditional financial planning. That’s why today’s guest matters.We’re joined by Brent Kesler, founder of The Money Multiplier, to break down an alternative approach to building and using wealth. Brent shares how he went from nearly $1 million in debt to debt-free in just over three years by rethinking cash flow, private family banking, and dividend-paying whole life insurance. He explains how this strategy can be used to pay off debt, invest in real estate, fund retirement, and maintain control of your money — without relying solely on Wall Street or traditional retirement accounts.My website with more Medicare resources, books, courses, and more: https://prepareformedicare.comI recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com

Preparedness isn’t just personal anymore—it’s multi-generational.On this episode of The Matt Feret Show, Matt sits down with Disaster Patrick, a professional disaster planner who helps families prepare for real-world disruptions before they become emergencies. From adult children living far away to aging parents in care facilities, Disaster Patrick explains why traditional “have a plan” advice often fails—and what actually works instead.This conversation focuses on practical disaster preparedness for families, reducing stress during emergencies, protecting independence, and building resilience without fear or panic. You’ll learn how to think differently about emergency planning, why options matter more than plans, and how to prepare the people you care about—no matter where they live.If you’re navigating midlife, caring for aging parents, raising kids, or simply want a smarter approach to family preparedness, this episode delivers clear, actionable insights you can use right away.My website with more Medicare resources, books, courses, and more: https://prepareformedicare.comI recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com

The job market isn’t what it used to be. A strong resume and decades of experience are no longer enough to carry even the most qualified applicants, especially in a market flooded with applications and filtered by AI before a human ever looks twice. Hiring works differently now, and that shift catches a lot of experienced workers off guard. That’s why today’s guest matters big time. We’re joined by Rick Denius, founder of HR Search Co., to break down how the hiring process really works today and what job seekers need to understand to navigate it.In this conversation, Rick walks through what he sees every day behind the scenes of hiring — why companies post jobs as a last resort, how roles actually get filled before they ever appear online, and where experienced candidates lose leverage without realizing it. He explains why applying online so often leads nowhere, how age bias quietly shows up in modern hiring (ageism is real!), and what older workers can do to stay visible and in demand.

Today is a really, really special episode. Joining the show is cardiologist and longevity expert Dr. Hosein Kiat, who has spent his professional life studying why some people age with strength and clarity while others slowly lose them. He challenges the conventional belief that longevity is simply about adding more years. The way Dr. Kat sees it, living longer matters little if those later years come with declining health and independence.Drawing on decades of clinical experience and global research, Dr. Kiat shares his framework for protecting healthspan (not just lifespan) — the ability to move, think, and live on your own terms as you age. He walks us through what retirees should prioritize if they want their energy, mobility, and mental sharpness to last, and why many people focus on the wrong things for far too long. This one-hour conversation is packed with insights, not just for retirees, but for anyone who wants their later years to feel capable, active, and fully lived. I hope you enjoy this convo as much as I did! My website with more Medicare resources, books, courses, and more: https://prepareformedicare.com/?utm_source=youtube&utm_medium=social&utm_campaign=organic_descriptionI recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com/?utm_source=youtube&utm_medium=social&utm_campaign=organic_description

Paying for college is one of the biggest financial shocks families face — not just because tuition keeps rising, but because the decisions parents make in the moment can have an outsized effect on their own financial future. Most people think college planning is about saving early, opening a 529, and hoping the FAFSA works out in their favor. But as college funding strategist Brian Eyster explains, the system is far more complex, and the consequences of getting it wrong often show up decades later… in retirement.Brian joins Matt to break down the hidden rules of college-saving — the ones most parents never hear until it’s too late. In this episode, Brian reveals why traditional advice often falls short, how to legally reduce what colleges expect you to pay, and using tools like home equity, cash flow, and even student loans strategically so you protect your long-term financial health.My website with more Medicare resources, books, courses, and more: https://prepareformedicare.comI recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com

Most people, especially business owners, think of a 401(k) as a basic retirement benefit. A place to stash some money for later years. Something you get once you have "enough" employees. But as 401(k) specialist Matt Rutenberg explains, that traditional view is wildly outdated. Today’s 401(k) rules allow far more flexibility, far bigger tax advantages, and far more wealth-building potential than most business owners ever realize.Matt joins the show (two Matts, yay!) to walk through how modern 401(k)s actually work, and why almost everything you assume about them is inaccurate. He explains how plan design shapes how much you really get to save, how small business owners and even solopreneurs can legally contribute far more than they think, and how strategic layers like profit sharing, cash-balance plans, and self-directed investing change the game entirely. This episode was an eye-opener!My website with more Medicare resources, books, courses, and more: https://prepareformedicare.comI recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com