The Rodcast - Property, Business, Investment

I am joined by Ryan Etchells the Chief Commercial Officer at Together https://togethermoney.com/Ryan describes his role as CCO being between the raw products (in this case pound notes) and the sales team.This is a cracking episode that has so much information for any investor wanting to understand the specialist mortgage market better, including;The mortgage market review.Production costs of credit vs costs of risks.How the way the UK lives and works determines the demand of products.How the specialist mortgage market has changed over the years.How the low base rate decade affected the mortgage market.The shift in types of property investors over the years.Changes in Demand for Buy to let property.Credit lines for lenders vs SWAP rates.Examples of why the ability to Hedge a loanbook can change mortgage product pricing.Historical spreads between high street lenders and specialist mortgage products.How lender price specialist mortgages.Why savings rates have lagged lending rates.How banking regulation has built resilience in the UK.Mortgage product and application fees vs interest rates.Managing customers expectations when base rates double.Differences in the housing market compared with other period when rates increased.The need to unlock SME Housebuilders.Market responses to politics and of course their Residential Market report which can be found here https://togethermoney.com/residential-property-market-report-2024?utm_medium=referral&utm_source=general&utm_campaign=resi2024&utm_content=div_groupaud_direct041024campaignutm15If you are interested in our Property Business Workshop on the 16th January in London please check out the details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877

This episode is a thorough review of the UK residential property Market.We use a lot of graphs and charts so it may be better for you to watch on our youtube channel here https://www.youtube.com/@rodcastITPWe show and analyse data on RentsAffordabilityRegional differencesRoom RatesHouse PricesFactors affecting House pricesFirst time buyer dataWage growthHousehold dataInflationLending markets Labour MarketsIf you would like more information on the Property Business Workshop mentioned in the episode please click on this link for more info. https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877

I am joined by Adam Lawrence and Manish Kataria again for our quarterly investment mastermind, where we discuss what we are investing our ISA's and Pensions into and why.This is not investment advice!We give our thoughts on the investment environment including the economy, productivity and the stockmarket.As always we each have 1 pick of a stock, ETF, Bond, REIT or other financial product that would be available to most everyday investors. We give our reasons for the pick and then open up the floor to the others to critique our choices.Adam chose 30 year UK GILTRod chose Liberty Media Corp Series C (LSXMK) https://finance.yahoo.com/quote/LSXMK/ A media stock listed on Nasdaq which is involved in some M&A action.Manish chose HSBC FTSE EPRA NAREIT Developed UCITS ETF (HPRS.L) https://finance.yahoo.com/quote/HPRS.L/ A Global REIT ETFDon't forget you can now watch all our episodes on YouTube https://www.youtube.com/@rodcastITP please give us a follow there.Do you want to know how to negotiate better with sellers, understand what is involved in exiting a business as well as working out what your exit should look like? Or maybe even just trying to understand which professionals you should look for and what to ask them whether that is estate planning, selling a business or even structuring a deal. Our latest workshop taking place in London on 1st October 2024 goes through all of this. Check it out here https://www.tickettailor.com/events/boardroomclubconsultingltd/1333219As always thats to our sponsors who make this episode possiblewww.978finance.com - Get in touch with them about financing your next deal.

Pieter Zitman has spent 37 years in the construction industry with the last 2 decades focusing on Affordable Housing.His developments have achieved 4 RIBA awards, 5 Evening Standard awards, The RICS award and The Royal Fine Arts Commission Trust Award. So when he suggested we discuss some of the ways that more housing can be built I jumped at the chance!In this episode we discuss;Pieter's background and how he came to specialise in Affordable Housing.What Affordable Housing is defined as.What the main Problems with Housing in the UK are.What is stopping more affordable housing being developed in the UK.Thoughts on recent news that Section 106 transactions are dwindling. Why and what can be done.How the government can motivate more SME's to develop Affordable Housing.Traps that Developers should consider when it comes to developing affordable housing.The changes to Affordable Housing over the years.How the planning system is playing a part in the development of Affordable Housing and what changes could be made.And Lots more.If you enjoy this episode or any of our other 100 + previous episodes please be sure to leave us a review where ever you listen to your podcasts. It really helps us to continue to attract more fantastic guests. Thanks in advance.Don't forget we are also now on You Tube https://www.youtube.com/@rodcastITP please give us a follow.As ever thanks to our sponsors www.978finance.com (Contact them for finance on your next deal) and www.konnexsion.com (contact them for fantastic property management software)Don't forget that myself and Adam Lawrence will be hosting our next Property Business Workshop (for Property Business Owners and portfolio holders) on 1st October in London. You can see more information and tickets here https://www.tickettailor.com/events/boardroomclubconsultingltd/1333219

In this episode I was joined by Toby Wilde the Founder of Oparo www.oparo.co.uk to discuss what has become the "Wild West" industry of Supported Living.We discuss;Toby's background in property development and lettings and his motivation to be in the supported living sector.What the definition of Supported housing.Challenges of running an investment House in this sector.Using data and tech to assist with asset management and finding deals.Use classes and the planning system when it comes to supported housing.The difficulties of finding and dealing with operators in this space.Different types of leases and what they mean for investors and operators.The regulator and the mismatch of what they want and what is happening in the market.The LHA rate and what is sustainable rent for supported living sectors and why.And Lots more.Once again thanks to the sponsors www.978finance.com please contact them about financing your next dealwww.konnexsion.com please contact them to enhance your property management.Also a quick note of our next workshop.I see it come up all the time when people want to exit/sell a portfolio/business. They've got no exit plan. Understanding your own is crucial otherwise there's no point putting all this effort in.Understanding all this also helps you provide proper solutions for vendors that can help to get deals over the line.Check out details of our property business workshop on exits in October here https://Bit.ly/pbwfour

James Pick founder of Konnexsion www.konnexsion.com joined me for this episode to discuss how AI is being used in Property Management.We talk about communication and how important it is in property management.Different ways to communicate and to whom eg voice, SMS, Whatsapp, email etc.Audit trailsRecord keepingGetting all stakeholders communications recorded in a centralised place without changing their preferred method of communication.Integration and using Cloud.Asset ManagementTenancy ManagementFinanceAI and document ingestion.transcription of videos and voice notes.If you are interested on efficiencies in the property management of your business then this episode is one for you.