Our Quarterly Investment Mastermind with Manish Kataria and Adam Lawrence kicked off with a brief discussion on the performance of some of our previous investment picks and the current investment environment.We then got onto our picks for this quarter. If you haven't listened to one of these mastermind episodes before the premise is we each pick a stock, bond, ETF, REIT etc that we feel is good to invest in now and give the reasons why. The others then are given a chance to critique. Manish chose an ETF that tracks the Russel 2000 ticker IWM&nbsp;https://www.ishares.com/us/products/239710/ishares-russell-2000-etf I went with an ETF that tracks the FTSE 250 with ticker VMID&nbsp;https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-250-ucits-etf-gbp-distributing/distributions And Adam chose Dimensional Fund advisors uk value fund&nbsp;<a href="https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=f0gbr04v7x" rel="noopener noreferrer" target="_blank">https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=f0gbr04v7x</a> Manish also came in with a bonus pick of the stock BP&nbsp;https://www.bp.com/en/global/corporate/investors/share-price-tools/share-price-history.html To find out the reasoning and critiques behind these investment picks please listen to the episode.Please don't forget to like and subscribe/ follow the Rodcast THIS IS NOT INVESTMENT ADVICE

Investment Mastermind Q2 2024

In this episode I am joined by Richard Nicholls who has a fantastic knowledge and track record in the sales market of HMO properties. We also discuss the HMO market and what HMO owners can do to maximise sale values. Selling portfolio's and large HMO to funds and what they may be looking for. However in this episode we discuss another property related business that Richard had several years ago that had disastrous outcomes for his clients, him and his family. This is a candid discussion about what mistakes Richard made in business, what went wrong and what we can all learn and apply in our own businesses to ensure we minimise these things happening. We discuss warning signs for both clients and Richard acting as main contractor. We look at it from both clients perspective and what you should be looking for in a contractor as well as from a contractors point of view. As always thanks to our sponsors www.978finance.com who provide me with fantastic finance for property investments and developments and www.konnexsion.com whose software is invaluable in managing my portfolio. Please don't forget to like and subscribe to our podcast.If you. prefer to watch the episode please subscribe, like and watch our youtube channel https://www.youtube.com/channel/UCxkO-euK0xulYGS7vH08d5A

When Business Goes Wrong - Richard Nicholls

In this episode I am joined by Planning Consultant Lorenzo Pandolfi from https://logic-planning.com/ to talk about the current state of the UK's Planning System. We discuss;His career and how an Italian town planner came to be in London.How Morale, Money and perspective are causing issues in the planning system.What is causing the issues with staffing in planning departments.How "Public Practice" can help the planning system.The public sectors PR departmentLife on the front line in Local Authority Planning Departments http://samuelstafford.blogspot.com/2021/12/life-on-front-line.htmlCommon mistakes made when submitting planning applications.Where does planning really sit in the agenda for the political parties.Permitted Development.How important soft skills are when trying to get an application granted.Useful resources for Planning specialists and developers (see below) https://www.youtube.com/channel/UCcMtoF0MPgFble556ncjNvQhttps://simonicity.com/https://www.planoraks.com/https://www.irwinmitchell.com/our-people/nicola-goochhttp://samuelstafford.blogspot.com/2021/12/life-on-front-line.html As always a big thank you to www.978finance.com for sponsoring the episode. Please contact simon@978finance.com for all of your finance needs. Please share this episode if you enjoyed it and don't forget to follow on your podcast platform or on youtube https://www.youtube.com/@rodcastITP and we would love a review.

The Politics of Planning

In the last 5 years we have had Covid, Trussonomics, Market volatility, been paid to stay home, inflation and the fastest increases in mortgage rates for 100 years.So it was an absolute pleasure to have the first ever Rodcast guest back on the show to celebrate our 100th episode and hear how his fantastic property business has navigated the difficult environment.If you haven't heard the first episode then do go back and listen. (The sound quality is not good but the content of what Jason Tracey from www.bmor.co.uk discusses is brilliant) In this episode we hear how Jason's company Bmor, a specialist regeneration developer and investor with a €1bn portfolio of complex, mixed-use, regeneration &amp; restoration projects operate.At heart they are bed specialists in that they focus on;HousebuildingBuild to RentSocial HousingHotelsPurpose Built Student AccommodationCaravans but more importantly the reasoning they use when they jump into each of these sectors. This one is really a belter of an episode it is both inspirational and full of fantastic tips for any property business. Thanks again to our sponsors www.978finance.com for making the episode possible. They provide fantastic rates in Bridging &amp; Development loans, commercial mortgages and also Buy to Let products This episode is also sponsored by Rod &amp; Adam Lawrence's next Property Business Workshop on Joint Ventures and Due Diligence which takes place on 24th April in London. Find out more here https://www.tickettailor.com/events/boardroomclubconsultingltd/1136058 We are also on YouTube and you can watch this episode as well as other on https://www.youtube.com/@rodcastITP don't forget to subscribe If you enjoyed this episode or any others please write us a review and share with friends. We really appreciate it.

Navigating the Last 5 Years in Property

I was delighted to welcome back Paul Higgs to the Rodcast.Paul was last on the Rodcast in 2020 on episode 15. If you have not listened to it please give it some of your time as it discusses Paul's amazing career from being Head of Land at Barratt Homes (The UK's biggest House builder) to his own business. https://shows.acast.com/rodcast/episodes/paul-higgs-development-land-and-planning In this episode we discuss the difficulties of being a Property Developer in the UK and how to navigate the volatile industry including; How Paul was able to win at appeal where others had failed on a complex Greenbelt site.The realities of what the Green Belt is and what the government is doing to enable or discourage development on it.Biophilic design and why it is important.Common mistakes developers make.Managing expectations of timeframes on development deals.How the current planning system is affecting the building of new homes in the UK. As always thanks to our sponsors at www.978finance.com for making this episode possible. Please contact them for any property financing needs.

Realities of Being a Property Developer

Richard Berridge CEO of the UK Single-Family Association SFA https://uksfa.org/ has over 40 years experience in UK Residential Real Estate. We had a brilliant conversation centred on Richards passion for rental Houses We discussed;Richards Career and how he came to be CEO of UKSFAThe history of Build to Rent (BTR) in the UK.The current make up of BTR in the UKWho have been investing in BTR in the past and how is that changing.How the UK compares to other markets in terms of BTR and single family rental homes.The benefits of Single Family rentals for tenants and wider communities.Why institutional money have generally stayed on the sidelines when it comes to UK residential property and if this is changing. This is a must listen for anyone growing a residential portfolio in the uk. Thank you to our sponsors www.978finance.com for making this episode possible. Don't forget you can watch this episode as well as other Rodcast episodes on our youtube channel https://www.youtube.com/@rodcastITPDon't forget to subscribe

Purpose Built Single Family Rentals

Adam Lawrence joins me in this episode to discuss Joint Ventures and the mistakes people make as well as due diligence and some info on M&amp;A in SME property businesses. We will go into much more detail at our live workshop in London on 24th April. More info here <a href="https://bit.ly/propertybusinessworkshop2" rel="noopener noreferrer" target="_blank">https://bit.ly/propertybusinessworkshop2</a> Points we cover in this episode are; Joint VenturesWhat do you want from a business partner. Where do you need to be aligned and where does it help to be different.What happens in the event of a dispute. What are typical traps business partners fall into.How can shares and what is included in Articles of Association mitigate issues.The difference between Articles of Association and a Shareholders agreement and why you may use one over the other.Why do people tend to fall into these traps when going into a business together.Some examples of what can go wrong and what to include in an agreement to mitigate the chances of that.Ensuring everyone knows where they stand in the event a dispute takes place and the mechanism that will be used to come to a decision.Key person issues.What to do if you are already in business and do not have these things in place.Utilising Trigger Events. Due Diligence on partners.How to work out if a person or company will be a good custodian of your capital.Return of Investment before Return on Investment.Evidencing what people say.Why accounts matter. Ways of dissolving companies.Online and offline due diligence.Secured and unsecured debt and how to look at both and the real leverage someone or a company is really under pressure from.Subordination and order of priorities.How do you underwrite a deal as well as a person/organisation.How to manage expectations when lending. Mergers &amp; Acquisitions on SME property Businesses.Benefits of buying a company holding assets rather than the just the properties... It is not just Stamp duty.Negotiation points from both the buyer and seller. We will be going into far more detail on these topics at a live workshop event on 24th April in London. You can get more details for the event as well as buy tickets <a href="https://bit.ly/propertybusinessworkshop2" rel="noopener noreferrer" target="_blank">https://bit.ly/propertybusinessworkshop2</a>

JV Mistakes, Due Dilligence, M & A

Joined again by Adam Lawrence and Manish Kataria we each pick a specific investment that anyone can do in their ISA or pension and explain the reasoning behind it. As well as our picks, we discuss;Pound cost averaging,changing a portfolio for retirementBias to home nationsHow value vs growth has performedNominal vs real numbers.How long do you hold specific investments for and what makes you make a decision to sell or not. Rod's pick is one of the Vanguard lifeStrategy funds which is 100&amp; in equities with a bias to UK and USA. https://www.vanguardinvestor.co.uk/investments/vanguard-lifestrategy-100-equity-fund-accumulation-shares/overview Adam's pick is Developed countries small cap value ETF https://www.ishares.com/ch/professionals/en/products/317548/ishares-international-developed-small-cap-value-factor-etf Manish's pick is an energy ETF with a weighting towards American Oil producers https://www.google.com/finance/quote/XLE:NYSEARCA?sa=X&amp;ved=2ahUKEwj71Jn_sb6DAxWOQUEAHYwHCCUQ3ecFegQIKBAX For more info about the Boardroom Club please email me rod@incomethroughproperty.co.uk For information about finance for property investors regarding mortgages and development&amp; bridging loans please contact our sponsors 978 finance simon@978finance.com

Investment Mastermind Q4 2023

I spoke with Daryl Norkett the Head of Real Estate Proposition at Shawbrook Bank, one of the biggest Buy to Let and property investment lenders to discuss how mortgages work from the banks point of view. You can also watch this episode on our youtube channel https://youtube.com/@rodcastITP?si=MbqPWAGHJEmlvcfZ please don't forget to subscribe and hit the bell icon. This episode is vital listening for investors concerned about mortgage costs and who want to understand which factors affect pricing. With the emphasis being on SWAP rates for the last year or two, hear how deposit led banks could be affecting mortgage pricing in this higher rate environment Daryl gives a great run down of what has been happening in the mortgage market over the past 12 months. What he feels needs to happen in order for mortgage rates to go down and what the time lag between those events happening and the price cuts occurring will be. What makes some lenders pull mortgage deals while others wont need to. How the high arrangement fees on many mortgage products affect the banks risk in terms of loan to values. And lots more ... How National Insurance cuts and fiscal drag can affect property investors portfolios in different ways. - If you have requirements for Buy to let mortgages, commercial mortgages, Development loans or bridging Loans then please contact simon@978finance.com our sponsor who has done an amazing job of financing all aspects of my portfolio.

How Banks Price Mortgages - Daryl Norkett

An exploration into asset backed businesses

An exploration into real estate businesses and asset backed investments.Rod talks to property developers, investors, business owners and professionals about the nitty gritty details involved in making their businesses move in the right direction.

The Rodcast - Property, Business, Investment

Follow