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309 deep dive: lifestyle villages vs retirement villages
01:04:30||Season 3Thinking about downsizing but confused by the options? Rachel Lane, Australiaโs leading aged care expert, joins Glen to break down the differences between lifestyle villages and retirement villages. They cover on:๐๐ผ how contracts and fees differ๐๐ฝ whether you own the home, the land, or neither๐๐พ the real deal with exit fees and capital gains๐๐ฟ what to check before signing the dotted line๐ how to know if a village is the right fit for youDownsizing Made Simple by Rachel Lane & Noel Whittaker: https://amzn.to/41iUPjcCheck out the exercises and resources mentioned at https://downsizingmadesimple.com.au/If youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au๐ก Join the retire right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
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308 retiring overseas, small business and super, selling land + more
45:12||Season 3In today's Q&A episode, Glen and financial adviser Vince Scully from Life Sherpa discuss community questions, touching on:๐ tax and retiring overseas๐๐ผ how small business owners can access super in retirement๐๐พ investing inside vs outside of super๐๐ฝ whether selling a block of land before retirement makes senseIf youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/๐ก Join the retire right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.307 here is a good way to F up money (family loans + estate planning case study)
26:42||Season 3Loaning money to family can get messy, fast. In this episode, Glen shares a real life case study where a son wants to help his dad out of a financial mess by buying his house at a discount. But what seems like a good deed could wreck Centrelink benefits, estate planning, and family relationships. If youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/๐ก Join the retire right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.306 superannuation investments & asset allocation either side of retirement (with an economist)
46:05||Season 3What should you do with your super as you approach retirement? Economist Brian Parker from Australian Retirement Trust joins Glen to break it all down. They chat about:๐๐ผ the magic numbers of 60, 65, and 67๐๐ฝ how to invest super in your 50s and beyond๐๐พ managing risk as you move into retirement๐๐ฟ why super is your money (and safer than you think)๐ common mistakes to avoid in drawdown phaseIf you want more insights from Brian, check out his deep dive on the economy in episode 805 over on the money money money podcast!If youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/๐ก Join the retire right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.305 avoiding CGT on property? accessing super while still working, growth or defensive in retirement + more
40:19||Season 3In today's Q&A, Glen and Martin discuss your questions about:๐ can you leapfrog investment properties to avoid capital gains tax?๐๐ผ can you access super at 60 while still working?๐๐พ what circumstances define "ceasing employment?" to access your super๐๐ฝ what investment strategy should you have for your super as you near retirement?If youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/๐ก Join the Retire Right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.304b caravanning Q&A (what to do with your home, long service leave, budgeting for trip costs + more)
42:42||Season 3In today's bonus episode Glen and Martin go deeper on your questions about planning a caravanning trip around Australia. They touch on:๐ what to do with your home while travelling๐๐ผ strategic ways to use long service leave to fund your trip๐๐ฝ budgeting for fuel and other costs๐๐ฟ dealing with waste๐๐พ managing the โholiday mindsetโ on the road๐๐ป and the challenge of balancing flexibility and booking parks in advanceIf youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/๐ก Join the retire right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.304 we packed up and hit the road: our caravan adventure across Australia
50:46||Season 3Ever dreamt of hitting the road and exploring Australia? In today's episode, Glen chats with Retire Right cohost, Martin McGrath who shares how he and his family turned that dream into reality... twice! Plus, we play an audio clip from listener of the show Colin who shares his caravanning experience! Martin shares his top tips, lessons learned, and what it really costs to caravan across the country, including:๐๐พ the planning process: from gear to finances๐๐ป budgeting for the big trip (and cutting costs)๐ how they handled work, school, and life on the road๐๐ฝ unexpected challenges (and funny moments!)๐๐ฟ the gear you actually need vs. what you donโt๐๐ป insider tips for choosing the right caravan setup๐๐ฝ favourite stops and hidden gems along the journey๐ managing kids and keeping them entertainedListen out for the bonus Q&A tomorrow!If youโd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/๐ก Join the retire right facebook group: https://www.facebook.com/groups/retirerightTo get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.