In today’s episode, Glen and financial adviser Martin McGrath tackle your retirement questions, including: 👉🏼 is there a death tax in Australia?👉🏽 how can I use recontribution strategies to minimise tax?👉🏾 help! my downsizer contribution wasn't approved! If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

317 is there a death tax, recontribution strategy pitfalls & downsizer contributions

In today’s episode Glen James and financial adviser Martin McGrath discuss key points from a Grattan Institute report which details a simpler super system that would allow retirees to stress less, spend more, and enjoy their retirement years. Glen and Martin also explain what annuities are and how they can be used in your retirement strategy. For more on annuities check out the episode below.&nbsp; Read the Simpler Super report here: <a href="https://grattan.edu.au/report/simpler-super/" rel="noopener noreferrer" target="_blank">https://grattan.edu.au/report/simpler-super/</a> 🎧 Listen to the annuity deep dive episode here: <a href="https://podcasts.apple.com/au/podcast/retire-right/id1588980082?i=1000653491890" rel="noopener noreferrer" target="_blank">Apple Podcast</a> | <a href="https://open.spotify.com/episode/5btPvjHeed34QwWGEOUKAz?si=1a9d6608eed74e28" rel="noopener noreferrer" target="_blank">Spotify</a> If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

316 income streams & annuities in retirement

In today's episode Glen and financial adviser Martin McGrath chat about what to do with your money during this uncertain economic climate, how much financial advice costs and why it could save you from making huge money mistakes in retirement. They also discuss one listener's question about her 90yo grandad. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

315 what to do right now, upfront & ongoing advice fees + financial advice for a 90 year old

Stop! Don't panic! I ask you to pause and step back and not do anything out of fear when it comes to investing and your superannuation. Episode on YouTube with presentation: <a href="https://youtu.be/xHNAhZrtBNE?si=dQHe3-9tjw52NyOO" rel="noopener noreferrer" target="_blank">https://youtu.be/xHNAhZrtBNE?si=dQHe3-9tjw52NyOO</a> Perth Live Show tickets: <a href="https://www.eventbrite.com/e/m3-live-in-perth-tickets-1295263831989" rel="noopener noreferrer" target="_blank">https://www.eventbrite.com/e/m3-live-in-perth-tickets-1295263831989</a> John's Property Masterclass in Perth: <a href="https://events.humanitix.com/perth-property-workshop-25" rel="noopener noreferrer" target="_blank">https://events.humanitix.com/perth-property-workshop-25</a> The Quick-Start Guide to Investing (book): <a href="https://amzn.to/4iQ9qua" rel="noopener noreferrer" target="_blank">https://amzn.to/4iQ9qua</a> ============================= We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

314 what to do when markets suddenly fall & you want to retire soon

How much super do you need for a comfortable retirement? Glen and financial adviser Nathan Fradley break it down with real life numbers, covering: 👉 how much the age pension pays &amp; who qualifies👉🏼 the impact of homeownership on retirement savings👉🏽 super balances - will $500k, $1M, or $1.5M last?👉🏾 why spending in retirement feels different (and how to plan for it)👉🏿 how Centrelink payments change as your super runs down If you want to see the numbers in action, check out the episode on YouTube here: <a href="https://youtu.be/780-i0UgnqU" rel="noopener noreferrer" target="_blank">https://youtu.be/780-i0UgnqU</a> If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

313 how long will your retirement savings actually last?

Michael Read is the Financial Review's economics correspondent, reporting from the federal press gallery at Parliament House. He was previously an economist at the Reserve Bank of Australia and at UBS. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

2025-2026 Federal Budget chat (with economist Mike Read) + BTS of the lockup

Got mortgage questions in retirement?&nbsp;Mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen in this episode to unpack your questions. The touch on: 👉 what’s the cut-off age for a new loan?👉🏼 can you refinance in retirement?👉🏾 how parental guarantees work if you're retired👉🏻 bridging finance - is it still a thing and is it worth it? If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

312 mortgage broker Q&A (cut-off age for a loan, parental guarantees, bridging finance + more)

Big changes are coming to aged care from 1 July, and we've got aged care expert Rachel Lane back to break it all down. Glen and Rachel dive into what’s changing, how it affects costs and care, and what you need to know if you or a loved one might need aged care in the next few years. They touch on: 👉 major reforms coming to aged care in July👉🏼 why aged care is getting more expensive👉🏽 understanding home care vs residential care👉🏾 how Government support is changing👉🏿 the financial mistakes to avoid when moving into care👉🏻 why you shouldn’t rush to sell the family home👉 what to look for in a specialist aged care financial adviser If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: <a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank">https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here: <a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank">https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group: <a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

311 deep dive: aged care & changes from 1 July

Today's Q&amp;A is packed with great questions from the Retire Right community and Glen is joined by financial adviser Nathan Fradley to unpack them: 👉 what to do with a $500k property sale before retirement👉🏼 can you claim a tax deduction on extra super contributions?👉🏽 when should you start shifting your super to more defensive assets?👉🏾 plus, estate planning, pension strategies &amp; more If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a> Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a> 🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a> To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

310 making $500K last before accessing super, super tax deductions & shifting to defensive assets

Retire Once, Retire Right

Retire Right is an Australian Retirement podcast. You only retire once, so retire right. Brought to you by the podcast, 'money money money'.

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