Share
One Vision
The Object of Desire
•
When apple announced their iPad, there was a discussion on how different it was from a laptop. It was indeed differentiated, and one major research identified that, accessing a large screen device at a simple press of a button is a major difference.
This episode of Rhetoriq is slightly different, where Theodora Lau and Bradley Leimer talk about the apple card. The launch of the Apple Card has caused quite a stir – amongst the Apple loyalists and naysayers alike. The loyalists marvel at the ease of activation and digital issuance. The naysayers criticize it as not being “revolutionary” – that there is nothing new nor extraordinary about it.
Some mocked Apple for even coming up with a card at all – seemingly forgetting that not merchant has the ability to accept Apple Pay. However, the user experience is now controlled by the handset operating system, i.e., Apple and Android, enabling new suites of applications and industries from digital health to personal financial management tools; from on-demand services to social media. With a click of a button, we are instantly connected to our friends and colleagues across the world; we have access to information 24x7 right at our finger tips; and we can get what we want, when we want it, right at our doorstep.
With 100 Million customers who can be termed as a "quick win", apple could easily get a massive market share in the US in quick time. The Apple Card (and Marcus) could also borrow the playbook from a few FinTech startups today – from providing virtual card numbers for online shopping, or learning users behavior and automatically applying various rewards and incentives, to helping reduce subscription charges that we have signed up for and forgotten.
This is just a beginning of infinite possibilities for Apple in the Fintech space. Listen in for more detailed insights from Brad and Theo.
More episodes
View all episodes
Fintech with a side of Fish and Chips: There is nowhere else like London
26:59Where incumbents come together with fintechs, Fintech Week London is a city-to-city event spanning some of the most current themes in financial services. From artificial intelligence, ESG, and insurtech, to embedded finance, payments, and digital assets, what’s in store for this year’s festivities? In this episode of One Vision — FinTech Fuse! Theo chats with Raf De Kimpe, CEO of Fintech Week London on the past, present, and future of fintech events. Join us as we pave the way for a brighter future for the fintech industry. Change is a constant.*** About Fintech Week London: https://www.fintechweek.london ***About One Vision: One Vision podcast, hosted by Theodora Lau, brings purposeful innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. The new season, Fintech Fuse! features the powerful trio of women in fintech: Barb McLean, Stephanie Foster, and Theodora Lau.***Unconventional Ventures: https://www.unconventionalventures.com/Subscribe on LinkedIn https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6598548173482967040 Subscribe on YouTube: https://www.youtube.com/channel/UCaLj99yHUUGFTHLdJeZqaPg?sub_confirmation=1 ***
Inaction is not a strategy — wise words from a benevolent troublemaker
28:20Yes, ESG is both complex and complicated, as Matthew Sekol wrote in his new book, ESG Mindset. But at the heart of it, it should not be difficult to explain — nor should it be controversial — why a business needs to go beyond pure financials, to build resilience — to better understand the risks and capture the opportunities — so that they can better adapt to a changing world. After all, it should be in the inherent interests of companies to build to last. Though the term might be nuanced, the intention and the result should not be. In this episode of One Vision — FinTech Fuse! We chat with our wonderful friend Matthew Sekol about his new book, ESG Mindset, and how leaders can learn how to think critically about ESG to ensure their organizations remain resilient.******ESG Mindset: https://www.esg-mindset.com/******About One Vision: One Vision podcast, hosted by Theodora Lau, brings purposeful innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. The new season, Fintech Fuse! features the powerful trio of women in fintech: Barb McLean, Stephanie Foster, and Theodora Lau.***Unconventional Ventures: https://www.unconventionalventures.com/Subscribe on LinkedIn https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6598548173482967040 Subscribe on YouTube: https://www.youtube.com/channel/UCaLj99yHUUGFTHLdJeZqaPg?sub_confirmation=1
FinTech in a field of daffodils
23:28As one of the first flowers that bloom in spring, daffodils symbolize new beginnings, resilience, and prosperity. But what do the flowers have in common with fintech and rugby? In this new episode of One Vision, Theo chats with Sarah Kocianki, CEO of Fintech Wales, on her top priorities in growing the world-class collaborative FinTech ecosystem in Wales as she embarks on her new journey as the CEO of FinTech Wales. We explored the secret behind the prominence of female angel investors in Wales, as well as the impact of technology on work, talent, and culture of learning. Bonus question for our audience: What was the one term that we successfully navigated around in our conversation? Tune in to find out!***About One Vision: One Vision podcast, hosted by Theodora Lau, brings purposeful innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. The new season, Fintech Fuse! features the powerful trio of women in fintech: Barb McLean, Stephanie Foster, and Theodora Lau.***Unconventional Ventures: https://www.unconventionalventures.com/Subscribe on LinkedIn https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6598548173482967040 Subscribe on YouTube: https://www.youtube.com/channel/UCaLj99yHUUGFTHLdJeZqaPg?sub_confirmation=1
From law school to boardroom: Millicent Tracey’s mission to change the status quo
45:14VC investment in startups is crucial for the industry. Yet, the funding into underrepresented founders is dismal and seems to be getting worse by the year. Could bringing more women into investment communities and helping them secure board roles be the answer we are looking for? In this episode of One Vision — FinTech Fuse! We chat with Millicent Tracey on her impactful journey from banking and beyond. Millicent is an independent public company Board Director and Audit Committee member, FinTech Board Advisor, and former Fortune 50 senior executive. Tune in to hear her perspectives on what gets her excited in financial services and how we can own our power.
Prepare for the unexpected
17:16Against the backdrop of economic uncertainty and geopolitical tensions, how can we make the supply chain more resilient? In this episode of One Vision, Theo chats with Rene Ho — CFO at Taulia, and Thomas Mehlkopf — GM and Head of Working Capital Management CoE at SAP, on realizing the synergies from the power duo of SAP-Taulia, building the future of finance with working capital optimization and liquidity. Change is inevitable, but we can put measures in place and be ready for surprises in this interconnected world. For more insights, download the CFO Perspectives: Unlocking Insights Through Conversation. #OneVision #SupplyChainFinance #FinancialServices #SponsoredAbout One Vision: One Vision podcast, hosted by Theodora Lau, brings purposeful innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. The new season, Fintech Fuse! features the powerful trio of women in fintech: Barb McLean, Stephanie Foster, and Theodora Lau. Unconventional Ventures: https://www.unconventionalventures.com/ Subscribe on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6598548173482967040
Credit unions and the heart and soul of Atlantic Canada
27:07In many rural communities, credit unions are the financial institutions of choice. But these credit unions facilitate more than just money movement. As financial cooperatives, they are owned by their members and embedded within the communities that they serve. In this episode of One Vision — FinTech Fuse! We chat with Carrie Forbes, CEO of League Data and Technicost on the changing technology landscape, the challenges and opportunities of transforming while preserving the human touch, and the future of consumer-driven banking. Bank with purpose, we can. Tune in and feel the love.
Our world is diverse. So should our voices.
22:32In this special episode of One Vision, we collaborate with Sonya Dreizler, Co-Founder of Choir, to introduce four special guests to our community: Valerie Escobar, Mohna Shah, Anthony Williams, and Yohance Harrison. Tune in to find out more about them, what drives them, and what they would put in a time capsule to be opened in 100 years. Did you know that there are over 7,100 spoken and signed languages in the world, and 75 countries under the Asian American and Pacific Islander (AAPI) umbrella? With such rich diversity, it is beyond time to change who we listen to. Join us.
Create your own narrative and embrace the uncharted waters of finance
42:03What is the difference between open banking, open finance, and open data? And how can technology enable a true 360 degree view of a consumer, beyond just finance? In this episode of One Vision Podcast — FinTech Fuse! We chat with Michelle Beyo, founder of Finavator, about her career journey, what inspires her, and how she changes the ecosystem around her. As a fearless advocate, Michelle leads by example by being an active participant, and challenging the status quo to make the world more just. We are all part of something bigger and each of us bear the responsibility to make the world a better place. Fight for love and a more inclusive future. Because every voice matters.
Everything is embedded!
39:36In this episode of One Vision — FinTech Fuse! Theo and Barb chat with Simon Taylor, Head of Strategy & Content at Sardine, and the brain behind the Fintech Brainfood, on being infinitely curious. One of Simon’s passion topics and mission at Sardine is to eradicate scams from the Internet. According to Simon, not only is fraud a massively underrepresented trillion-dollar problem, it is also getting exponentially worse, with so much of it being underreported. It is, as Simon calls it, the biggest issue that impacts human misery. What does the future hold for the financial services industry and its workforce, against the backdrop of credit quality concerns, the rapid development of advanced technology such as artificial intelligence, and with big techs advancing? What are the top things on Simon’s list and what does he think is overhyped? Tune in and find out!