Sustainability is not a spectator sport; we all have a role to play
Extreme weather conditions are occurring more often all around the world, from wildfires in the U.S. and Australia to severe flooding in parts of Africa and Asia. As a society, we are facing a global crisis: Over 1.2 billion people could be displaced from their homes by 2050 due to the effects of climate change.Urgent action is needed to combat the immense challenges we face. Recent pledges by big banks including Citi, J.P.Morgan, and Bank of America to support sustainable finance and help accelerate transition to low-carbon economy is a great start.In this episode of One Vision, Theo and Bradley chat with Matthew Sekol, US Market Executive, Capital Markets, of Microsoft, on the key topics of our century, from ESG to the digital divide and the ethics around artificial intelligence.There is hope, but only if we act together — now.As we observe Earth Day, we have no other choice. We don’t have a second chance.
Automating the money movement and why it matters
While few would disagree that financial inclusion is an inequality in our modern day society that still needs to be resolved, and that improving economic prosperity of everyday people is an attainable goal that we should all aspire to - we might not always agree on the path to get there. If we have learned anything from the fintech boom, it’s that having access by itself isn’t enough. Perhaps part of the puzzle piece lies with the movement of money, and how we can best leverage technology to automate our decision making.In this episode of One Vision, Theo and Bradley chat with Chris Hutchins, Head of Autonomous Financial Planning at Wealthfront, on self-driving money, and what’s next for democratization of financial services.
Turning conversations into actions from diversity to customer centricity
Can we turn conversations into actions? Can we put consumers in the heart of everything we design in this new digital era? With 1 billion people still lacking access to technology, how can we be more thoughtful in creating alternative solutions to achieve equal outcomes for those on the other side of the digital divide? While we might feel every day is like Groundhog day, as our guest reminds us, there is light at the end of the tunnel. Join us in this episode of One Vision, where Theo and Bradley chat with Dr Louise Maynard-Atem on data, privacy, and inclusion.
The principle lessons of Beyond Good
The global pandemic may be a wake up call to a new age, one where the value of our work and the leadership we can provide is reflected back to the improvement to the community to which we belong. One way we can succeed in building a very different future — one much more equitable — is to appreciate how interdependent we really are, how everything in our life is a series of connected systems, both big and small. And that it is within our grasp to bend their functions toward a better way. Join us this week as Theo and Bradley talk about the global launch of their new book, Beyond Good.
Will banking (finally) be transformed?
What does the future of retail banking hold? Beyond the endless debates on cash and branches, what are some of the things that we would actually look forward to in the near future? Will AI finally transform one of the oldest and most important industries of modern civilization? In this episode of One Vision, Theo and Bradley caught up with an old friend Elias Ghanem, Global Head of Market Intelligence, Financial Services at Capgemini to talk about the future of financial services. Until we meet again in Amsterdam..
How do we build a bank that actually resonates? Let us be brilliant
How do you build something that delights customers?Conventional wisdom would say that we need to talk to the customers and better understand their needs. But let’s be honest. Beyond the endless surveys, when was the last time your bank actually talks to you, the customer? In this episode of One Vision, Theo and Bradley talk to Billie Simmons, co-founder of Daylight. To Billie’s point, LGBTQ is not just a marketing segment. It is also a community with unique needs that incumbent financial institutions have largely failed to address. It’s about time we change that.
Aging well is a right, not a privilege
Whether you are an incumbent or a fintech startup; a community bank or a credit union, our industry’s goals should ensure that there are better financial outcomes throughout the lives of every customer and every community — beyond those already privileged and already profitable. Tune in to this week’s One Vision episode, where Theo and Bradley chat with Ramsey Alwin, CEO of National Council on Aging, on the role the financial services industry can play in making economic security a reality for older Americans and beyond.We have the technology and the capacity — to design a more inclusive future for every person and every community — now we just need the will to do so. It is not only the right thing to do, it is also a smart business decision.Aging well for all is a matter of equity. A matter of dignity. And a matter of justice.
Asia - the hotbed for fintech innovation
Asia is home to more than half of the world’s population. It is also a hotbed for fintech innovation. From super apps and social ecommerce in China, cryptocurrency in Hong Kong, to digital identity and payments in India, there is never a dull moment. Despite the dizzying pace of development, the party is just getting started. In this episode of One Vision, Theo and Arun dive into the eclectic mix of markets in Asia with Syed Musheer Ahmed, Founding Board Member of FinTech Association of Hong Kong and the Founder of FinStep Asia.
A ticket towards prosperity or a bottomless pit of debt
Is college education a ticket towards prosperity and job security — or a bottomless pit of student loan debt? If you live in the U.S., that is a $1.7 trillion dollar question.Student loan debt impacts all financial aspects of a consumer; and the burden is amplified for first generation college students and people of color, who don’t typically have access to generational wealth. With wage disparities induced by systemic bias, such gaps continue to grow even after employment.In this episode of One Vision, Theo and Bradley chat with Tobin Van Ostern, founder of Savi, a public benefit corporation focused on tackling the student loan challenge faced by America's 46 million student loan borrowers. While policy reforms are long overdue, we believe that private sector innovation can still play a crucial role to provide much needed immediate relief.