The Accidental Banker
There are many ways to create meaningful impact. Some choose to start their own endeavour, attempting to change the existing paradigm from the outside. Others choose an often more arduous route to create change from within. Regardless of which path you take, the journey can be treacherous and full of surprises. The best stories often come from those who have chosen to embark on multiple expeditions — and lived to tell us their tales.In this episode of One Vision, Bradley and Theo chat with Drew Graham, Director of Digital Strategy at Barclays, as he walks us through his journey into the heart of darkness as he nudges the industry toward the arc of the common good.
Look for the helpers
The Supplemental Nutrition Assistance Program (also known as SNAP) provides important nutritional support for low-income individuals and households within the U.S. In 2018, the program helped 40 million low-income Americans afford a nutritionally adequate diet in a typical month. But the impact of COVID-19 on low income families cannot be understated. With substantial unemployment, many are concerned with the stability of their housing, or the ability to put food on the table.Tune in for an inspirational episode of One Vision, where Theo and Bradley chat with Jimmy Chen, the founder and CEO of Propel, about his startup journey, how Propel helped make this critical safety net program more user-friendly while improving consumer financial health, and how Project 100 became the most ambitious private direct payments initiative during the COVID-19 pandemic.
Powering Innovation: Banking’s Embrace of the Cloud
Digital transformation journeys for financial institutions — regardless of size — present many challenges. Banks have traditionally been more of a follower, rather than a leader, in adopting emerging technologies like artificial intelligence, machine learning, and edge computing. In one area, this is changing rapidly: cloud computing. In this episode of the One Vision podcast, Randy Walker, Global Managing Director, Financial Services, of IBM, discusses the launch of IBM Cloud for Financial Services with Theo and Bradley. He shared with us the many benefits of leveraging cloud computing infrastructure for financial services firms, and how IBM’s ecosystem is growing to meet the needs of their banking clients.
A revolution of a different sort
The year 2007 was a watershed moment in financial services. That year saw the launch of mPesa in Kenya, the second iteration of the Payment Services Directive (PSD2), and the launch of the iPhone, which changed relationships with customers forever. Venture investment in startups in what would eventually be called fintech were just starting. It truly felt like we were on the verge of a revolution within financial services.Over the past decade, every aspect of financial services has been rearranged, unbundled, and rebundled, as has the concept of what digital disruption looks like for incumbents in the space. Between new forms of customer value, and new directions for financial innovation, it’s more wild wild west than ever before. Tune in to this new episode of One Vision with Gregg Schoenberg, Managing Partner at Wescott Capital, and Founding Editor of the Financial Revolutionist, as he chats with Theo and Bradley of Unconventional Ventures about this ongoing revolution. Without the FR, this is as close as we can get with a fix of Gregg’s whimsical thoughts
Seize the day
Imagine yourself years from now looking back at the decade that was. As you think about your life, your career, your friends, your family, your tribe—what happened to your path? How did you change when the world was upside down, when the gravity of your roots were the only connectivity to your core values and beliefs? At what point did the future begin once again? The decisions we make everyday in life matter, none more important than during times of tragedy. The real visionaries are the ones who accept that if nothing they have historically held on to is guaranteed, then this is the time of opportunity to do the thing as it needs to be done.In this episode of One Vision, Theo and Bradley chat with Dr. Leda Glyptis, Chief Executive Officer at 11FS Foundry, and author of the weekly column #LedaWrites on Fintech Futures. Leda discusses her own path, her motivations for the future, and inspires us to do the same.
Look Toward the East
The path toward broader inclusion — especially financially driven inclusion — starts with acknowledgement of structural impediments within our lives, our communities, and our cultures. Financial inequality is a human created problem that can be solved. While there are 1.7 billion adults worldwide that are truly unbanked — without any access to the formal financial services system — the advent of mobile phones, mobile money, and mobile credit systems has enabled many of these economies to leapfrog the West, and bring more people into the traditional economic system.In this episode of One Vision, Theo and Bradley chat with Chenni Xu from Ant Group, on the financial inclusion efforts at the Alibaba affiliate, its impact on small businesses in China, and what lies ahead.
Pause for purpose
From the $825 million Finicity/Mastercard tie-up to the Wirecard scandal to Lemonade’s plan to raise $286 million in an IPO — there is never a dull moment in the land of Fintech. Half a year has gone by and we are in the midst of a pandemic and deepening recession. If we were to give ourselves a grade, has Fintech done what the ecosystem has set out to do?Has it challenged the status quo — and make banking better? In this new episode of one vision, Theo and Bradley looked back at the week that was and talked about what should be.
Mise en place (everything set in its place)
How does gastronomy and financial services coalesce? As you build skills in the kitchen, every aspiring chef learns about the significance of mise en place, or having everything ‘set in place.’ This helps the cooking process become more efficient, but also more pleasurable as you master facets of the culinary arts. The elements of mise en place include choosing a recipe and building a plan, preparation of work space and equipment, and the assembly of essential ingredients. It helps you learn to inject new ingredients as it enables moments of serendipity. There is a similar arc for successful innovation and product development within financial services. It starts with getting the right people in the kitchen. Are you hungry for more?Join Theo and Bradley in conversation with Peggy Mangot, serial entrepreneur and SVP of Innovation at Wells Fargo, as she talks about her experience within financial services innovation from big tech to startups to big banks, creating an environment of collegiality and debate, the importance of lifelong learning and an ongoing sense of optimism and hope.
Influence of the 7-minute
Public speaking is an art. And when you need to do a demo at the same time in front of a live audience, it’s even harder. In this episode of One Vision podcast, Greg Palmer, VP and host of Finovate walked down memory lane as he spoke about the history of one of the longest running fintech conferences. He shared with us some of his secrets on how to deliver an engaging talk as you navigate the showmanship of demonstrating your solution. It makes us wonder, when would we get to go back to a live event and hear Greg’s gong again? It’s the fastest.Most nerve-wracking seven minutes of your life — won’t you join us?