Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money

#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they threatened to close due to inactivity) solely because of fear.Entonces que paso? Pues amiga, you'll have to tune in to find out.See you in the show!P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership💸I Cleaned Tables To Afford A New iPhone (And Avoid CC Debt)💸If You're A Latina, It's Time To Invest, No More Excuses⭐️RESOURCES⭐️💸Buy Your First Investment Mini Bootcamp💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram

32: Not you booing yourself off the stage before people get a chance to see you perform...Amiga, you are incredible. I know it, you know it (even though you pretend not to), and the world knows itDo you have 10 minutes to go through your camera roll and reflect on all you've accomplished this year?I hope you do friend - cause we've got more work to do!See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Your Impatience is Blocking Your Success, Quit Being a Baby and Keep Going💸Money Red Flags to Look For In Your Relationship⭐️RESOURCES⭐️💸Buy Your First Investment Bootcamp happening end of Jan. '26💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Monthly Money Newsletter 💸Follow Mariel on Instagram

#31: Stop trying to be perfect.Let go of your need for control and watch ease flow into your life.In this episode, I share BTS of my day:including my trip to Diva Dance Alamo City where I learned the dance to NSYNC's Bye Bye Bye,my time at the Tejanas in Media 'Unfiltered Entrepreneurs' event,and how I wound up recording this podcast episode on the voice memo app in my driveway(Spoiler: It's because my life is hectic right now! But #doneisbetterthanperfect)See you in the show!P.s. Be sure to follow Chulas of San Antonio for invites to fun events around the city!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️Eco Friendly Gift Giving Guide For Beginners5 Ways To Save Money This Holiday SeasonMy Partner Makes 2x More Than Me, Here's How We Split Expenses⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter (I'll let you know when the 'Buy Your First Investment Bootcamp is LIVE!)💸Follow Mariel on Instagram

#30: If you just kept going - you'd WIN.No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'?Just FULL BODY FAITH that you are that GIRL. That gets things done, that executes.In this episode, I talk about what I learned by running my very first half-marathon with minimal training.Trusting YourselfStaying in Your LaneFocusing on the Long TermComfort with DiscomfortTune in for the loving push you've been needing to execute on those goals, amiga. Success is around the corner so quit being a baby and keep going.Un Beso,Mariel Amador⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸My Business Flopped So I'm Going Back To Teaching💸I Entered A '10k In 20 Days' Challenge And I Didn't Reach My Goal💸Why You Arent Taking Action⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram

29: The top expenses in yo life are:1. your mortgage/rent payment2. the food you eat (including fast food) 3. YOUR CAR PAYMENTI made an impulse decision to buy a NEW car (literally I drove it off the lot with 8 miles on it) and that decision rippled into me tripling my loan size and me still paying off that car 6 years later.Tune in to hear how in the heck this happened and would I would do differently if I could do it all again.P.S. Do me a favor - send this episode to the amiga that needs this word of caution!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸How To Stop Underearning and Make More Money💸How to Break Free from the Money Story Holding You Back💸If You’re A Latina, It’s Time To Invest. No More Excuses.⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram

#28: Do you care about the planet and about where your money goes?Well friend, I've got JUST the episode for you.In this episode, I outline 7 eco-friendly gift ideas that are thoughtful, are kind to mother nature, and that will have you feeling proud of your purchasing decisions at the end of the holiday season.Plus I outline some eco-friendly tips like:Stop being a people pleaser when gift giving (the debt isn't worth it bestie)Avoid trends (it'll end up in the trash)UNDERSTAND THAT MARKETING'S JOB IS TO MANIPULATE YOUASK people what they actually want.You can create magic without breaking the bankTo all the tree huggers, old and new, this here episode is the one for you. P.S. Send it to your friend!⭐️⭐️RECOMMENDED PODCAST EPISODES:⭐️⭐️✨5 Ways to Save Money This Holiday Season✨Black Friday DOs and DONTs: Listen before you shop⭐️⭐️WORK WITH ME:⭐️⭐️💸60 minute 'Open Your IRA' Kickstart💸3 Month Money Coaching Program💸Follow Mariel on Instagram

#27: Black Friday hunger games is upon us. Are you ready, amiga?My 3 step process to shopping SMART this Black Friday:Acknowledge: acknowledge that you're about to be INUNDATED with sales you may not need. Pause, and consider if you really need the thing OR if you're experiencing darn good marketing.Plan: Make a list of items/experiences you need and value and a general budget for it. This'll help guide your decision makingShop Local: give your neighbors your money! Not the corporationsTune in to hear all of this y mas and send the podcast episode to the amiga who's gearing up for Black Friday shopping tambien.See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸5 Ways To Spend Money This Holiday Season💸If You're a Latina, It's Time To Invest. No More Excuses💸I Saved Money On Housing By Renting A Room For Four Years⭐️RESOURCES⭐️💸Buy the 'Open Your IRA' Kickstart💸Subscribe to my Monthly Newsletter💸Follow Mariel on Instagram💸 Visit the Money For Mujeres Website

#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WRONG things! With wealth inequaity at an all time high, we need to focus our focus to the rich NOT on what people have in their grocery carts.See you in the show!