Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®

#36: Do you ever feel like you don’t want 'evil' companies to profit off you? Or like you could be more intentional with your money? But you don’t really know where to start?Same here amiga! This episode is a love letter from a newbie financial activist to another. Let me be clear: everyone can use use their money for good. It may feel like our small actions won't make a difference, but amiga, they do. In this episode we:Define financial activismSee it in action: how and why I closed my Wells Fargo accountsTalk about 11 ways you can practice being a financial activistBeing intentional with your money isn’t easy. And it’s NOT supposed to be perfect. No really, I list out 3 ways I'm not a 'perfect' financial activist in this episode. See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸'Letter to Money' Exercise (Let's talk about money! Step 1: Look at our relationship with money)💸Interview with Jasmine Rashid on Financial Activism💸Eco Friendly Gift Giving Guide For Beginners⭐️RESOURCES⭐️💸The Financial Activist Playbook, Jasmine Rashid💸Money For Change, Kara Perez💸Money Out Loud, Berna Anat💸Learn About 'ESG' Investing💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram

#35: When I finally understood what 'investing' actually was, I RAN and opened an investment accountBut as the first investor in my family, I made a few mistakes along the way....Tune in to hear:How I began investing (hello money happy hours!)3 Mistakes I made as a beginner investorWhere you can go to get educated on investing for retirement - responsiblyInvesting can feel complicated, but if you learn from the right person, sitting down to learn about investing will be the greatest thing you ever did.PLUS: Building Wealth is for EVERYONE (not just the 'rich'), and you can get started with investing with just $10.See you in the show!⭐️RESOURCES⭐️💸Sign up to the Newsletter to be informed of upcoming money events💸FREE: 'Retire on Time' Workshop replay by Mariel Amador💸FREE 60 minute beginner investor video by Jeremy Schneider⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸If You’re A Latina, It’s Time To Invest. No More Excuses.💸I worked in Tech and was made to feel like I could never understand investing. Now I teach other women how to invest.⭐️CONNECT WITH MARIEL⭐️💸Work 1:1 with Mariel here💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

34: Being 'good' with money isn't a thing. And also, have you looked around lately? It's quite hard to exist #whyiseverythingsoexpensiveEnough with the unproductive self-talk. Instead focus on the belowMindset: Stop saying 'I'm terrible with money', your brain will believe you. Instead try 'I get better with money every day'.Habits: When's the last time you audited your habits? e.g. Does tap to pay REALLY 'save your life'? Or does it lead to more purchases due to easeSystems: If you rely on 'willpower' and 'willpower' only, you may take longer to reach your goals. Just set up your systems amiga. You've got a life to liveNobody is 'good' with money and it's time we stopped using that as a measure of our abilities. Instead, lets focus on the beliefs, habits, and systems that'll get us where we're meant to go.Ready to reach your money goals? Well friend, you're in the right place. Stream it now and send it to a friend!⭐️⭐️RESOURCES⭐️⭐️💸Money Mindset Isn't About Believing In Yourself. It's About Your Money Story💸Calculate if you're spending more than you're earning💸Fix Your Money: 6 Episode Audio Course⭐️RELATED PODCAST EPISODES⭐️💸If You’re A Latina, It’s Time To Invest. No More Excuses💸How To Stop Underearning And Make More Money⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they threatened to close due to inactivity) solely because of fear.Entonces que paso? Pues amiga, you'll have to tune in to find out.See you in the show!P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership💸I Cleaned Tables To Afford A New iPhone (And Avoid CC Debt)💸If You're A Latina, It's Time To Invest, No More Excuses⭐️RESOURCES⭐️💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events💸Follow Mariel on Instagram

#30: If you just kept going - you'd WIN.No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'?Just FULL BODY FAITH that you are that GIRL. That gets things done, that executes.In this episode, I talk about what I learned by running my very first half-marathon with minimal training.Trusting YourselfStaying in Your LaneFocusing on the Long TermComfort with DiscomfortTune in for the loving push you've been needing to execute on those goals, amiga. Success is around the corner so quit being a baby and keep going.Un Beso,Mariel Amador⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸My Business Flopped So I'm Going Back To Teaching💸I Entered A '10k In 20 Days' Challenge And I Didn't Reach My Goal💸Why You Arent Taking Action⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram

29: The top expenses in yo life are:1. your mortgage/rent payment2. the food you eat (including fast food)3. YOUR CAR PAYMENTI made an impulse decision to buy a NEW car (literally I drove it off the lot with 8 miles on it) and that decision rippled into me tripling my loan size and me still paying off that car 6 years later.Tune in to hear how in the heck this happened and would I would do differently if I could do it all again.P.S. Do me a favor - send this episode to the amiga that needs this word of caution!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸How To Stop Underearning and Make More Money💸How to Break Free from the Money Story Holding You Back💸If You’re A Latina, It’s Time To Invest. No More Excuses.⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events💸Follow Mariel on Instagram

#27: Black Friday hunger games is upon us. Are you ready, amiga?My 3 step process to shopping SMART this Black Friday:Acknowledge: acknowledge that you're about to be INUNDATED with sales you may not need. Pause, and consider if you really need the thing OR if you're experiencing darn good marketing.Plan: Make a list of items/experiences you need and value and a general budget for it. This'll help guide your decision makingShop Local: give your neighbors your money! Not the corporationsTune in to hear all of this y mas and send the podcast episode to the amiga who's gearing up for Black Friday shopping tambien.See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸5 Ways To Spend Money This Holiday Season💸If You're a Latina, It's Time To Invest. No More Excuses💸I Saved Money On Housing By Renting A Room For Four Years⭐️RESOURCES⭐️💸Buy the 'Open Your IRA' Kickstart💸Subscribe to my Monthly Newsletter to stay tuned to upcoming money events and challenges💸Follow Mariel on Instagram💸 Visit the Money For Mujeres Website

#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WRONG things! With wealth inequaity at an all time high, we need to shift our focus to the rich NOT on what people have in their grocery carts.The filthy rich? Yeah, they have ISSUES. But, can we replicate the wealth building strategies of some to reclaim collective power? Like saving for retirement early on and teaching our children how to invest responsibly from a young age? We sure can. See you in the show!⭐️⭐️Most streamed 'Ching@ Tu Money' episodes⭐️⭐️💸My Partner Makes 2x More Than Me. Here's How We Split Expenses💸How to Stop Underearning And Make More Money💸If You’re A Latina, It’s Time To Invest. No More Excuses.💸How to Break Free from the Money Story Holding You Back⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com