Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®

41: I walk too fast, eat too fast, and am addicted to social media. I need REST, and if you're reading this, you do too. But.... how do we 'find the time' for it?In this episode, I share with you a 3 part framework that will help you find the time for rest. I also touch on:the importance of slowing downurgency as a habitdopamine addictiona one minute silence testYou are in charge of your life, amiga. Time to re-imagine it.⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Dr. Anna Lemke: How Understanding Dopamine Can Improve Your Life⭐️⭐️Most streamed 'Ching@ Tu Money' episodes⭐️⭐️💸My Partner Makes 2x More Than Me. Here's How We Split Expenses💸How to Stop Underearning And Make More Money💸If You’re A Latina, It’s Time To Invest. No More Excuses.⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

40: Given that my boyfriend pays for a lot of our shared expenses - I often wonder, 'Am I financially abusing him?'I don't wonder it jokingly. He has shared with me that in the past, he experienced some financial abuse (including financial infidelity). I love my boyfriend and I respect his money. But, some of the behaviors he describes from his past sound a bit like the arrangement we currently have going on.In this conversation, we dive into his experience, thoughts and perspective. SPOILER ALERT: he says I'M NOT financially abusing him.Money can be complicated and having conversations around money can be even more so. Tune into this episode to be a fly on the wall of a real life insecurity of mine.See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸My Partner Makes 2x More Than Me. Here's How We Split Expenses💸Financial Abuse in Couples: Money Red Flags To Look Out For⭐️RESOURCES⭐️💸GIRL JUMP! Building Your Financial Safety Net to Leave An Abusive Relationship And Reclaim Your Freedom send me your confirmation email to mariel@moneyformujeres.com💸Follow Justine De Peralta on Instagram💸Subscribe to my Monthly Newsletter💸Follow Mariel on InstagramDISCLAIMER: If you are experiencing financial and domestic abuse and are immediate danger, dial 911.If you are not in immediate danger, call the National Domestic Violence Hotline at 1-800-799-SAFE (7233). They also have a website, but here is a Security Alert from their website:‘Internet usage can be monitored and is impossible to erase completely. If you’re concerned your internet usage might be monitored, call us at 800.799.SAFE (7233)’If it is safe to do so, you can visit thehotline.org for more information and resources.Want more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

#39: Money can be used as a tool, but it can also be a weapon.In this episode, we talk financial abuse:What it isExamples of what to look out forWhat to do if you feel you are experiencing itWhy you shouldn't feel shame if it's happened to youFinancial Abuse is the most important money topic I will ever talk about. Give this episode a listen, and then share it with a friend, co-worker, or loved one that may be experiencing financial abuse.⭐️⭐ RELATED PODCAST EPISODES⭐️⭐️💸Financial Abuse in Couples with Author Justine De Peralta💸Financial Abuse in Family with Author JDP💸Financial Abuse in Friendships with Author JDP⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

#38: I don't have enough money to max out my Roth IRA this year.BUT I know that everything I invest will add up - even if its $10 a monthIn this episode I outline 5 reasons to invest EVEN if you have little moneyBecause you can. Thanks to 'fractional shares' you can buy $10 of an investment at a timeStarting when you have little money allows you to build the CORRECT investing habitsBecause it's not all in or all outBecause of, hello!, compound interest. (its the 8th wonder of the world)Because amiga, investors look like you and me. Mujeres. Poderosas. Latinas. It's time to invest. No more excuses.At the end of the episode, I share with you 3 ways to get started with investing.Amiga, welcome to your investor era. We're waiting for ya. See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Building Wealth: 3 Mistakes I Made As A Beginner Investor💸I Worked In Tech And Was Made To Feel Like I Could Never Understand Investing. Now I Teach Women How To Do It💸If You’re A Latina, It’s Time To Invest. No More Excuses.⭐️RESOURCES⭐️💸Hire Me To Help You Open Your IRA💸Stay Updated on Upcoming Money Workshops/Challenges💸FREE: 'RETIRE ON TIME' Workshop Replay with Mariel💸FREE: 'Beginner Investor' 60 minute Workshop with Jeremy💸Savings Goal Calculator💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

#37: Do you ever feel like you don’t want 'evil' companies to profit off you? Or like you could be more intentional with your money? But you don’t really know where to start?Same here amiga! This episode is a love letter from a newbie financial activist to another. Let me be clear: everyone can use use their money for good. It may feel like our small actions won't make a difference, but amiga, they do. In this episode we:Define financial activismSee it in action: how and why I closed my Wells Fargo accountsTalk about 11 ways you can practice being a financial activistBeing intentional with your money isn’t easy. And it’s NOT supposed to be perfect. No really, I list out 3 ways I'm not a 'perfect' financial activist in this episode. See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸'Letter to Money' Exercise (Let's talk about money! Step 1: Look at our relationship with money)💸Interview with Jasmine Rashid on Financial Activism💸Eco Friendly Gift Giving Guide For Beginners⭐️RESOURCES⭐️💸The Financial Activist Playbook, Jasmine Rashid💸Money For Change, Kara Perez💸Money Out Loud, Berna Anat💸Learn About 'ESG' Investing💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram

#35: When I finally understood what 'investing' actually was, I RAN and opened an investment accountBut as the first investor in my family, I made a few mistakes along the way....Tune in to hear:How I began investing (hello money happy hours!)3 Mistakes I made as a beginner investorWhere you can go to get educated on investing for retirement - responsiblyInvesting can feel complicated, but if you learn from the right person, sitting down to learn about investing will be the greatest thing you ever did.PLUS: Building Wealth is for EVERYONE (not just the 'rich'), and you can get started with investing with just $10.See you in the show!⭐️RESOURCES⭐️💸Sign up to the Newsletter to be informed of upcoming money events💸FREE: 'Retire on Time' Workshop replay by Mariel Amador💸FREE 60 minute beginner investor video by Jeremy Schneider⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸If You’re A Latina, It’s Time To Invest. No More Excuses.💸I worked in Tech and was made to feel like I could never understand investing. Now I teach other women how to invest.⭐️CONNECT WITH MARIEL⭐️💸Work 1:1 with Mariel here💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

#34: Being 'good' with money isn't a thing. And also, have you looked around lately? It's quite hard to exist #whyiseverythingsoexpensiveEnough with the unproductive self-talk. Instead focus on the belowMindset: Stop saying 'I'm terrible with money', your brain will believe you. Instead try 'I get better with money every day'.Habits: When's the last time you audited your habits? e.g. Does tap to pay REALLY 'save your life'? Or does it lead to more purchases due to easeSystems: If you rely on 'willpower' and 'willpower' only, you may take longer to reach your goals. Just set up your systems amiga. You've got a life to liveNobody is 'good' with money and it's time we stopped using that as a measure of our abilities. Instead, lets focus on the beliefs, habits, and systems that'll get us where we're meant to go.Ready to reach your money goals? Well friend, you're in the right place. Stream it now and send it to a friend!⭐️⭐️RESOURCES⭐️⭐️💸'Buy Your First Investment' bootcamp waitlist💸Money Mindset Isn't About Believing In Yourself. It's About Your Money Story💸Calculate if you're spending more than you're earning💸Fix Your Money: 6 Episode Audio Course⭐️RELATED PODCAST EPISODES⭐️💸If You’re A Latina, It’s Time To Invest. No More Excuses💸How To Stop Underearning And Make More Money⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com

#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they threatened to close due to inactivity) solely because of fear.Entonces que paso? Pues amiga, you'll have to tune in to find out.See you in the show!P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership💸I Cleaned Tables To Afford A New iPhone (And Avoid CC Debt)💸If You're A Latina, It's Time To Invest, No More Excuses⭐️RESOURCES⭐️💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events💸Follow Mariel on Instagram

#30: If you just kept going - you'd WIN.No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'?Just FULL BODY FAITH that you are that GIRL. That gets things done, that executes.In this episode, I talk about what I learned by running my very first half-marathon with minimal training.Trusting YourselfStaying in Your LaneFocusing on the Long TermComfort with DiscomfortTune in for the loving push you've been needing to execute on those goals, amiga. Success is around the corner so quit being a baby and keep going.Un Beso,Mariel Amador⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸My Business Flopped So I'm Going Back To Teaching💸I Entered A '10k In 20 Days' Challenge And I Didn't Reach My Goal💸Why You Arent Taking Action⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram