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The Property Finance Survival Tactics for UK Developers in the 2025 Market with Michael Dean
47:32|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode of This Property Life, host Sarah Blaney speaks with Michael Dean, co-founder of Avamore Capital, about the current challenges facing UK property developers. What You'll Learn:Why do smaller and mid-sized developers have more room for creative deal structuringThe importance of flexibility and negotiation when working with landownersWhat funders are really looking for in today’s marketHow to identify the right landowners for JV or deferred payment dealsStrategies to stay resilient and invest smartly in a challenging property climateTimestamps[02:34] - Michael’s Background[05:36] - Build Cost Inflation, Slow Sales, And Landowner Expectations[09:00] - Why Small-To-Mid Deals Offer More Flexibility[14:38] - Deferred Payments, Overage, Jv Agreements[21:49] - Finding The Right Landowners: Motivated & Pressurised Sellers[29:44] - Operator Vs. Discretionary Developer Mentality[34:24] - Outlook On Interest Rates And The Market Bottom[42:42] - Political Risks And Budget Speculations[45:27] - Final Thoughts & Getting In TouchThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Michael Dean Socials:LinkedIn: https://www.linkedin.com/in/propertyfunder/Instagram: https://www.instagram.com/property_funder/LinkedIn (Company): https://www.linkedin.com/company/avamore-capital/Instagram (Company): https://www.instagram.com/avamorecapital/Instagram (Podcast): https://www.instagram.com/thepfppodcast/Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg
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From Architecture to £1.5K per Sq Ft London Sites using Smart JV Deals with Michael Langley
01:02:40|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode of This Property Life, host Sarah Blaney sits down with Michael Langley, a small-scale property developer who has built his business through smart partnerships and a clear vision. What You'll Learn:How Michael’s architectural skills contribute to the development processHow Michael and Christian structured their JV to leverage their combined skill setsThe process Michael uses to evaluate sites, including market research and feasibility studiesHow to mitigate risks related to planning, cost overruns, and managing timelinesSubcontractor management, cost of materials, and dealing with unexpected delaysTimestamps[02:12] - Michael's transition from architecture to property development[06:22] - Michael discusses meeting his business partner, Christian[11:57] - How profit and project responsibilities are split in their JVs[19:13] - Explanation of Special Purpose Vehicles (SPVs) and their operational structure[23:55] - The cost breakdown of building in different areas[31:24] - Case study of their current development project in Forest Hill, London[42:03] - Challenges in construction costs and subcontractor management[46:34] - Planning delays and the frustrations with under-resourced planning departments[57:26] - Stress-testing deals to ensure investor returns even with market fluctuations[59:47] - Michael’s advice for new developersThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Michael Langley Socials:LinkedIn: https://www.linkedin.com/in/michael-langley-mla/?originalSubdomain=ukInstagram: https://www.instagram.com/mlangleyproperty/Follow MLA Architecture Ltd:Website: https://mla-architecture.co.uk/Instagram: https://www.instagram.com/mlaarchitecture/Follow Turnkey Developments Ltd:Website: https://www.turnkey-developments.co.uk/Instagram: https://www.instagram.com/turnkey_developments/Follow This Property Life Podcast on Socials:Website: https://thispropertylife.co.uk/
The Top 10 Tips for Property Investors to Save Time and Cut Costs in Every Deal with James Lynch
35:24|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode of This Property Life, Sarah Blaney welcomes back property expert James Lynch to look into title splitting. While James’s expertise centers on splitting freehold buildings into leasehold units, the practical strategies he shares today are transferable to almost any property transaction. What You'll Learn:How to use prop tech tools to source profitable deals more efficiently.Clever ways to legally reduce stamp duty through commercial classifications.Techniques for conducting due diligence remotely to save time and travel.Why expediting title registration can save thousands on bridging finance.Timestamps[02:00] - Tip #1: Use PropTech to Source Smart[04:41] - Tip #2: Go Off-Market[05:50] - Tip #3: Save on Stamp Duty (Legally)[08:39] - Tip #4: Due Diligence from a Distance[14:17] - Tip #5: Work with the Right Solicitors[18:16] - Tip #6: Save on Lease Plans[22:54] - Tip #7: Get the Right Valuer[29:13] - Tip #8: Choose the Right Lender and Broker[31:57] - Tip #9: Expedite Title Registration[34:07] - Conclusion & How to Contact JamesThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow James Lynch Socials:LinkedIn: https://www.linkedin.com/in/jameshlynch/?originalSubdomain=ukWebsite: http://www.thetitlesplitconsultant.co.uk/LinkedIn (Company): https://www.linkedin.com/company/thetitlesplitconsultant/Facebook (Company): https://www.facebook.com/p/The-Title-Split-Consultant-61564947800547/Instagram (Company): https://www.instagram.com/thetitlesplitconsultant/?hl=enFollow This Property Life Podcast:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg
The HMO Design Rules for Property Investors to Build High-Yield Shared Housing with Henry Davis
59:57|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode of This Property Life, host Sarah Blaney looks into the world of Houses in Multiple Occupation (HMOs) with seasoned investor Henry Davis. With over 30 years of experience, Henry shares the practical lessons he's learned from building and managing both small and large-scale HMOs. What You'll Learn:Why soundproofing and room design are critical for tenant retention in HMOsHow to future-proof your properties to stay compliant with changing regulationsThe financial and legal advantages of going back to brick when developing HMOsSmart sourcing and furnishing strategies that balance quality with costHow to choose properties that are more likely to gain planning permission, even in Article 4 areasTimestamps[03:45] - Why Henry chose HMOs for better cash flow[05:13] - Design pitfalls and why most HMOs fail at tenant retention[11:26] - Choosing your tenant avatar: professionals vs. students[20:33] - Furniture, fittings, and clever layout tips for durability[26:16] - How to create inviting, robust communal areas[36:32] - Scaling up: large HMOs, planning permission, and property selection[38:16] - Data-driven investing and mastering local planning policy[42:51] - Budgeting, working with QSs, and paying builders wisely[55:03] - Final advice, practical tips, and where to find Henry’s resourcesThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Henry Davis Socials:LinkedIn: https://www.linkedin.com/in/henrydavisproperty/Website: https://henrydavisproperty.com/Instagram: https://www.instagram.com/henrydavisproperty/Facebook: https://www.facebook.com/HenryDavisPropertyFollow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg
How to Avoid Builder Scams as a Property Investor and Protect Your Renovation Budget
53:39|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership ——————————————————————In the fourth and final episode of the "Controlling the Uncontrollables" mini-series, Nick and Caroline look into one of the biggest fears in property development: working with builders and contractors. From sourcing reliable tradespeople to managing quotes, timelines, and red flags, this episode arms property investors with practical insights to help them navigate the tricky terrain of contractor relationships.What You'll Learn:The critical qualities of a good contractor and how to spot red flags early.Why pricing up refurbs before an offer is accepted can backfire.Where and how to find reputable builders in your investment area.The importance of clearly defining spec levels and managing contractor relationships.How to protect yourself financially when working with tradespeople.Timestamps[02:58] - What Makes a Good Contractor[06:37] - Why You Don’t Need a Builder Before a Deal[09:35] - Estimating Refurb Costs Independently[12:56] - Finding Reputable Builders[16:35] - What to Ask When Vetting a Builder[21:44] - Setting Expectations and Incentivising Deadlines[28:59] - Spotting Red Flags and Trusting Your Gut[40:50] - Payment Terms and Financial Protection[48:12] - Looking Ahead: Buying Boring BusinessesThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Caroline Claydon Socials:LinkedIn: https://www.linkedin.com/in/caroline-claydon-property Website: https://www.carolineclaydon.com/ Follow Nick Claydon Socials:LinkedIn: https://www.linkedin.com/in/nick-c-651a141a1/ Follow This Property Life Podcast on Socials:Website: https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg
The Truth About UK Housing for Investors Fed Up With Delays, Red Tape and Political Lies
35:09|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode, Sarah Blaney and Nick Claydon respond directly to a recent BBC Panorama documentary on the UK government's ambitious pledge to build 1.5 million new homes by 2029. What You'll Learn:Why the government’s 1.5 million homes promise might as well be fictionHow Thatcher’s Right to Buy scheme broke the social housing systemWhy apprenticeships dried up, and why nobody wants to be a bricklayer anymoreHow local councillors and planning committees kill good developmentWhat “grey belt” land is, and why it could be the real answer to housing shortagesTimestamps[03:02] - Housing Crisis Origins: Thatcher, Right to Buy & No Replacements[04:57] - Construction Chaos: Brexit, Boomers & University Overload[09:10] - The Fantasy of 1.5 Million New Homes[12:16] - Why Landlords Aren’t the Villains You Think[15:24] - Greenbelt vs Grey Belt: The Land We Can’t Touch[20:17] - Planning Hell: Local Council Shenanigans[27:31] - Eight Years for Planning on a Brownfield Site[29:34] - Nutrient Neutrality, Sewage, and 40-Year Mistakes[32:48] - Final Thoughts: How Do We Fix This?This Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Sarah Blaney Socials:LinkedIn: https://www.linkedin.com/in/sarahpropertyandbusiness/ Facebook: https://www.facebook.com/sarah.blaney.1232Instagram: https://www.instagram.com/sarah.in.property/Follow Nick Claydon Socials:LinkedIn: https://www.linkedin.com/in/nick-c-651a141a1/ Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg
The New EPC Rules for Property Investors in Scotland to Choose the Best Rental Homes Before 2028
19:50|Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode, Sarah Blaney and Nick Claydon return to the topic of Energy Performance Certificates (EPCs), shifting the focus from England and Wales to the Scottish property market. What You'll Learn:Key differences between EPC requirements in Scotland vs. England and WalesWhat the new heat retention rating (HRR) system means for landlordsThe impact of proposed changes on different types of housing stockPractical strategies for choosing compliant, investment-friendly propertiesWhy ex-local authority homes may offer the best opportunities for investorsTimestamps[01:50] - Current EPC Standards in Scotland[03:32] - Introduction of the Heat Retention Rating (HRR)[04:20] - Clean Energy and Heating Systems[05:51] - The Unintended Consequences of Policy[07:47] - EPC Validity Period Shrinks to Five Years[08:37] - Types of Housing Stock in Scotland[12:01] - Investment Recommendations[15:48] - Should You Panic or Prepare?This Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Sarah Blaney Socials:LinkedIn: https://www.linkedin.com/in/sarahpropertyandbusiness/ Facebook: https://www.facebook.com/sarah.blaney.1232Instagram: https://www.instagram.com/sarah.in.property/Follow Nick Claydon Socials:LinkedIn: https://www.linkedin.com/in/nick-c-651a141a1/ Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ Tiktok: https://www.tiktok.com/@thispropertylifeYouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg
