The SUPERmen Podcast

This week on the SUPERmen Podcast, Lionel and Matt break down the latest SMSF borrowing changes, discuss when buying property through super may or may not make sense, and explain why getting the right financial advice matters.They also share real client stories, practical retirement strategies, and lessons from Die With Zero—exploring how to make the most of your retirement while you're still able to enjoy it.In this episode:The latest SMSF borrowing changesProperty investing through superTransition to Retirement strategiesReal client conversations and retirement insightsWhy retirement is about more than just building wealth🎙️ Listen now to the latest episode of the SUPERmen Podcast.

In this episode of the SUPERmen Podcast, Lionel and Matt dive into some of the most common questions Australians ask when planning for retirement.Using real client conversations and practical examples, they explore how the right superannuation strategy can create clarity, confidence, and greater financial freedom. The discussion covers the power of compound interest, investment performance, retirement timing, contribution strategies, and the decisions that can have a lasting impact on retirement outcomes.The episode also looks at some of the challenges people face when transitioning into retirement, from balancing work and lifestyle choices to understanding the opportunities available within the superannuation system.Whether you're years away from retirement or actively planning your next chapter, this episode offers valuable insights into building confidence around your financial future.🎙️ Topics discussed:• The power of compound interest and long-term wealth creation• How investment performance can influence retirement outcomes• Common retirement planning questions and decisions• Super contribution opportunities and strategies• Real client conversations that changed retirement outlooks• Why financial confidence starts with understanding your optionsListen now to the latest episode of the SUPERmen Podcast.

In this episode of the SUPERmen Podcast, Lionel and Matt discuss some of the biggest developments currently shaping Australia's superannuation and retirement landscape.The conversation covers the growing trend of Australians moving money out of industry super funds, the opportunities and responsibilities that come with SMSFs, and the costly mistakes people can make when managing their own retirement savings. They also explore the importance of insurance inside super, common traps that can leave Australians underinsured, and why having a clear investment strategy matters.The episode also dives into Age Pension and Centrelink strategies, including ways retirees can maximise their entitlements and gain greater confidence heading into retirement.Most importantly, Lionel and Matt share why retirement planning is about more than just building wealth. They discuss the concept of "memory dividends", making the most of your healthy years, and why creating meaningful experiences with family and loved ones can be just as important as growing your super balance.Whether you're building your retirement savings, considering an SMSF, approaching retirement, or already retired, this episode is packed with practical insights and real-world lessons from the front line of financial advice.

In this episode of the SUPERmen Podcast, Lionel O'Mally and Matt McCabe share real client stories that highlight the power of strategic financial advice and smart superannuation planning.From superannuation and tax planning to retirement income, Centrelink considerations, and real client experiences, they unpack practical ways to make smarter financial decisions and get more out of the opportunities available.The conversation also explores why personalised advice matters, how small adjustments can create significant long-term outcomes, and the importance of having a plan before retirement arrives.🎙️ Whether you're years away from retirement or already thinking about your next chapter, this episode is packed with insights to help you make more informed financial decisions.

Welcome back to the Superman Podcast with Lionel O’Mally and Matt McCabe. In this episode, the boys unpack new ASIC research exposing Australia’s growing retirement readiness crisis and what it reveals about the way Australians are planning — or avoiding planning — for retirement.They dive into the key findings from ASIC’s survey of 2,065 Australians aged 45–75, including the alarming gap between people who know when they want to retire and those who actually have a strategy in place. Lionel and Matt discuss why your 50s are such a critical stage for retirement planning, the importance of having a “10-year runway,” and why so many Australians still feel financially unprepared for retirement.As always, Lionel and Matt keep it real — sharing honest opinions, practical strategies, and conversations based on real client experiences from the frontlines of retirement advice in Australia.If retirement is on your horizon, or you simply want more confidence around your financial future, this episode is packed with insights to help you start planning smarter.Lionel O'Mally https://www.purposeplanning.com.au/https://bunniesmonies.com.au/Matthew McCabehttps://newcastleadvisors.com.au/https://newcastleadvisors.com.au/downsizers-australia/https://newcastleadvisors.com.au/claim-strong/

In this episode, Lionel & matt unpack a series of proposed government changes impacting superannuation, housing affordability, capital gains tax and negative gearing, and explain why many Australians may not realise the real consequences until it is too late. The boys dive deep into concerns around proposals to automatically move superannuation accounts into pension phase at age 65, highlighting how this could unintentionally hurt retirees, disabled Australians, and people strategically using accumulation accounts to protect Centrelink benefits and long term financial flexibility.Lionel and Matt also tackle the housing affordability debate, questioning whether politicians truly understand the real world impact of their policy decisions. From taxing empty rooms, immigration pressures, downsizing incentives and negative gearing changes, to rising interest rates crushing borrowing capacity, the conversation gets honest very quickly.The episode also includes real client examples showing how strategic financial planning can legally reduce capital gains tax, including one case study that saved a client approximately $40,000 in tax through careful use of super contributions and tax planning strategies.This is a raw and practical conversation about policy, politics, retirement and money, without the political spin.Lionel O'Mally https://www.purposeplanning.com.au/https://bunniesmonies.com.au/Matthew McCabehttps://newcastleadvisors.com.au/https://newcastleadvisors.com.au/downsizers-australia/https://newcastleadvisors.com.au/claim-strong/