The SUPERmen Podcast

The Superman Podcast team introduced award winning financial planner John Cachia, who shared his unique approach to financial planning and his passion for helping Australian's achieve their goals. The boys discussed the complexities of financial planning, and the importance of addressing not just financial issues but also the underlying behavioural and psychological ones. The team also highlighted the lack of financial literacy education in schools and the need for individuals to take charge of their financial education. John provides several nuggets of gold to support you and your family. *Trigger Warning*We do talk about suicide in this episode, which I know can be distressing. So if you need resources or support go to beyondblue.org or you for 24 hour free counselling in Australia, the number for Lifeline is 13 11 14.

In this episode of the superman podcast, Matt and Lionel discussed the critical aspects of estate planning. They highlighted the importance of having a will, which is a legal document that specifies how assets are distributed after an individual's passing. They also emphasised the role of an executor in managing the estate and the potential consequences of not having a will, such as assets being distributed according to state law. The discussion underscored the need for effective estate planning to manage and preserve assets during one's lifetime and after death, and to reduce stress and conflicts among family members.

In this episode of the SUPERmen podcast, Lionel and Matt discuss the value and importance of financial planning. Lionel addresses the negative perception of financial planners in the media and highlights the impact of good advice on long-term financial growth. They also touch on the issue of under insurance in Australia and the recent Royal Commission into the financial services. Personal anecdotes and experiences are shared, including Lionel's recent media appearances and the ongoing rush before the end of the financial year.

Matt McCabe and Lionel O'Mally discussed the potential of investment and education bonds for tax-effective investing and estate planning, with a focus on their unique tax rates, ownership structure, and flexibility. They also explored strategies for using these bonds for future education expenses, retirement income replacement, and long-term investment, emphasising their benefits for tax-efficient transfer of funds.

Matt and Lionel discussed strategies to reduce tax burdens and boost retirement savings, with a focus on maximizing superannuation contributions and leveraging tax deductions. They also shared their thoughts on the stage 3 tax cuts. Lastly, they touched on the importance of balancing super contributions with personal cash flow needs, and the increasing demand for financial planning advice.

Lionel and Matt discuss a few questions that Lionel was asked at the Caravan & Camping show at Rosehill Gardens. Lionel & Purpose Planning had a stall at the show, looking to impart some of his knowledge to attendees to support them on their journey. In the podcast, the boys discuss the financial benefits of superannuation, including strategies for maximizing concessional contributions, accessing super at retirement age, and the tax implications of different income sources. They also explored the complexities of retirement planning, the potential of superannuation as a tax-effective investment structure, and the importance of strategic financial planning for families. Lastly, they addressed the tax implications of superannuation benefits for dependent children and the use of the 'downsizer' contribution rule to contribute large sums of money into superannuation tax-free.

The boys are coming to you from The Northy Bourke Pub with special guest Barry "Nooka" Harris. Lionel and Matthew discussed their Superman podcast, where they aim to provide financial advice for people of all backgrounds. They shared their personal stories and experiences with money, as well as their experiences assisting individuals. Including their special guest Barry "Nooka" Harris and his road to retirement. They highlighted the benefits of seeking financial advice early on and the potential of generating extra income streams through a pension account. They wrapped up the discussion by encouraging people to take control of their finances by seeking help from a financial planner.

This week, your financial planners, Matt & Lionel, discuss all things superannuation and how you can leverage superannuation to support yourself in retirement.They explore the most googled terms of superannuation, provide valuable insights and education around one of your largest assets (outside your home).Matt thought this would be a dry and boring topic, however Lionel wanted to tackle superannuation and provide further education and awareness, as to why we love superannuation and how it has significantly added value to many of our clients financial situations.They finish off the podcast talking all things rugby league, exploring the contenders & pretenders.