Share

cover art for Master Your Money Mindset: Unveiling The Secrets Of Financial Persona [OCBC FWI 2023]

The Financial Coconut Podcast

Master Your Money Mindset: Unveiling The Secrets Of Financial Persona [OCBC FWI 2023]

Get ready to dive into the fascinating world of financial personas in our latest episode! We'll be exploring how these personalities shape our approach to money, secrets to leverage your financial persona type, and sharing real-life examples — including OCBC’s Financial Wellness Index (FWI) Findings 2023.


Discover this new financial persona test, uncover your strengths and weaknesses, and learn effective strategies to manage them. From enthusiastic dreamers to goal-oriented planners, we'll embark on the different financial personalities and their unique approaches.


Learn how your inner world influences your financial decisions and why it's important not to get too fixed on labels. Plus, we'll reveal powerful tools like little habits and quarterly balance sheets that can help you achieve your financial goals. Don't miss out on expert tips for managing weaknesses, such as overcoming procrastination and avoiding unnecessary losses.


Find out what's your Financial Persona type here: https://go.ocbc.com/fwi-tfc


Join us as we navigate the ever-evolving landscape of financial wellness and uncover the secrets to balancing excitement and creativity with financial success. Stay financially savvy and take the test to explore your own financial personality. You won't want to miss it!

More episodes

View all episodes

  • Cultivating Financial Agility in the New Economy [ft Dominic Ong, Chief Financial Officer of Endowus]

    36:41
    The game has changed. It's no longer about coasting on momentum or playing it safe with your finances. We're living in an era where the markets are defined by unprecedented levels of uncertainty and rapid shifts. One day, you're riding high on the crypto wave, the next, you're drowning in supply chain chaos and runaway inflation.In this dynamic environment, how can organisations maintain a lean and adaptive financial posture? How can they preserve liquidity to pivot seamlessly when faced with the next market disruption? We'll uncover strategies to address these challenges in our conversation with Dominic Ong, the Chief Financial Officer propelling Endowus' remarkable growth.We pick Dominic's brain on future-proofing your profits, reading the financial matrix like a pro, and building a team that can roll with the punches. Forget rigid budgets and outdated forecasting – we're talking proactive planning, efficient cash flows, and always having a financial parachute packed for when the turbulence hits.Whether you're a fresh startup or an established empire, this is the money conversation you can't afford to miss. It's an opportunity to strengthen your financial prowess and thrive in the ever-evolving economic landscape. Prepare for insights that will elevate your financial aptitude to new heights.[Let's Talk SEA Business] podcast aims to equip you with the knowledge to make strategic decisions about regional expansion, talent acquisition, and team management. Anticipate insights from industry leaders on building and managing successful businesses and teams across Southeast Asia's diverse markets. This podcast is a collaboration between The Financial Coconut Network and Glints TalentHub.For more information on Glints TalentHub, read more about their services here: https://talenthub.glints.com
  • Secrets of Shophouses: How to Become a Property Tycoon [Chills 180 ft Shophouse Club & Dr Julian]

    37:49
    Have you ever really stopped to appreciate those iconic heritage shophouses that line our streets? Sure, they make for super IG-worthy backdrops. But there's a deeper story behind the intricate tiles, airwells and quintessentially Singaporean mix of influences.We're going full-on nerdy and geeking out over shophouses with two very special guests. First up is Simon Monteiro, a true OG who has been obsessively buying, selling and restoring these gems for decades.Then we're joined by a bonafide ang moh Dr. Julian Davison, an architect-turned-historian whose own ancestral roots in Singapore go further back than most locals'. Expect a lively exchange as these two passionate experts peel back the layers on:💥 The unique architectural elements that make shophouses so distinctive 💥 The rich cultural heritage and ethnic melange embodied in their design 💥 Captivating personal anecdotes tracing their shared 30-year fascination 💥 Insider perspectives on preserving these iconic buildings for future generationsWhether you're a hardcore heritage buff or just appreciate dope architecture, this is an episode you won't want to miss. Grab an iced kopi, sit back, and let us transport you into the storied world of Singapore's beloved shophouses!
  • Landlord to the UK government - 3 months advance rental advantage [Be REITired with Josh CEO Elite UK REIT]

    48:39
    In our premier episode of [Be REITired], we dive into the intriguing world of REITs with Josh, the CEO of Elite UK REIT. This isn’t just any REIT – Elite UK REIT is the only GBP-listed REIT on SGX, boasting a unique portfolio of social infrastructure properties leased to the UK government. Think stable and low-risk cash flows from job centres managed by the Department of Work and Pensions.Josh spills the beans on some exciting plans to supercharge returns, like converting properties into student accommodations and data centres. This game-changing strategy promises to boost the REIT's value while keeping those solid government-backed leases intact. We also venture into the murky waters of UK political changes and what they might mean for Elite UK REIT.With the UK's rock-solid legal framework and economic stability, Elite UK REIT could be your golden ticket to diversifying and gaining a foothold in UK real estate. Curious about how they’re navigating the market and plotting their future moves? Tune in and find out now!
  • Building A Healthy Work Culture For A Better Peace of Mind [W&S 85 ft MP Carrie Tan]

    34:24
    We had an eye-opening chat with Carrie Tan, a Healing Coach @ThrivingwithCarrieT, about something we all encounter: workplace culture. Ever felt like your workplace is dragging you down? You're not alone!Carrie shared some jaw-dropping insights on what makes a workplace toxic. It's not just about the backstabbing or the overbearing boss. It's often about the energy and support (or lack thereof) you feel. She pointed out that a lot of the negativity comes from within us—our unhealed wounds and past experiences.So, how do we fix this? Carrie's got a couple of cool tricks up her sleeve. They’re all about creating a safe space and fostering open communication.Want to know how to bring more positivity and balance into your work life? Check out this episode and let’s start making our workplaces better, one step at a time!
  • Expediting Your Growth with Smart Financial Practices [ft Lim Kok Boon, Head of Commercial Banking Division, Maybank Singapore]

    40:52
    Growing your biz across Southeast Asia's juicy markets got you feeling hungrier than ever before? We hear ya - but expanding your empire can get real confusing real quick once the money mumbo-jumbo starts flying around and venturing into unfamiliar financial territory without a solid game plan is a recipe for money troubles. From dealing with forex chaos to getting loans approved, there's a minefield of potential pitfalls.That's why, we're bringing in a real OG of finance - Lim Kok Boon, Head of Commercial Banking at Maybank Singapore. With over 25 years strapped, including roles as a portfolio manager and in wealth management, dude's seen it all.He will be spilling all the tea on how to keep your cash flow sturdy and your growth boosted as you expand across Southeast Asia. We're talking:💸 Scoping out the best loan options to fund your ASEAN goals 💱 Tactics for taming volatile foreign currency markets 💰 Working capital hacks to maximize every dollarWhether you're a freshly hatched startup or an established baller looking to go regional, this is your chance to gain insider tips from a real finance heavyweight. No more sleepless nights stressing over money problems, ya dig?We'll cover all the must-know financial management strategies, from preparing your operations for a new market to crisis-proofing your cash reserves. Think of it as equipping your money game with a level-up, Southeast Asia expansion pack![Let's Talk SEA Business] podcast aims to equip you with the knowledge to make strategic decisions about regional expansion, talent acquisition, and team management. Anticipate insights from industry leaders on building and managing successful businesses and teams across Southeast Asia's diverse markets. This podcast is a collaboration between The Financial Coconut Network and Glints TalentHub.For more information on Glints TalentHub, read more about their services here: https://talenthub.glints.com
  • Financial Gaming: How To Win The Real-Life Money Game [Chills 179 ft Xeo Lye]

    46:21
    Move over Monopoly, there's a new breed of educational games in town. We step into an intriguing realm of "gaming" the financial system. Joining us is Xeo Lye, a veteran money manager, Co-founder & CEO at Capital Gains Studio with specialties in financial literacy games. Tune in as he shares his journey from managing portfolios to creating financial literacy board games.We also explore different investment strategies, from dollar-cost averaging to the nuances of global macro trends. Learn about his engaging board games that teach financial literacy through play and how his unique approach makes complex financial concepts approachable and engaging.Plus, get his expert perspectives on alternative routes to achieving financial freedom. Don't miss this timely chat on balancing savings with living life to the fullest.Listen on your favourite platform to gain unique insights from a pioneering approach to modern money lessons. Whether you're a parent looking to level up your child's financial literacy or a financial enthusiast eager to refine your strategies, this episode is packed with valuable takeaways for everyone.
  • REINVENT 4.0, Progress and Overcome Burn Out. Unstuck your career! [W&S 84 ft Adeline Tiah]

    45:13
    Wondering if it's time for a reinvention? We're joined by career coach and author Adeline to discuss her book "Reinvent 4.0" and the art of professional reinvention.Adeline shares her personal journey of multiple career pivots - from telco to banking to entrepreneurship. She opens up about taking a career break, getting certified as a coach, and ultimately publishing her book to share the insights she gained from coaching over 300 clients.Adeline unpacks her REINVENT framework for adapting to the new world of work through risk-taking, entrepreneurial thinking, inclusivity, building a noticeable personal brand, and cultivating vulnerability. She offers practical tips for employees to stay relevant and indispensable, even with AI disruption.We explore what it really means to treat your career like an entrepreneurial business you own. Adeline emphasizes continuously solving problems and providing value that's hard to automate. From dressing for the job you want to leveraging your strengths, we discuss unconventional ways introverts can stand out at work.If you're feeling the itch to level up professionally or make a career change, don't miss this insightful conversation! Tune in as we demystify the reinvention process with an expert guide.
  • Revolutionizing Marketing & Sales with AI [ft Jonathan Chew, AI and Revenue Strategist of Brandrev.ai]

    35:48
    Are you trying to break into Southeast Asia's booming markets but finding it tricky to generate more sales? Well, you'll want to listen up because we've got the secret weapon to supercharging your growth - and no, it ain't more marketing buzzwords.We have Jonathan Chew, an AI rockstar who's been in the tech game for over 20 years. As the CEO of Brandrev.ai, he helps companies actually apply AI instead of just talking about it. We're going chat all things AI optimizations for sales, marketing, and finance.Jonathan will school us on how AI can analyze your data to personalise customer experiences and laser-target campaigns across Southeast Asia. He'll also break down some ninja-level prompt crafting to get more precise outputs from AI models. Plus, how to build and train custom chatbots to handle specific sales tasks.Best of all, Jonathan shares some plug-and-play tools anyone can start using today to optimise their sales funnel. No PhD in computer science required!So if you want to unlock explosive growth for your business in Southeast Asia's booming markets, tune in to learn how AI can turbocharge your results beyond what marketing alone can do. It's time to stop dreaming about AI and start applying it to leave your competitors eating your coconut dust![Let's Talk SEA Business] podcast aims to equip you with the knowledge to make strategic decisions about regional expansion, talent acquisition, and team management. Anticipate insights from industry leaders on building and managing successful businesses and teams across Southeast Asia's diverse markets. This podcast is a collaboration between The Financial Coconut Network and Glints TalentHub.For more information on Glints TalentHub, read more about their services here: https://talenthub.glints.com
  • Are You Your Parents' Retirement? How To Fix That [Chills 178 ft FIRE & Financial Planning Enthusiasts]

    57:40
    Ever wondered how to start planning for your parents' retirement? Join us in this episode of as Reggie dives into the topic with FIRE Enthusiast, Matthew Kong, and Huang Zhenying, Financial Planning Enthusiast. Both guests share their personal journeys of helping their parents navigate retirement planning, from handling sensitive conversations to making strategic financial decisions.They also cover the challenges of securing insurance for elderly parents and the emotional aspects of these crucial conversations.Whether you're already involved in your family's finances or just starting to think about it, this episode is packed with practical tips and real-life experiences to help you plan effectively. Tune in to get inspired and start the conversation today!