The Financial Coconut Podcast

Singapore’s 2025 General Election is heating up—and TFC is your front-row seat to the action.Starting today, join us LIVE every weekday from 5-7 PM until May 1st for unfiltered policy debates, insider insights, and candid conversations with candidates and experts.Tired of rehearsed backstories? We’re cutting through the noise to tackle the issues that matter: middle-class struggles, economic policies, and the future of Singapore.Partnering with livestream leaders Position Five and Cammunity, we’re bringing you raw, unscripted coverage wherever you are—YouTube or your favourite social platform.This is your invite. For everyone else: Tune in, turn up, and get the facts. No fluff. Just the election, served fresh daily #ge2025---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Are you anxious about job security in today's rapidly changing work environment? Feeling lost in the restructuring shuffle? Or maybe you're a manager grappling with how to support your team through uncertain times?Join us in our latest discussion on ‘Manage Who’ for a candid and insightful discussion on navigating the complexities of career management in the face of layoffs, restructuring, and evolving job roles.Our guests are two industry powerhouses:Kirsty Poltock, Country Manager for Robert Walters Singapore, bringing her expertise on recruitment trends and navigating job transitions.Parul Sharma, Global Head of Business Partnering with the Economist Group, sharing her unique perspective on the future of work, neuroscience, and career reinvention.We tackled your burning questions:How can you anticipate potential layoffs and take proactive steps to safeguard your career?What are the best strategies for dealing with constant changes in work responsibilities and reporting structures during restructuring?And for those facing job loss, we dive into the crucial first steps to take to recover and bounce back stronger.Whether you're a seasoned professional or just starting your career journey, this episode is packed with actionable advice and empowering insights to help you navigate the ever-evolving world of work.Don't miss out! Tune in to ‘Manage Who’ for essential guidance on mastering your career in today's dynamic landscape.---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Have you ever wonder what it take for someone to leave a comfortable, impactful career to step into the unpredictable world of politics? Meet Shawn Loh, a former Ministry of Finance Director, private sector leader, and dad of four kids under 12. He’s stepping into the political arena, but why now?Highlights:- From Civil Servant to Candidate: Why leave a stable career for the "ring of fire"? Shawn reveals his unfiltered take on duty, policy-making, and the real cost of public service.- Work-Life Balance or Bust: How raising 4 kids shapes his fight for affordable childcare, eldercare, and redefining "family time" in Singapore.- CPF Secrets & Economic Fears: Behind-the-scenes stories from his MOF days + his warning about Singapore’s next biggest economic challenge.- "Fired Up" vs. FIRE: Forget retiring early – Shawn flips the script on financial independence with a controversial twist.Some hot takes you won’t want to miss:- Politics isn’t a career – it’s a calling- Quality time can’t replace quantity time with kids- The debate on pet bereavement leave (yes, really) and what it says about Singapore’s futureWhether you’re a policy nerd, a stressed parent, or just curious about the minds shaping Singapore’s next decade – this raw, no-filter conversation bridges national budgets and kitchen-table struggles.Is joining politics worth losing your privacy – and sanity? Tune in NOW to hear the answer.04:34 - What motivated you to join politics?09:21 - When you talk about work-life balance, how do you translate that idea into actionable policies?15:27 - Given the personal sacrifices of entering politics, what is the core platform or issue you hope to push for?24:26 - What’s your view on unemployment insurance and enhancing MediShield coverage for working professionals?32:17 - What’s your party’s stance on minimum wage versus the progressive wage model?36:43 - How should we view CPF contribution cuts during downturns, given its long-term impact on retirement?41:13 - What’s your view on minimum income standards and how do you define a good life for Singaporeans?46:11 - What role should the state play in balancing individual aspirations with life’s practical demands?49:45 - How does state support in basics help Singaporeans pursue their aspirations?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Reggie brings on two special guests to break down the market's reaction to Trump's proposed tariffs and what it means for investors.Join Eugene Ng, Vision Capital, and seasoned retail investor Anthony Ong as they dive into the chaos shaking the markets right now:- What Trump’s sweeping tariffs mean for YOUR portfolio… and why this isn’t just about China- Geopolitical Firestorm: Hear Eugene’s take on the “great power rivalry” and its market fallout- The ongoing US-China power competition reshaping global trade- How the markets are responding and what might happen next- Practical advice for weatherproofing your portfolio in uncertain times"Is this a buying opportunity or the start of something worse? Should you change your investment strategy? What sectors might weather this storm better than others?"《Bonus》Hear some controversial takes: Is this the end of the “open trade” era? Reggie and Eugene clash over bullish strategies vs. doom-and-gloom predictions“This isn’t just a correction—it’s a wake-up call.”Tune in for raw debates, actionable tips, and answers to burning listener questions (Should I cash out? How deep will the dip go?).Drop everything and listen now—before the next market tremor hits. This is Not Financial Advice… but you’ll wish it was.---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Ever thought about switching careers but feared the unknown?We dive into the fascinating world of career transitions with an unlikely tech success story that might just inspire you to take the leap. Joining us are:- Muhammad Ridzuan Associate Director, HR, Temus - mastermind behind Temus Step It Up reskilling program - a highly competitive initiative transforming non-tech professionals into tech experts- Soh Wen Ming, Associate Software Developer, Temus - former jazz musician turned tech professional at age 38They pull back the curtain on:- The reality of career transitions: From cushy jobs to coding bootcamps—what does it really take?-The grit behind the glamour: 4 months of intense training, sleepless nights, and why 90% of participants stick it out- Age is just a number: Meet the mid-40s mom who dared to restart her career in tech- "Automate yourself out of a job?" Wen’s unexpected journey from music sheets to Python scriptsTune in to discover how passion, determination, and the right opportunity can transform your professional life, regardless of your background. This conversation might just be the sign you've been waiting for to explore your own career reinvention.00:00 Intro08:03 What’s the selection process like for candidates?15:39 What kind of life situations do your trainees come from?23:34 Do most people stick through the program?31:07 Should you reskill even if your current job is stable?#career #reskilling #careerdevelopment #temuspain ---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Is your money working for you, or are you working too hard for it? Watch as our guests battle it out in TFC Budget Royale, sharing valuable financial insights that you can apply to your own life. Discover how protecting your financial future can also contribute to a healthier lifestyle.Cast your vote to crown the Budget King/ Queen for each topic—plus, the best commenter stands a chance to win alongside their Budget King/ Queen!Featuring: • Stanley, the man with 4 jobs, reveals his unique approach to managing expenses • Fran, one-half of the Corporate Breakout Couple, brings insights from 5 years of early retirement experience • Alex Loh, co-host of Wise & Shine and growth mindset coach, is balancing family life with a household of 6 adults and 3 kids We’re tackling inflation, retirement planning, and family spending with practical tips. You might even find a surprise or two that could improve both your wealth and well-being. Who will win your vote—and the Budget King crown—each round?Listen now and join the conversationHow to Win the Prize?To participate, vote for the "Budget King/Queen" and one (1) original financial tip or comment per episode on the designated platforms. The Financial Coconut will evaluate comments based on relevance, originality, and engagement. The "Best Commenter" will win a prize!Make sure your entry follows our content guidelines. Offensive or promotional content will disqualify your entry. For full Terms and Conditions, visit: https://www.thefinancialcoconut.com/p....This episode is brought to you by Manulife, for details of Manulife Early CompleteCare, please visit https://go.manulife.sg/MECCTFC . Terms and Conditions apply.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of Manulife (Singapore) Pte. Ltd. This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---Check out our other shows on YouTube

How can a 15-minute chat change your career trajectory? What separates a life-changing mentor from a paid coach? And why should you care about finfluencer regulations?We sit with Alvin Tan, Minister of State, Ministry of Culture, Community and Youth & Ministry of Trade and Industry, and Board member of MAS, for an insightful discussion on the power of mentorship and building career resilience. Discover:- Why mentorship is crucial for professional development at every career stage- How MentoringSG is creating a national mentoring movement with over 6,000 mentor-mentee partnerships- The surprising benefits of "reverse mentoring" and flash mentoring opportunities that take just minutes- Finfluencers under the spotlight: Alvin clarifies the FAA’s role and why not all advice is created equal. "If finfluencers provide financial advice, they must be licensed and regulated under the Financial Advisers Act (FAA). MAS has issued guidelines to clarify that any individual who is remunerated for making a recommendation or expressing an opinion on the buying, selling, or holding of investment products will be considered as providing financial advice." - Read more here: https://www.mas.gov.sg/news/parliamentary-replies/2024/pq-on-complaints-against-online-finfluencersPlus: - Alvin’s personal stories of mentors who shaped his journey—including a surprising 15-minute chat that changed everything.Don't miss this conversation about growth, leadership, and the human connections that fuel success!00:00 Intro06:43 What problem is Mentoring SG trying to solve?09:12 How does mentorship help people beyond their early careers?19:20 Should mentors get formal training to improve their impact?23:11 Have you encountered fake mentors or coaches?25:06 What steps can people take to avoid financial scams and misleading coaching?29:12 What’s the best way to reach out to a mentor you don’t personally know?32:31 Will mentorship lose its essence if people start charging for it?35:24 What steps can companies take to integrate mentorship into their culture?37:13 Can mentorship be flexible for people with limited time, like working parents?#mentorship #career #careerdevelopment ---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

What happens when you climb the corporate ladder, hit financial freedom… and then walk away from it all?Joining us is Shao, ex-Googler turned full-time YouTuber, who made headlines (and stirred the comments section) when he left Singapore and relocated to Chiang Mai. Was it burnout? Was it strategy? Or just a rebellious sabbatical?Tune in as we explore:- Why some Singaporeans are quietly “rebasing” overseas- The hidden cost of working in Singapore- What freedom really looks like after a layoff- How geo-arbitrage could be the next smart money move- And... is it really betrayal to leave Singapore?Shao doesn’t hold back—whether he’s laughing off the haters or revealing how a monthly lease and Grab rides replaced his CBD commute. If you’ve ever wondered, “Could I leave Singapore too?” —this episode will make you rethink what’s possible.Is rebasing a betrayal or a smart financial play?---Unlock global business potential with WorldFirst:Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:🔗 Explore the World Card🔗 Claim Your USD100 Sign-up Bonus---03:32 - Do you still like Singapore?11:00 - Why did you choose this destination over others?18:13 - How can Singaporeans leverage their advantages when considering life abroad?23:04 - You’ve shared cost comparisons, but what’s your full monthly expense?33:34 - How has your view of freedom evolved since leaving corporate life?---Welcome to your new source of financial knowledge at The Financial Coconut! Join us and take control of your financial future and live your best life, financially wise.InstagramTik TokTelegramWhatsappNewsletterCheck out our other shows on YouTubeDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Is the "safest bet" in investing actually... risky? What if your blue chips aren’t as stable as you think?Dive into the high-stakes world of blue chip stocks with three investing heavyweights:- Willie Keng, Founder of Dividend Titan- Chuin Ting Weber, CFP, CFA, CAIA, CEO & CIO, MoneyOwl- Kelwin Li, Principal Investment Specialist, Singapore Humble StockExpect a dynamic discussion on:- Singapore vs. Global Blue Chips: Why local giants like DBS and Singtel might not be your retirement heroes.- Dividend Traps: The psychological allure of dividends—and when they’re a “false sense of security.”- Warren Buffett’s Ghost: How Coca-Cola’s 50-year win still shapes today’s strategies (and why most investors get it wrong).- AI & Quantum Computing: The silent killers reshaping blue chips—are Singapore’s big players adapting fast enough?Are blue chip stocks the key to long-term wealth, or is it time to rethink their role in your strategy? Tune in to find out!---Unlock global business potential with WorldFirst:Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:🔗 Explore the World Card🔗 Claim Your USD100 Sign-up Bonus---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: About TFCInstagramTik TokTelegramWhatsappNewsletterCheck out our other shows on YouTubeDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.