The Financial Coconut Podcast

We brought together a panel of fintech innovators to explore the cutting edge of financial technology. Get ready for a fascinating discussion on:- How fintech is disrupting traditional finance and democratising access- The promises and challenges of Web3 and blockchain technology- Innovative new approaches to personal finance and wealth management- The role of AI in transforming financial services- The future of money movement and cross-border transactionsFeaturing insights from industry leaders including:- A founder shaping Singapore's fintech ecosystem- An executive at a major stablecoin company- The co-founder of an AI-powered personal finance startupDon't miss this opportunity to hear expert perspectives on how technology is reshaping finance and what it means for consumers and businesses alike. Whether you're a fintech enthusiast or just curious about the future of money, this episode offers something for everyone.Tune in to expand your fintech knowledge and get a glimpse of what's coming next in the world of finance and technology!00:00 - Introduction03:03 - How has FinTech transformed product offerings across industries over the past few decades?07:48 - What is your perspective on the role of intermediaries in the evolving FinTech landscape?10:41 - What do you believe are the next frontiers of innovation in FinTech products?21:39 - What are the benefits and ethical implications of using biomarkers for insurance premiums in Fintech?26:00 - What innovative Fintech products should entrepreneurs look out for to enhance collaboration?31:44 - How can retail investors navigate complicated private wealth products that may not outperform the market?34:16 - How can we ensure that AI provides the best ideas when its training data is not clean or well-targeted?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Direct from the Canton Fair in Guangzhou, discover how Mexico is becoming a game-changer in global trade amid US-China dynamics.Meet Pablo Rocha, CEO of Tally Legal and former big law firm attorney turned entrepreneur. Learn why Mexico is attracting unprecedented foreign investment and explore the Mexican e-commerce boom and consumer market trendsHighlights:- Discover untapped market opportunities in North America- How Mexico is emerging as a key player in the US-China trade dynamics- Strategic advantages for international businesses looking to enter the Mexican market- Gain practical insights for business expansionPerfect For:- Entrepreneurs considering market expansion- Business owners affected by trade tensions- Investors seeking new opportunities- International trade professionals- Anyone interested in emerging marketsJoin host Reggie as he uncovers why Mexico might be your next strategic business move in this candid conversation with a Mexican business expert.03:01 - How are you looking at the US-China trade war?05:06 - What are some of these Chinese companies doing in Mexico to route out of this situation?07:13 - Is the Mexican gov doing something to welcome people in?12:18 - What's the local market and economy like in Mexico?20:13 - Are there any other big things that people care about venturing into Mexico?24:14 - After visiting the Canton Fair, what are somethings you find interesting that could go into Mexico?26:12 - Is Mexico safe? People have an impression of cartel etc. so how should we look at it?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Scaling a team comes with unique challenges, especially when managing remote work. In this episode, we discuss how to streamline workflows and improve team efficiency with the right tech stack.Host Reggie, Co-Host Haikel Fahim, and Anyā Likhitha, Founder at Anya Studios dive into the realities of growing teams, from the pitfalls of scattered systems like Google Sheets to the rising costs of tools with unnecessary AI features. They emphasise the importance of having clear processes in place before introducing new technology and how to build a centralised knowledge base that reduces confusion and saves time.The discussion also covers how to tackle resistance to change within teams and why internal advocates can make all the difference in adopting new systems. With insights on choosing tools that align with your business needs, this episode is a must-watch for leaders looking to enhance team collaboration and productivity without unnecessary complexity or cost.*Learn how to build a lean tech suite and manage your team more effectively.*07:28 How would you create a knowledge database from scratch today?10:11 Where should businesses start before scaling up operations?14:46 How should a team approach managing multiple platforms effectively?22:11 What problems do employees face when switching systems?29:37 What should I clean up before applying tech to solve problems?33:06 How do I change perceptions when transitioning to new systems?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

We explore the topic of sustainability and how SMEs approach this theme. We sat down with business leaders from different industries to discuss their perspectives, as well as opportunities and challenges surrounding sustainability.Beyond reducing their carbon footprints, we also touched on long-term business growth.You'll hear their candid reflections on how their sustainability journeys began, whether initially driven by opportunities or external factors. We also address a common concern –how can businesses balance sustainability efforts with profitability?Gather insights from UOB's recent study on rising costs, market expansion, and more. Take away practical advice, tools and resources available to SMEs to get started on building sustainable businesses. We also discuss what sustainability reporting and planning for the future could mean for your company in the years ahead.Join us for an informative discussion on this topic.For more information on UOB’s recent study: https://go.uob.com/4gSi0rA00:00 - Intro00:57 - Guests' Introduction05:52 - How do you balance sustainability with business growth?10:16 - What does sustainability look like in practice for you?24:38 - How do sustainability efforts impact consumer choices and business differentiation?29:22 - What advice would you give competitors struggling to implement sustainability while barely surviving?32:42 - When should SMEs start focusing on advanced business strategies?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Are Chinese brands truly taking over global markets? Host Reggie and co-host Alex Low sat with marketing veterans and guests Lovie Li Account Director & Partner, Deren Marketing, and Xiao Saunders, Bilingual Fitness Franchise & Licensing Consultant to unpack the secrets behind successful cross-border brand expansion.From billion-dollar Chinese tech companies to Western fitness franchises, discover why some brands thrive while others fail when entering new markets. Our experts share fascinating behind-the-scenes stories about brand localisation, marketing strategies, and the real costs of going global.Whether you're a business owner looking to expand into China or curious about how Chinese brands are revolutionising customer experience worldwide, this episode offers valuable insights from industry insiders who've been in the trenches.Don't miss this candid discussion about the future of global commerce and where the real opportunities lie. Listen now.---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

We dive into a critical topic affecting professionals worldwide - layoffs. Featuring guests Shao Chun Chen, a former Google employee who went viral after sharing his layoff experience and now, Host of YT channel "9 to 5 Millionaire Mindset," and Nina Devouge, a veteran recruitment expert and CEO of ElluminateGet perspectives on:Why waiting until layoff happens is too lateUnderstanding the emotional and financial impactsPractical strategies to stay ahead of the curveBreaking the stigma around layoffsHow to navigate the transition periodWhether you're currently employed or between roles, this candid discussion provides valuable strategies to help you stay ahead of the curve in today's evolving job market. Tune in to this eye-opening episode to learn why waiting until after a layoff happens is too late.04:36 Were there signs before the layoff?06:44 What was your financial response to the layoff?10:24 How can layoff stigma be minimized?18:43 Does high pay make employees vulnerable in layoffs?22:26 How do you compassionately deliver layoff news?33:13 How should you prepare for layoffs?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Are million dollar HDB flats a phenomenon or just the realisation of an underlying issue? In this episode, we sit down with renowned sociologist Chua Beng Huat Emeritus Professor, NUS and Visiting Fellow, SMU, to understand the factors that have led to this situation.Professor Chua provides insights into the origins of Singapore's public housing policy and how HDB flats have transitioned from being a social welfare good to an instrument for private wealth accumulation. He explains how this unintentionally contributes to income inequality in Singapore.As the discussion delves deeper, Professor Chua shares his perspective on whether the government is still in control of the housing market and if selling your million dollar flat is a smart move.Don't miss this fascinating conversation that sheds light on the complexities surrounding the future of affordable public housing in Singapore. Tune in to get Prof Chua's analysis and hear more about the larger moral and political implications at play.Professor Chua's provocative analysis of how Singapore's public housing policy in his book "**Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing**" is a must-read for those seeking a deeper understanding of the unintended consequences of well-intentioned social programs.02:47 - Could you share the journey that led to your current, widely recognised position?06:20 - Could you briefly introduce your book and its core message for our audience?10:29 - Could you provide our audience with an understanding of the factors behind the phenomenon of million-dollar flats?19:31 - Is it accurate to say that a primary goal of the BTO scheme is to stabilize HDB prices, potentially impacting homeowners?24:05 - What advice do you have for professionals using the HDB system to enter the private market?32:07 - How can we maintain the affordability of HDB while acknowledging its quality and benefits?36:40 - What is your perspective on the new HDB Plus and Prime initiatives?40:48 - What advice would you offer to working professionals based on your experiences?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

They say the world is your oyster when you're a small business owner, but how do you actually crack it open? For savvy Singapore entrepreneurs, the answer may lie closer than you think - just a short hop across the causeway.This week on the TFC Business Show, we're diving deep into the glocal talent strategies that are allowing our island's SMEs to punch way above their weight. From tapping into ASEAN's vast skilled labor pool, to strategic overseas stints for homegrown leaders, we'll explore how going regional is the new staying local.Our guests? Two seasoned insiders who've helped SMEs of all sizes navigate this frontier. Yeo Puay Lim from HR tech firm Glints has facilitated cross-border team building for startups and MNCs alike. Meanwhile, Shirley Lim, Deputy Director at Workforce Singapore will share little-known government incentives to support your regional talent plays.Supercharging your growth, maximizing your Singapore core's potential, and gaining a foothold in thriving ASEAN markets - it's all on the menu. Tune in as we undress the opportunities and challenges of becoming a true regional SME powerhouse.So grab your coconuts and get ready to think global while acting natively local. This is the future of smart small business in Singapore - are you ready?00:00 - Introduction03:12 - In the talent pool space, what are the struggles SME bosses face?06:57 - How are we keeping up to still land jobs here?10:31 - In terms of helping Singapore companies place locals elsewhere, what do you want to achieve from that?12:58 - What then is the Singapore Core?25:10 - What processes can work?28:01 - Tidbits for SME bosses/ Singapore Core for the next decade---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Continue here for Part 2: https://youtu.be/9SnCB13Akyg?t=1605Listen to Find Your Place Podcast as we dive deep into the future of Singapore's aging properties! What really happens when your property's lease starts running down? Join host Reggie and special guest Darius, CEO of [99.co](http://99.co/) and SRX, as they unpack the mysteries behind SERS, VERS, and en-bloc sales.Whether you're inheriting an older property, thinking about investing in one, or just curious about Singapore's unique property landscape, this episode breaks down what you need to know about these government schemes and market trends.Want to know if there's hidden value in aging properties? Or wondering why some collective sales succeed while others fail? Tune in to explore the complex dynamics shaping the future of Singapore's mature properties.Don't miss this insightful discussion with one of Singapore's leading property tech executives. Available now wherever you get your podcasts!00:00 What is hapeening to older properties in Singapore05:15 How are Vers price determined based on the data you’ve seen?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.