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The Financial Coconut Podcast
Our Geoarbitrage Experience: How to Thrive in Singapore, Chiang Mai, KL [Chills 212 ft Shao, 9 to 5 Millionaire Mindset]
What happens when you climb the corporate ladder, hit financial freedom… and then walk away from it all?
Joining us is Shao, ex-Googler turned full-time YouTuber, who made headlines (and stirred the comments section) when he left Singapore and relocated to Chiang Mai. Was it burnout? Was it strategy? Or just a rebellious sabbatical?
Tune in as we explore:
- Why some Singaporeans are quietly “rebasing” overseas
- The hidden cost of working in Singapore
- What freedom really looks like after a layoff
- How geo-arbitrage could be the next smart money move
- And... is it really betrayal to leave Singapore?
Shao doesn’t hold back—whether he’s laughing off the haters or revealing how a monthly lease and Grab rides replaced his CBD commute. If you’ve ever wondered, “Could I leave Singapore too?” —this episode will make you rethink what’s possible.
Is rebasing a betrayal or a smart financial play?
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03:32 - Do you still like Singapore?
11:00 - Why did you choose this destination over others?
18:13 - How can Singaporeans leverage their advantages when considering life abroad?
23:04 - You’ve shared cost comparisons, but what’s your full monthly expense?
33:34 - How has your view of freedom evolved since leaving corporate life?
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Welcome to your new source of financial knowledge at The Financial Coconut! Join us and take control of your financial future and live your best life, financially wise.
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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
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The AI Growth Frontier Is Here: How AlphaSense Is Riding The Wave [TBS 13, Sponsored by AlphaSense]
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56:44|Host Reggie is back with a fiery roundtable, joined by Adrian Tan (LinkedIn’s “Top Noise” fractional CMO), Anthony Ong (TFC co-host and policy enthusiast), and Alex Lee (ex-regulator-turned-actuary). They dive into the hottest debate of GE2025: Is CPF fit for the future?Why listen?- Policy showdown : SDP’s radical plan to abolish CPF minimum sums vs. WP’s push to co-invest with GIC.- Inflation anxiety : Why 2.5% OA rates feel broken in a 5% inflation world.- Retirement roulette : Can CPF adapt to longevity, cost-of-living crises, and a shifting social compact?Anthony Ong drops a bomb: “CPF isn’t your retirement savior—it’s a political football.” Alex Lee warns: “Open the floodgates to equities, and risk a poverty crisis.” Meanwhile, Adrian Tan asks: “Why does ‘financial literacy’ still feel like a scam?”Tune in for a no-holds-barred breakdown of CPF’s past, present, and uncertain future. Subscribe now —because your retirement (and your wallet) might depend on it.“The TFC GE Special: Where policy meets panic. Let’s unpack the noise.”#GE2025 #SingaporeElections #TheFinancialCoconut #generalelections---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.HDB, Land Price, Grants, NOM, Expanded Rental Scheme. What's the plan? [TFC #GE2025 Specials 03 ft Alex Lee & Tan Ern Ser]
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48:24|Is Singapore’s healthcare system on the brink of a crisis? Why are premiums skyrocketing—and who’s really profiting?Tune in to this TFC GE2025 Special episode as host Reggie,and Adrian Tan, author of “No more bosses,” sits down with two sharp minds to dissect the burning issues in Singapore’s healthcare debate.Meet the Guests:🔹 Alex Lee – Chief Actuary; Former insurance CFO turned actuarial consultant🔹 Tan Ern Ser – IPS Sociologist, Policy Scholar, and Sociologist from the Institute of Policy StudiesWhat You’ll Hear:GE2025’s Party Radical Proposals: Could a single-payer system save us—or sink us?Hot Takes on political manifestos: Which party’s healthcare vision holds water?Private vs. public healthcare—is your "affordable" plan actually bankrupting your future?The bigger debate: Individual responsibility vs. communal solidarity. Where should Singapore draw the line?Don’t miss this no-holds-barred conversation that’s already sparking controversy. Whether you’re a policy wonk or just worried about your family’s future, this episode will change how you see healthcare—and your wallet.Available now. Listen before the next election reshapes your life.#GE2025 #SingaporeElections #TheFinancialCoconut #generalelections---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.GST, HDB, Jobs, Cost of Living! We read the manifestos so you don’t have to. [TFC #GE2025 Special 01]
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03:42|Singapore’s 2025 General Election is heating up—and TFC is your front-row seat to the action.Starting today, join us LIVE every weekday from 5-7 PM until May 1st for unfiltered policy debates, insider insights, and candid conversations with candidates and experts.Tired of rehearsed backstories? We’re cutting through the noise to tackle the issues that matter: middle-class struggles, economic policies, and the future of Singapore.Partnering with livestream leaders Position Five and Cammunity, we’re bringing you raw, unscripted coverage wherever you are—YouTube or your favourite social platform.This is your invite. For everyone else: Tune in, turn up, and get the facts. No fluff. Just the election, served fresh daily #ge2025---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Bosses Are Quietly Cutting Jobs—Here’s How to Be ‘Unfireable’ [W&S 119 ft Robert Walters & The Economist]
45:41|Are you anxious about job security in today's rapidly changing work environment? Feeling lost in the restructuring shuffle? Or maybe you're a manager grappling with how to support your team through uncertain times?Join us in our latest discussion on ‘Manage Who’ for a candid and insightful discussion on navigating the complexities of career management in the face of layoffs, restructuring, and evolving job roles.Our guests are two industry powerhouses:Kirsty Poltock, Country Manager for Robert Walters Singapore, bringing her expertise on recruitment trends and navigating job transitions.Parul Sharma, Global Head of Business Partnering with the Economist Group, sharing her unique perspective on the future of work, neuroscience, and career reinvention.We tackled your burning questions:How can you anticipate potential layoffs and take proactive steps to safeguard your career?What are the best strategies for dealing with constant changes in work responsibilities and reporting structures during restructuring?And for those facing job loss, we dive into the crucial first steps to take to recover and bounce back stronger.Whether you're a seasoned professional or just starting your career journey, this episode is packed with actionable advice and empowering insights to help you navigate the ever-evolving world of work.Don't miss out! Tune in to ‘Manage Who’ for essential guidance on mastering your career in today's dynamic landscape.---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Another Ex-MOF Director Enters Politics: What will change? [Chills 215 ft PAP Shawn Loh]
54:34|Have you ever wonder what it take for someone to leave a comfortable, impactful career to step into the unpredictable world of politics? Meet Shawn Loh, a former Ministry of Finance Director, private sector leader, and dad of four kids under 12. He’s stepping into the political arena, but why now?Highlights:- From Civil Servant to Candidate: Why leave a stable career for the "ring of fire"? Shawn reveals his unfiltered take on duty, policy-making, and the real cost of public service.- Work-Life Balance or Bust: How raising 4 kids shapes his fight for affordable childcare, eldercare, and redefining "family time" in Singapore.- CPF Secrets & Economic Fears: Behind-the-scenes stories from his MOF days + his warning about Singapore’s next biggest economic challenge.- "Fired Up" vs. FIRE: Forget retiring early – Shawn flips the script on financial independence with a controversial twist.Some hot takes you won’t want to miss:- Politics isn’t a career – it’s a calling- Quality time can’t replace quantity time with kids- The debate on pet bereavement leave (yes, really) and what it says about Singapore’s futureWhether you’re a policy nerd, a stressed parent, or just curious about the minds shaping Singapore’s next decade – this raw, no-filter conversation bridges national budgets and kitchen-table struggles.Is joining politics worth losing your privacy – and sanity? Tune in NOW to hear the answer.04:34 - What motivated you to join politics?09:21 - When you talk about work-life balance, how do you translate that idea into actionable policies?15:27 - Given the personal sacrifices of entering politics, what is the core platform or issue you hope to push for?24:26 - What’s your view on unemployment insurance and enhancing MediShield coverage for working professionals?32:17 - What’s your party’s stance on minimum wage versus the progressive wage model?36:43 - How should we view CPF contribution cuts during downturns, given its long-term impact on retirement?41:13 - What’s your view on minimum income standards and how do you define a good life for Singaporeans?46:11 - What role should the state play in balancing individual aspirations with life’s practical demands?49:45 - How does state support in basics help Singaporeans pursue their aspirations?---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.