One Vision fintech fuse

In this episode of One Vision, host Theo welcomes Pamela Villanova, VP of Digital Banking at American Eagle Financial Credit Union. They discuss the credit union's major milestone in conducting a digital banking conversion and the multi-year journey it entailed. Pam shares insights into the strategic focus they adopted, emphasizing user experience, data utilization, and the importance of partnerships. The conversation also delves into broader industry trends, such as the rapid adoption of AI and blockchain, and the importance of human connection and adaptability in the face of accelerating change. Tune in to learn about the future of digital banking and how to balance the diverse member needs and innovation.00:00 Introduction and Guest Welcome01:17 Digital Banking Conversion Journey04:01 Strategic Focus and Challenges06:56 Lessons Learned and Industry Insights10:44 Balancing Member Needs and Innovation19:28 Future Challenges and Opportunities30:47 Conclusion and Final Thoughts#AI #FinancialServices #BankingIndustry #DigitalTransformation #Innovation Find Pamela Villanova on LinkedIn: https://www.linkedin.com/in/pamela-villanova/  Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

In this episode of One Vision, Theo is joined by Alex Matjanec, founder and CEO of Wysh, and Jim Perry, an advocate for financial inclusivity. The trio delve into how institutions can offer real value and build trust with customers by embedding financial protection into everyday banking. Jim and Alex also discuss the broader implications of financial literacy and the efforts of The National Alliance for Financial Literacy and Inclusion (NAFLI) to bridge gaps in financial education.  Innovation and inclusion aren't separate paths — tune in and be inspired to go beyond good.  00:00 Founder’s Inspiration05:48 The Importance of Embedded Insurance27:59 The Role of Financial Literacy and Inclusion34:56 Conclusion and Final Thoughts📍Hot Take: “There's so much more that could be done to improve the financial wellness of consumers around the United States and around the world.”#FinancialServices #BankingIndustry #FinancialInclusion #TechForGood #EmbeddedFinance Find Alex Matjanec on LinkedIn: https://www.linkedin.com/in/alexmatjanec/ Find Jim Perry on on LinkedIn: https://www.linkedin.com/in/jasperry/  🔗About Wysht: https://venturebeat.com/author/louis-columbus 🔗About NAFLI: https://www.nafli.org/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 

In this episode of One Vision, Theo chats with Louis Columbus, a prominent columnist for VentureBeat, about his work at the intersection of AI and cybersecurity. They discuss the rapid pace of AI development, the concept of shadow AI, and the importance of learning and intellectual growth. Additionally, they delve into the role of AI in writing and its impact on research. Louis also shares his thoughts on how to prepare the next generation for a tech-driven future, emphasizing the importance of parental support and using AI as a tool to enhance skills and competitiveness. Tune in for an enriching conversation that spans from technical writing and professional insights to parenting.📍Hot Take: “ You look at data across a landscape, the landscape is almost like a painting. And the data are the colors in the painting and it tells you a story.” 00:00 Introduction and Guest Welcome03:23 Exploring AI and Cybersecurity09:40 The Importance of Data Storytelling18:31 Advice for the Next GenerationFind Louis Columbus on LinkedIn: https://www.linkedin.com/in/louiscolumbus/ 🔗Articles by Louis Columbus on VentureBeat: https://venturebeat.com/author/louis-columbus Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ #AI #DigitalTransformation #CyberSecurity

In this episode of One Vision, we welcome Wayne Miller, EVP, Chief Innovation Officer at ICBA, for an insightful conversation on the importance of community banks and evolution of fintech partnerships. Wayne shares his personal journey into the financial services industry and his passion for improving financial lives. The discussion touches on the challenges and opportunities in a digitally evolving landscape, including the roles of technology, AI, and payments. Tune in to hear Wayne's thoughts on the future of banking and his perspective on the biggest shifts in community banking.00:00 Introduction01:42 Reflecting on the Past Decade03:25 The Spirit of Community Banking05:30 The Art of Matchmaking in FinTech06:22 Evolution of Bank-FinTech Partnerships14:42 The Role of AI and Technology in Banking22:37 Future of Payments and Financial Services28:59 Community Banks and Financial Wellness32:30 Predictions and Reflections for the Future📍Hot Take: "Community banks are a critical part of the infrastructure and the vertebrae of this country."Find Wayne Miller on LinkedIn: https://www.linkedin.com/in/wayne-miller-2212a974/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

In this episode of One Vision, we welcome Sean Scott, SVP Partnership & Personalization at U.S. Bank, to discuss the evolution of digital banking, and the intersection of innovation and execution. The conversation dives into Sean's journey in leading digital transformation initiatives at the bank and being customer obsessed. Sean shares his insights on the importance of blending technology and human elements, and the role of AI. We also explore the dynamics of FinTech partnerships and their potential to multiply value for customers. Tune in to learn how to be the true champion of the customer in the digital era.#AI #Fintech #FinancialServices #DigitalTransformation #CustomerExperience #Leadership 00:00 Introduction and Guest Welcome01:35 Sean's Background and Role at US Bank03:40 Key Lessons and A-Ha Moments in Digital Banking09:32 Empathy and Customer-Centric Approach16:18 Partnerships Between Banks and FinTechs20:54 Future Technologies and Their Impact📍Hot Take: Who will be the Doordash of financial services? Find Sean Scott on LinkedIn: https://www.linkedin.com/in/seanoscott/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

In this episode of One Vision, Theo hosts Priya Gore, General Manager and Head of Cloud and AI Platform Solutions for US Financial Services at Microsoft, where they explore the expanded role of CFOs and impact of AI. Gore dispels common myths about AI, emphasizing its democratization and responsible usage. She highlights the importance of organizational readiness and the future of AI-driven work environments. The conversation underscores how AI can transform businesses, enhance customer experiences, and drive innovation, urging leaders to embrace AI thoughtfully and strategically.00:00 Introduction and Guest Welcome02:07 Impact of AI on CFOs and Finance Teams04:27 Addressing Myths and Pitfalls of AI05:54 AI in Regulated Industries08:19 AI-First Leadership and Organizational Change10:14 Future of Work and AI Agents14:06 Democratizing AI and Final Thoughts#AI #FinancialServices #CFO #FutureOfWork #Innovation #MSFTAmbassador📍Hot Take: If you take the technology off the table and just ideate about where do we want to bring more value to our business or to our clients and our stakeholders, those are usually the winning places to get started with AI.Find Priya Gore on LinkedIn: https://www.linkedin.com/in/priyagore/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 

In this episode of One Vision podcast, we sit down with Pete Chapman, CTO of Grasshopper Bank, discussing the bank's innovative approach to digital banking, the integration of AI in their operations, and the importance of culture. We explore the evolving landscape of business banking, the challenges faced by small businesses, and the future of digital lending and money movement. Pete shares insights on how Grasshopper Bank aims to bridge the gap between fintech and traditional banking, emphasizing the need for a collaborative ecosystem to enhance customer experience by leveraging cutting edge technology.📍Hot Take: "We are nothing without our people."00:00 Meet Pete Chapman: CTO of Grasshopper Bank05:57 Grasshopper Bank's Digital Strategy09:53 AI Strategy and Implementation at Grasshopper13:44 Internal AI Success and Future Plans30:36 Partnering for Technological Innovation39:18 Future Trends in Business Banking#AI #FinTech #FinancialServices #SmallBusiness #BankingIndustry #BankingOnAI #Innovation Find Peter Chapman on LinkedIn: https://www.linkedin.com/in/peter-chapman-3768908/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 

In this episode of One Vision, we sit down with Allison Cerra, Chief Marketing Officer at Alkami, to explore how anticipatory banking moves financial services beyond personalization into prediction. The conversation dives into the evolution of consumer technology in financial services, drawing parallels with the music industry, and highlights the importance of personalization and hyper-personalization at scale. They explore how AI and behavioral data are transforming the banking experience, the significance of the $84 trillion intergenerational wealth transfer, and the implications for regional and community financial institutions. Join Allison and Theo for a dynamic discussion on the challenges and opportunities in creating a better digital banking experience for all generations.#AI #Fintech #FinancialServices #BankingIndustry #AnticipatoryBanking 📍Hot Take: What I hope to see is more deposits going from Wall Street to Main Street. I hope to see vibrant communities that continue to flourish.00:00 Introduction and Guest Welcome00:30 Revisiting CoLab and Generational Trends01:08 Understanding Anticipatory Banking01:55 The Evolution of Digital Banking11:25 Generational Wealth Transfer and Its Impact21:35 The Role of AI and Behavioral Data23:51 Future of Financial Institutions29:03 Conclusion and Final ThoughtsFind Allison Cerra on LinkedIn: https://www.linkedin.com/in/acerra/ 🔗About Alkami: https://www.alkami.com/ 🔗About Anticipatory Banking: https://www.alkami.com/anticipatory-banking/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

In this episode of One Vision, we welcome Martyna Lewinska, a seasoned technologist, startup advisor, and mentor. Martyna shares her extensive experience in building tech organizations, supporting founders as a fractional CTO, and launching successful products. We discuss the responsibilities and challenges of being a founder, the importance of execution, and the current landscape of implementing emerging technologies like AI. Martyna shares her insights into how companies can effectively adopt new technologies and the transformative opportunities that exist in financial institutions' use of AI. Tune in for a deep dive into the multifaceted world of technology and entrepreneurship.00:00 Introduction and Guest Welcome00:46 Martyna's Background and Journey01:42 Building and Launching Products05:02 Advice for Aspiring Entrepreneurs06:01 Challenges and Misconceptions of Founders10:41 Implementing Emerging Technologies15:01 Fraud Detection and Financial Crime17:58 Cultural Differences in Tech Adoption22:27 Looking Back and Looking Forward 🔥Hot take: Just do it!#AI #Fintech #CTO #Innovation #Entrepreneurship #Startup **About Martyna Lewinska: https://www.linkedin.com/in/martynalewinska/ Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/