Is college education a ticket towards prosperity and job security — or a bottomless pit of student loan debt? If you live in the U.S., that is a $1.7 trillion dollar question.&nbsp;&nbsp;Student loan debt impacts all financial aspects of a consumer; and the burden is amplified for first generation college students and people of color, who don’t typically have access to generational wealth. With wage disparities induced by systemic bias, such gaps continue to grow even after employment.&nbsp; In this episode of One Vision, Theo and Bradley chat with Tobin Van Ostern, founder of Savi, a public benefit corporation focused on tackling the student loan challenge faced by America's 46 million student loan borrowers. While policy reforms are long overdue, we believe that private sector innovation can still play a crucial role to provide much needed immediate relief.

A ticket towards prosperity or a bottomless pit of debt

Asia is home to more than half of the world’s population. It is also a hotbed for fintech innovation. From super apps and social ecommerce in China, cryptocurrency in Hong Kong, to digital identity and payments in India, there is never a dull moment. Despite the dizzying pace of development, the party is just getting started. In this episode of One Vision, Theo and Arun dive into the eclectic mix of markets in Asia with Syed Musheer Ahmed, Founding Board Member of FinTech Association of Hong Kong and the Founder of FinStep Asia.

Asia - the hotbed for fintech innovation

What does digital transformation really mean? Can banking truly be helpful? How can we be more thoughtful as we innovate, without leaving populations behind? For this week’s episode of One Vision, we move north across the border to Canada, where Bradley and Theo chat with Barb MacLean, Director, Application Development at Celero, on banking in Canada. Fun fact, do you know that ninety percent of Canadians live within 100 miles of the US border? And stay to the end to find out Barb’s favorite Star Wars character.

Star Wars trivia and what does banking have to do with it

Despite everything that has happened globally in 2020, fintech - as an ecosystem - was quite active. Some would even say, productive. What is happening with the mysterious East, especially with the Republic of India, a country with over 1.3 billion people? Tune in to a fun conversation with Theo and Bradley, as they chat with Urvashi Prakash about local innovation, funding, big tech, and regulation. Oh - and happy Birthday Urvashi and Bradley!

The birthday twin

In an industry where the business model is largely detached from consumers’ financial well-being, what is our purpose and what are our principles? Can we govern ourselves to make good decisions? Can we truly prevent the abuse of power and maintain transparency? Can our industry act as a true global fiduciary, or must there always be a conflict of interest?As we look forward to the next decade and the next 100 years, how can we become better ancestors to the next generation and the generations after that? In this new episode of One Vision, Theo and Bradley chat with Tony Fish on data, money, and purpose.

The purpose of principles

Talent is equally distributed. Opportunities are not. According to the latest Money Tree Report, startups in the top three states in the U.S. (California, Massachusetts, and New York) raised 74% of funding in 2020. This begs the question, how will entrepreneurs in other states get the necessary funding and support when the pie is not equal? How does the imbalance in turn impact local businesses and economies? And will the momentum behind remote work prompt necessary changes to turn the tide?In this episode of One Vision, Theo and Bradley chat with Wayne Miller, Executive Director of the Venture Center, on their efforts to drive corporate innovation and startup ecosystem development in Little Rock, Arkansas.

The unequal pie

What makes someone influential? It’s not just about having an informed voice on a particular subject, or eye-popping social media metrics. It’s more about how you engage and create conversations, and how you develop and engage in a community that really matters most. Don’t miss this week’s episode of One Vision, where Theo and Bradley chat with global fintech influencer, Spiros Margaris, on lived experiences, his secrets to success, and banking trends for 2021. Having met Spiros in person quite a few times, we promise - he is as real as it gets and is a truly authentic voice in the wild wild west of FinTech.

The curious mind of a fintech influencer

We are all familiar with the systemic racism in our society and its long lasting generational impacts. In a recent report by Brookings, it was revealed that the "400 richest billionaires have more total wealth than ALL 10 million Black American households." To encourage a more diverse and inclusive community, we must create different pathways to technology. As the past nine months have demonstrated, digital technology has untethered opportunities from physical locations — the coastal cities and innovation capitals — enabling us to engage with talent from all walks of life and all around the world.&nbsp; Join Theo and Bradley for an inspirational episode with Dr Sue Black and Dr Simon Schofield, as we talk about diversity in tech, AI, and their latest endeavour, TechUp Women.

Voice of Change

While there is no lack of challenger banks disrupting the digital banking space for consumers, what about the needs for marketplaces? Can we make sending, receiving, and storing money much simpler than it is today? Who would aspire to be the most boring company in fintech? For a fintech company that has just raised a $27 million round led by a16z, Moov is anything but boring. Tune in to our latest episode of One Vision as Theo and Bradley chat with Wade Arnold and Walt Cox from Moov.

Future of finance is open source

One Vision podcast co-hosted by Theodora Lau, Bradley Leimer and Arun Krishnakumar brings purposeful innovation to spotlight. Its where impact meets innovation. We speak to startup founders, investors, industry players, thought leader...

One Vision podcast co-hosted by Theodora Lau, Arunkumar Krishnakumar and Bradley Leimer brings purposeful innovation to spotlight.Its where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments. We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.

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A ticket towards prosperity or a bottomless pit of debt

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Star Wars trivia and what does banking have to do with it

The birthday twin

The purpose of principles