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522 prenups, trusts, title insurance, joint venture contracts + more (Q&A with a lawyer)
In today's episode Anna Cruckshank from Aubrey Brown Lawyers joins John on the show to answer some of your questions around property contracts. Anna and John touch on:
๐๐พ BFAs/prenups - are they worth it?
๐๐ฟ when is title insurance a good idea?
๐๐ป what can you do if you discover a property defect after settlement
๐ joint venture contracts
๐๐ผ buying property with family in a trust structure
๐๐ฝtenants in common vs joint tenantsย
Learn more about Aubrey Brown Lawyers: https://www.aubreybrown.com.au/property-law/
Check out John's property academy: https://www.solverewealth.com.au/solvere-online-academy/
๐ก Join the mmm facebook group
๐ก Quick links to John and Emilyโs online courses and $20 off The Glen James Spending Plan
my millennial property is produced by SYMO interactive, home of my millennial money.
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832 downsizing strategy, bad property managers, turning your home into an investment + more
31:00||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John and Rachelle chat about:๐๐ผ whether a Tasmanian single parent should invest on the mainland๐๐ฝ mortgage-free & downsizing in 10 years, should I buy the downsizer now and rent it out?๐๐พ advice for buyers who are purchasing house and land packages๐๐ฟ dealing with high property manager turnover๐ a couple in their 20s planning to upsize in 5-10years and turn their existing home into an investmentJohn's services mentioned in the episode:New Builds | Envisage PropertyEnvisage Property First Home Buyer PackageBuilding construction contract reviews: https://www.carnelianprojects.com.au/this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ย Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
831 is rentvesting dead? borrowing capacity case studies, lending landscape & what to do now
45:11||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MOne of the biggest questions John and Rach have been asked since the federal budget has been: is rentvesting dead?ย In today's episode they chat about:๐๐ผ how rentvesting has helped people get into the market who couldn't otherwise๐ Rach's own rentvesting origin story๐๐ฝ how the property landscape has changed for rentvestors๐๐พ 3 client case studies of investors whose borrowing capacity reduced and how they pivoted๐๐ฟ why different lenders are giving very different answers๐๐ป how negative gearing has changed๐ whose impacted most๐๐ฝ could the changes to negative gearing end up being reversed?๐๐พ where to from here?this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
830 SMSF lending change, missing out on properties, the forever home myth + more
37:51||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John & Rach chat about:๐๐ผ the changes to SMSF lending from 10 August 2026 for residential property and who it impacts๐๐ฝ a first home buyer who missed out a property they really wanted๐๐พ what is 'gazumping' and Rach's lesson for buyers๐๐ฟ is the term 'forever home' redundant?๐๐ป when should someone use a buyer's agent?๐ a quickfire Q&ALearn more about John's first home buyer package: https://www.envisageproperty.com.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
829 buying & selling at the same time, serviced apartments, Defence housing + more
50:33||Season 8In this episode John answers your questions, touching on:๐๐ผ 4 ways to buy and sell a house at the same time๐๐ฝ investing in a serviced apartment yielding 7% - good or bad idea?๐๐พ pros & cons of renting a house to Defence Housing Australia๐๐ฟ when to sell vs hold forever๐๐ป negotiating a price reduction after building & pest inspection๐ how long does selling a property take?๐๐ผ should we knock down rebuild or sell and buy elsewhere?๐๐ฝ my borrowing capacity is too low, wait for the market to cool or use shared equity scheme?๐๐พ how do deductions work for investors who can't claim negative gearing?๐๐ฟ John's thoughts on the regional market outlookLinks mentioned in the chat:Clarity call with John: https://www.solverewealth.com.au/clarity-call-with-john-pidgeonEnvisage Property buyer's agent service: https://www.envisageproperty.com.au/John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MRachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
828 Ben Kingsley on negative gearing, his property origin story & bad buyers agents
56:14||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging conversation. They touch on:๐๐ผ the changes to negative gearing๐๐ฝ Ben's property origin story๐๐พ property behaviours and traits that make a successful investor๐๐ฟ the Melbourne market๐๐ป the fundamentals of what drives property values๐ the rise of buyers agents & regional investors๐๐ผ should you buy new properties for the tax benefits?๐๐ฝ Ben's caution to investors about getting bad property advice & guaranteed returnsthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
a first home buyer window of opportunity that won't last forever
49:45||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MNegative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme. There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.authis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
827 the psychology of property photography: what buyers really want to see
32:30||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MPreparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of Studio Maison Media and former principal of a Sydney real estate agency. Having been on both sides of real estate, selling and shooting, Melissah shares her insights on:๐ creating and running a business๐๐ผ what buyers respond to when looking online๐๐ฝ what becomes the hero image๐๐พ to use AI or not?๐๐ฟ what are the biggest mistakes that sellers make๐ why landscaping can actually ruin your shoot๐๐ป is styling worth it?๐ easy fixes to make your home photograph better๐๐ผ tips for preparing your house for sale๐๐ฝ what makes a home feel premiumConnect with Melissah: https://www.instagram.com/studiomaisonmedia/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
826 the 5 biggest property investing mistakes and how to avoid them
41:06||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related episodes:๐ง 439 John's 8 point property investing strategy - Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
825 the truth about Airbnb as a property strategy
45:33||Season 8Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIs your property Airbnb-worthy? John Pidgeon is joined by Sally Broad, co-founder of Airready, a short-term holiday rental management company based on Victoria's Surf Coast. They talk about:๐๐ผ why Sally started the business๐๐ฝ how do you know if your property is Airbnb-ready?๐๐พ what impacts vacancy rates?๐๐ฟ how Sally scaled the business๐๐ป navigating local council๐ can any property become suitable for short stay holiday rental?๐๐ผ Airready's fee structure๐๐ฝ the investor misconception about using an Airbnb property strategy๐๐พ where is the short-stay market heading?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty