this is property

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn and Rach are back with part two of upsizing in a down market, working through your questions on how to buy and sell at the same time. In this episode they touch on:👉 what a sunset clause is and when it could work for you or against you👉🏼 bridging loans and the risks to consider👉🏽 holding two mortgages or renting short term while you sell?👉🏾 buy first, sell first, hold both or use bridging finance?👉🏿 how a deposit bond works, and the risk most people misunderstand👉🏻 how a simultaneous settlement gets pulled off👉 keeping your old home as an investment when you upsizeListen: 718 upsizing & bridging loans: are they worth it??? Apple Podcasts | Spotifythis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MWe're doing a 2-part series on upsizing and answering your questions! In this episode, Rach and John chat about:👉🏼 what is considered a down market?👉🏽 the risks of buying before you sell👉🏿 should I sell my home and buy acreage and build?👉🏻 when is a property too large and detrimental to resale value?👉 how to make a competitive offer without overpaying👉🏼 navigating the psychology of selling "at a loss"👉🏽 Rach and John's top tipsthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, Rach and John chat about:👉🏼 a couple seeking reassurance about whether to upsize 👉 should we build a duplex or buy more investment properties? 👉🏾 they want to keep their original PPOR when they upsize but what do the numbers say?👉🏿 how does commercial property stack up as an investment following the Budget changes?Listen to episode 838 on commercial property: Apple Podcast | Spotifythis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different podcast and Katie Thomas from Focus Finance, who's also been named Australia's #1 residential broker. They chat about what's actually happening with investor lending right now, touching on:👉🏼 the investor lending landscape right now and how it's changed👉🏽 what's the outlook for commercial property?👉🏾 should investors buy now or buy later?👉🏿 what are sophisticated investors doing right now?👉🏻 how Katie & Aaron work with clients on strategy and risk management👉 what happens when serviceability becomes an issue?👉🏼 can people still build the same portfolios today as they could 10 years ago?Connect with Katie & Aaron below:Katie's IG: https://www.instagram.com/katie_focusfinance/Aaron's IG: https://www.instagram.com/aaronc_d/?hl=enthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial buyer's agents. Helen has so much experience and knowledge having built a $30M portfolio and helped guide and educate Australians in their commercial property investing journey since 2016. Strap in because this episode is packed with insights and tips! They touch on:👉🏼 Helen's story - from beauty therapist and law student to now👉🏽 commercial vs residential - the key differences👉🏾 types of commercial property and what Helen recommends for beginners👉🏿 what's the outlook for commercial property in the next 5 years?👉🏻 how commercial leases actually work👉 buy a property tenanted or vacant?👉🏼 average hold times and understanding your strategy👉🏽 biggest commercial investor mistakes👉🏾 how commercial lending worksLearn more about Unikorn: https://unikorn.com.au/this is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode John and Rach discuss:👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending👉🏽 a practical example of how this changes an investor's borrowing power👉🏾 how often should your property manager inspect your property?👉🏿 when is it worth switching property manager and how to👉🏻 how do banks assess genuine savings vs gifted deposit?👉 a developer wants to buy my apartment, what should I consider?this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MA Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince Scully from Life Sherpa to unpack the data and context that isn't mentioned, leading into a wider chat about boom and busts cycles. They touch on:👉🏼 what the headline doesn't tell us about the Sydney suburb that fell👉🏽 understanding that there are markets within markets👉🏾 what happens to property during a downturn?👉🏿 is the 18.6 year cycle theory legit?👉🏻 was it easier or harder to buy a house when interest rates were 17%?👉 where does Vince see the unemployment rate and house prices going👉🏽 tips for investors👉🏾 will the property changes be reversed or are they here to stay?Related episodes:739 the boom bust property cycle explained + where are we now? Listen on Apple | Listen on Spotify344 timing the market: Listen on Apple Podcast | Listen on SpotifyBook 15min free chat with John Pidgeon here: https://www.envisageproperty.com.au/free-consultationGlen James' and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgEthis is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John and Rach talk about:👉🏼 the property market outlook for investors following the tax changes👉🏽 how will the new way of negative gearing work👉🏾 do I have to get my properties valued before 1 July 2027 and how do I do that?👉🏿 what is selling the process and how much do I get after tax and expenses?👉🏻 advice for single parents re-entering the property marketthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty