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cover art for 721b HELP debt: what you need to know + link to free download

this is money

721b HELP debt: what you need to know + link to free download

Season 7
โ€ข

Let's chat about the need-to-know facts around HELP debt as it stands right now. Glen covers:


๐Ÿ‘‰ how the indexation rate gets calculated, including the recent changes

๐Ÿ‘‰๐Ÿผ compulsory repayments vs voluntary repayments

๐Ÿ‘‰๐Ÿฝ repayment income thresholds

๐Ÿ‘‰๐Ÿพ what defines 'repayment income'?

๐Ÿ‘‰๐Ÿฟ do you pay more HELP debt when you salary sacrifice?

๐Ÿ‘‰๐Ÿป key dates to know

๐Ÿ‘‰ is it worth paying my HELP debt off?

๐Ÿ‘‰๐Ÿฝ circumstances for deferring or not paying repayments

๐Ÿ‘‰๐Ÿพ is there any way to freeze indexation due to not working?


Download the HELP debt PDF we've put together here: https://www.thisis.money/helpdebt


Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here


We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

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