money money money

Jumping on to discuss some newsy things that happened over the last 24 hours.Recorded on 4 Feb, approx. 2:30pm AFR article: https://www.afr.com/politics/federal/changes-to-cgt-discount-under-consideration-as-reform-budget-looms-20260203-p5nz1aRBA mins here: https://www.rba.gov.au/monetary-policy/rba-board-minutes/2025/2025-12-09.html

Glen and Rachelle unpack your questions, touching on:👉🏽 we have $450k after selling an investment property, now what?👉🏾 property investing vs ETFs - which one is right for me?👉🏿 nursing has burnt me out and considering working in the café scene👉🏻 investing in super for kids - worthwhile?Buy tickets to the Auckland show here: https://bit.ly/4a8v4a2Checkout Glen's unofficial income guide: https://moneymoneymoney.typeform.com/income-guideCheck out Sort Your Career Out & Make More Money: https://amzn.to/3kXWjy2Watch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Glen and Vince take a seat by the fire, munch on some marshmallows and answer your investing/money/economic questions in a campfire chat! They touch on:👉🏼 when do you sell shares or ETFs that have performed well?👉🏽 invest in shares or focus on mortgage offset - implications over 10/15 years?👉🏾 dying with zero - what do Glen and Vince think of this concept?👉🏿 joint investment accounts with a partner, worthwhile?👉🏻 what's a 3-year investing plan for a 30 year old?👉 why is gearing in shares not as popular as property?👉🏼 the perceived ETF bubble - is it a thing?👉🏽 what is modern monetary theory?👉🏾 is property in Australia really "safe as houses"?👉🏿 Life Sherpa Invest portfolio returnsCheck out Life Sherpa Invest: https://lifesherpa.com.au/investSubscribe to this is investing: https://www.youtube.com/@thisisinvestingWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

January is prime time for a mortgage reset so for this episode Glen is joined by Rachelle Kroon from Sphere Home Loans for a lending update and a chat about:👉🏼 why January is a good time to review your mortgage👉🏽 equity explained and how it can lower your interest rate👉🏾 fixed vs variable👉🏿 repricing vs refinancing👉🏻 how parental guarantees work👉 the government 5% deposit scheme risks and benefits👉🏼 increased flexibility in lending for self-employed people👉🏽 Rach’s top tips if you own a home or are planning to buy in 2026Subscribe to money money money on Youtube: https://www.youtube.com/@m3.podcastSubscribe to this is property: https://www.youtube.com/@thisispropertyLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Most people say they want to get ahead financially but are they willing to do what it takes to get there? In today's episode Glen and John chat about:👉🏼 real stories of sacrifice from the MMM community👉🏽 4 ways to get more money👉🏾 do you have a goal for this year?👉🏿 taking risks to get the reward👉 are you and your partner on the same page about money goals?Check out The Glen James Spending Plan: https://www.moneypodcast.com.au/glenjamesspendingplanWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

A few members of the community wondered if they should use their emergency fund to pay off their car loan or other debts. Glen James shares his view, unpacking the case studies step by step touching on:👉🏼 the case studies👉🏾 some comments and ideas from the community👉🏿 some basic assumptions Glen has made👉🏻 Glen's options for what to do next👉 what Glen teaches about debt reduction & emergency funds👉🏼 so what would Glen do?👉🏽 pay off my debts using my $1k emergency savings? + emergency fund basicsWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on:👉🏼 a little about Brett, his work in the expat space👉🏽 how does tax work while living and working overseas?👉🏾 moving to Malta - how does this affect my age pension + tax?👉🏿 if moving overseas for retirement, do you need to keep an Aussie bank account?👉🏻 living in Singapore but repatriating - sell my investment properties in Australia?👉 returning to Australia after 25 years, what do I prepare?👉🏼 how to prepare a will while living overseas👉🏽 will you lose Centrelink benefits if you move overseas?👉🏾 they address a quick listener case study👉🏿 some quick rapid fire expat questionsCheck out Brett's book, The Expats Handbook: https://amzn.to/4pGmrsZCheck out Atlas Wealth: https://atlaswealth.com/au/Watch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Glen and John tackle your questions, touching on:👉🏻 can I turn my PPOR into an investment property whilst in the fixed period?👉 keep investing in ETFs or buy a home?👉🏼 pressing reset financially after divorce, buy a house or rent?👉🏽 tips for drawing up a will after a terminal diagnosisWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.