Share

money money money
638b life insurance myths + protecting you, your family & your income (life insurance deep dive Q&A)
In today's personal insurance deep dive, financial adviser Phil Thompson from Skye Wealth joins Glen on the show to explain the ins and outs of insurance and answer your burning questions! Glen and Phil unpack:
๐๐พ the pitfalls of default insurance cover in super
๐๐ฟ myths, misconceptions & benefits of setting up insurance through financial adviser
๐๐ป life insurance inside super vs outside super
๐ self employed and contract workers
๐๐ผ when should you review your insurance?
๐๐ฝ can a loading or exclusion be removed?
๐๐พ what happens when you change advisers?
๐๐ฟ a successful $100k skin cancer claim case study
๐๐ป does a non working spouse need insurance?
๐ what happens if you have too many declines?
๐๐ผ is child cover necessary?
๐๐ฝ when is insurance worth having?
๐๐พ I'm single, do I need insurance?
๐๐ฟ do you need to disclose if you've had a genetic test?
๐๐ป how much is the cost of insurance advice?
Check out the insurance webinar replays below for more info ๐
Beyond Super - Is the insurance in your super fund enough?
Young families & life insurance - what you need to know
Thanks to Global X for supporting our Thursday show! โจ Learn more about their range of ETFs.
We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.
Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
More episodes
View all episodes

914b wwgd: 3 properties, young kids, working part-time & what next?
55:49||Season 9Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storeThree properties, two young kids, both working part-time. Sophia* joins Glen to unpack whether selling an investment property, reducing debt and rethinking their strategy could set them up better long term or if theyโre at risk of overcomplicating a strong position.๐๐ผ Sophia's situation: 3 properties, young family, part-time setup๐๐ฝ spending, savings & cashflow gap๐๐พ insurance, super & financial foundations๐๐ฟ property portfolio & assets๐๐ป lifestyle goals๐ their desire to โsemi-retireโ๐๐ผ Glenโs take on the situation and what he would domoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show๐ก Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we donโt know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
914 mortgage update (fix or stay variable, IO extensions, bridging loans, FHB schemes + more)
01:40:08||Season 9Youโve been saving long enough โ letโs get you a property. Check out, 'The Quick-Start Guide to Your First Property': https://amzn.to/4svhyoHTime for a quarterly lending landscape update! Glen is joined by Joe Carroll, Director at Sphere Home Loans to answer your questions about:๐๐ผ coming off a fixed rate๐๐ฝ fixed vs variable - what to know before you fix๐๐พ split loans๐๐ฟ extending an interest-only period๐๐ป how often should you be in contact with your broker?๐ how LVR and interest rates work and when to negotiate a better rate๐๐ผ pros & cons of bridging loans๐๐ฝ self employed / other income with mortgage applications๐๐พ use home equity or traditional car finance to purchase a car๐๐ฟ 5% deposit scheme & cash buffer restrictions๐๐ป how do foster children impact home loan applicationsย Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show๐ก Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we donโt know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
913b they won the lottery: here is how they invested it
01:02:11||Season 9Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storeWhat happens after you win $30 million? In this episode, Glen is joined by financial adviser Martin McGrath to unpack a real case study of a couple who won big and needed to figure out what to do next. They talk about:๐๐ผ the case study๐๐ฝ the coupleโs goals๐๐พ what they did with the money first๐๐ฟ Martinโs fee for advice๐๐ป tax planning strategy๐ investment returns๐๐ผ topping up super๐๐ฝ having a 'boring' strategy๐๐พ did they DCA or lump sum invest?money money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show๐ก Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we donโt know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
913 LOOT, rentvesting in your 40's, rent-to-rent, is buying a home still possible + more
50:36||Season 9Youโve been saving long enough โ letโs get you a property. Check out, 'The Quick-Start Guide to Your First Property': https://amzn.to/4svhyoH In today's episode, Glen is joined by financial adviser Alex Luck from Everest Wealth to discuss your questions:๐๐ผ what does LOOT mean to you?๐๐ฝ rentvesting in our 40s, where to begin?๐๐พ invest in shares or smash the mortgage/offset?๐๐ฟย is a rent to rent property strategy worth it?๐ is saving for a house deposit still worth it? Learn more about Everest Wealth: everestwealth.moneymoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show๐ก Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we donโt know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
912b wwgd: Selina can buy property or shares, but why is Glen unsure of both?
44:59||Season 9Selinaโs done an amazing job building wealth, but when she asks Glen whether she should buy an investment property, invest more in ETFs or keep stacking offset, his answer is unexpected.Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-showWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
912 startup equity, inheriting $1m, debt clean up, taking a pay cut & mortgage vs invest
01:04:49||Season 9In this Q&A Glen is joined by financial adviser Alex Luck from Everest Wealth to answer your questions:๐๐ผ pros & cons of taking lower paid job at a startup vs staying freelance๐๐ฝ how to maximise $1M inheritance in mid 30s๐๐พ paying down consumer debt & getting mortgage-ready๐๐ฟ clear debt or invest instead?๐๐ป when HELP debt should and shouldnโt be paid off๐ invest vs pay down the mortgageGlen's book, Sort Your Money Out & Get Invested: https://www.moneypodcast.com.au/resourcesEverest Wealth: https://everestwealthgroup.com.au/Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-showWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
911b wwgd: Jake & Kiera in fresh relationship, existing assets, goals & bringing it all together
51:34||Season 9Jake & Kiera have built strong financial foundations individually and now theyโre figuring out how to bring it all together in a new relationship. In this What Would Glen Do episode, they talk about:๐๐ผ Jake and Kieraโs current situation๐๐ฝ Glen runs through the sound financial house๐๐พ properties, assets & investments ๐๐ฟ Kiera's new career plans๐๐ป their shared goals to get a new PPOR, travel & live life on their own terms๐ what Glen would do๐๐ผ structuring property ownership & protecting against future risksWant to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-showWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
911 Glen's banking system, loan split for IP, physio career change, credit card points + more
01:20:00||Season 9In this Q&A, Glen James and John Pidgeon chat about:๐๐ผ bank account structure๐๐ฝ loan splits on your PPOR to purchase investment properties๐๐พ buying a car with finance or equity๐๐ฟ a hospital physio who wants a career change๐๐ป if you had a full year off work on your current pay, what would you do with your time?๐ credit cards and their impact on your credit score/rating๐๐ผ should I use half my emergency fund to get solar?Check out the Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planWant to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-showWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
910c tax white paper, war, oil prices, inflation, interest rates, first home vs investment property + more (campfire chat)
02:50:49||Season 9Join us (Jess Brady, Vince Scully & Glen James) for an informal long-form chat about anything and everything. Recorded on Friday 13 March 2026. Mixed and mastered by Glen (sorry team isn't working on Sat) and was dealing with a tech difficulty with Vince' mic. Due to some other tech issues with our recorder having a meltdown, this episode will not be on YouTube (sad face).Jess' new book: https://amzn.to/4lvIUIIAny advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.