Share

cover art for 330 the ultimate investment: your first baby

money money money

330 the ultimate investment: your first baby

Season 3, Ep. 30
โ€ข

Ok, so how much does it actually cost to have a baby - for real? Glen and John were joined by Rebecca Pritchard, financial coach and mum, to chat baby expenses.


Check out the blog where Rebecca outlines the costs of her pregnancy and birth: https://www.thisis.money/blog/2020/7/24/what-youll-expense-when-youre-expecting-88ckl

๐Ÿ‘ถ


Here's the book Rebecca mentions: https://booktopia.kh4ffx.net/B6j4J ๐Ÿ“–


Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!


For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes


๐Ÿ›‘ This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.


We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

More episodes

View all episodes

  • 747b wwgd: Jane's Nan has offered $90k to help buy a property

    53:52||Season 7
    In todayโ€™s episode Glen chats with Jane* about her financial, career, and living situation, exploring the exciting options ahead. From a potential career pivot into the arts to a $90k boost from nan to help her and her sisters enter the property market, Jane has some big decisions to make. *Name changed for anonymity.Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 747 potential HELP debt changes, choosing the best super fund, ETFs inside super + the life insurance in super scandal

    01:10:46||Season 7
    In today's episode Glen and Vince Scully from Life Sherpa discuss:๐Ÿ‘‰๐Ÿฟ proposed Government changes to reduce student loans๐Ÿ‘‰๐Ÿป choosing the best super fund for you๐Ÿ‘‰ default insurance within super๐Ÿ‘‰๐Ÿผ and buying ETFs within superThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 746b mortgage broker Q&A (turning your PPOR into an investment, renovation loans, kids & borrowing capacity + more)

    01:00:44||Season 7
    In today's chat, Rachelle Kroon from Sphere Home Loans joins Glen to answer all your questions touching on:๐Ÿ‘‰๐Ÿพ benefit of using a broker vs direct to bank๐Ÿ‘‰๐Ÿฟ will a mortgage broker help someone get a loan under $250k?๐Ÿ‘‰๐Ÿป how much does having a child impact borrowing capacity?๐Ÿ‘‰ borrowing capacity upon returning from mat leaveย ๐Ÿ‘‰๐Ÿผ using equity to buy a new PPOR๐Ÿ‘‰๐Ÿฝ what after-settlement service can you expect from brokers?๐Ÿ‘‰๐Ÿพ renovation loans๐Ÿ‘‰๐Ÿฟ financial hardship assistance & impact on refinancing๐Ÿ‘‰๐Ÿป how does applying for lending impact your credit score?๐Ÿ‘‰ do mortgage brokers get kickbacks from developers?๐Ÿ‘‰๐Ÿผ building a granny flat on your propertyThanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 746 financial gifts in Australia, making your house an investment property, brokerage account fees + active vs passive

    57:25||Season 7
    In today's Q&A Glen and John talk about:๐Ÿ‘‰๐Ÿป are flights to check on your investment property tax deductible?๐Ÿ‘‰ financial implications for turning your home into an investment๐Ÿ‘‰๐Ÿผ do you need to pay tax on financial gifts from overseas?๐Ÿ‘‰๐Ÿฝ investment platforms & brokerage fees๐Ÿ‘‰๐Ÿพ the VAP and VSO ETFsThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 745b buying my first home or investment property (clarity call with Tayla)

    41:05||Season 7
    Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.Want clarity on your property situation? Book a clarity call with John hereCheck out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comThanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 745 the $1 rule, and 43 other easy ways to be better with money

    56:59||Season 7
    Improving your money doesn't have to be complicated! In this episode Glen and Lucy Dean, wealth reporter at the Australian Financial Review, share a ton of easy money tips and hacks from the experts to help you save money, spend smarter and build wealth.Prefer reading? Check out Lucy's article here (you'll need an AFR subscription): https://bit.ly/40rf5k4Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 744b wwgd: Megan is 27, newly married and wants career guidance + a financial health check

    49:11||Season 7
    In this episode of "what would Glen do", Megan asks for a review of her finances to know if she's on the right track and some advice on her next career move to increase her salary.Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 744 a lazy financial plan, trying to sell an unusual home, those who canโ€™t be helped + offset accounts gone wrong

    56:33||Season 7
    In today's Q&A Glen and John discuss:๐Ÿ‘‰๐Ÿพ should you market your home to a specific demographic?๐Ÿ‘‰๐Ÿฟ tips for vetting a listing agent to sell your home๐Ÿ‘‰๐Ÿป giving financial advice to friends and family๐Ÿ‘‰ is there anything wrong with my lazy financial plan?๐Ÿ‘‰๐Ÿผ investing extra mortgage repayments instead of putting it in offsetThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
  • 743b secure an off the plan apartment with just $10k (developer Q&A with Third.i)

    01:09:52||Season 7
    In today's episode Glen chats with Luke Berry from property development company Third.i about how homebuyers can get into the market sooner using a platform called NestDeposit. NestDeposit is a platform which allows buyers to secure an off the plan property with an initial $10k upfront, while paying the rest of the deposit off in instalments. They also dive into Third.i's Crowโ€™s Nest project in Sydney and answer your questions around buying off the plan.Register here for the event at Crows Nest, NSW on Thurs 31 October to hear more about NestDepositThird.i website: https://thirdigroup.com.auNestDeposit website: https://nestdeposit.com.auThanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.