***This episode was recorded before the election announcements relating to the first home home buyer scheme proposed changes. In today's chat, Rach Kroon from Sphere Home Loans joins John on the pod to help answer your mortgage questions. They cover: 👉🏾 monthly vs weekly repayments&nbsp;👉🏿 coming off a fixed rate👉🏻 should I use a guarantee scheme to have more money in the offset?👉 pay down mortgage or put the money in the offset?👉🏼 how construction loans work Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a> Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team here</a> We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

816 mortgage broker q&a (construction loans, pay monthly or weekly, offset accounts & 2% deposit scheme + more)

***Please note this was recorded on 10 April, 2025. Glen James is joined by Brian Parker, Chief Economist at Australian Retirement Trust, to discuss current market volatility and how to shape your mindset around it's behaviour. Their chat touches on: 👉🏾 how long do economists expect this volatility to last?👉🏿 growth vs defensive assets, and how super funds diversify👉🏻 what exactly is a trade war?👉 how does global market volatility affect superannuation?👉🏼 should we be worried about our superannuation? Learn more about Australian Retirement Trust at <a href="http://art.com.au/" rel="noopener noreferrer" target="_blank">http://art.com.au/</a> This episode is sponsored. We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

 815b super, share markets & what you can do with economist Brian Parker

***Please note this episode was recorded in March, before the current trade war drama. In this episode, Glen and John answer your money questions and share a few personal stories too. Here's what's in store: 👉🏾 should I change the way my super is invested?👉🏿 are we on track financially? One couple wants to know👉🏻 what would you do with an unexpected $10k?👉 Glen's break up story Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team here</a> We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

815 super is down, a couple’s money health check + US economy drama (+ Glen’s breakup story)

Thinking of using a buyer’s agent or advocate to buy your next property? Glen sits down with John Pidgeon to unpack what they actually do, what you should expect to pay and how to avoid dodgy operators. They touch on: 👉🏾 the importance of working with a strategic BA👉🏿 flat fee vs percentage pricing👉🏻 what the property buying process looks like👉 signs a buyer’s advocate might not be legit👉🏼 why boots on the ground still matter Learn more about John's buyer's advocate service here: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a> John's book, Sort Your Property Out &amp; Build Your Future is available at: <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a> Thanks to Skye Wealth for supporting our Thursday show! <a href="https://bit.ly/skyem3" rel="noopener noreferrer" target="_blank">Connect with the team here</a> We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

814b what does a buyer's agent really do, how much do they cost & red flags to watch for

In today's episode Glen and John share some strategies and answer your questions, touching on: 👉🏻 mini-strategies to win with money👉 the worst price hikes in Australia👉🏼 a property investment opportunity with 2 houses on the title👉🏽 should you lower your small business tax liability to get a loan? Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a> We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

814 micro financial strategies, regional property dilemma, self-employed trying to get a mortgage + more

Stop! Don't panic! I ask you to pause and step back and not do anything out of fear when it comes to investing and your superannuation. Episode on YouTube with presentation: <a href="https://youtu.be/xHNAhZrtBNE?si=dQHe3-9tjw52NyOO" rel="noopener noreferrer" target="_blank">https://youtu.be/xHNAhZrtBNE?si=dQHe3-9tjw52NyOO</a> Perth Live Show tickets: <a href="https://www.eventbrite.com/e/m3-live-in-perth-tickets-1295263831989" rel="noopener noreferrer" target="_blank">https://www.eventbrite.com/e/m3-live-in-perth-tickets-1295263831989</a> John's Property Masterclass in Perth: <a href="https://events.humanitix.com/perth-property-workshop-25" rel="noopener noreferrer" target="_blank">https://events.humanitix.com/perth-property-workshop-25</a> The Quick-Start Guide to Investing (book): <a href="https://amzn.to/4iQ9qua" rel="noopener noreferrer" target="_blank">https://amzn.to/4iQ9qua</a> ============================= We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

S&P500 & ASX200 tank: what to do with your investments and super

In today's episode, Glen chats with Aimee from Skye Wealth, a partner of the show. Aimee’s career journey began in managing a McDonald's restaurant but over a number of years and roles she's transitioned into the financial services industry. She opens up about her unique story, sharing: 👉🏻 her transition from managing a McDonald's restaurant, to a government job, to becoming a provisional financial adviser👉 the challenges and strategies of balancing study, work, and raising two young kids👉🏾 the ups and downs of knocking down and rebuilding her first home, before also building a new home while living in a caravan Thanks to Skye Wealth for supporting our Thursday show! <a href="https://bit.ly/skyem3" rel="noopener noreferrer" target="_blank">Learn more and connect with the team here</a> We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

813b making a slow career change: juggling parenthood, study & work (Aimee's story)

In today's episode Glen and John dive into a listener’s real-life situation: she’s 30 years old and just inherited $850k after the tragic passing of her mum. What should she do with it? Thanks Megan (not her real name) for sharing your story with us! They chat about: 👉🏾 inheritance options: property, super or shares?👉🏿 buying a home with cash vs keeping flexibility👉🏻 protecting the money in a relationship &amp; how to use a BFA (prenup)👉 the emotional side of sudden wealth👉🏼 why waiting 12 months might be the smartest move👉🏽 impacts on dad’s centrelink and tax considerations👉🏾 potential super strategies using contribution caps👉🏿 factoring in lifestyle choices👉🏻 building financial security Retire Right episode mentioned in the chat:🎧 <a href="https://shows.acast.com/retire-right/episodes/307" rel="noopener noreferrer" target="_blank">307 here is a good way to F up money (family loans + estate planning case study)</a> Glen &amp; John are headed to Perth for a live podcast recording! Get tickets here: <a href="https://mmm_perth_2025.eventbrite.com/" rel="noopener noreferrer" target="_blank">https://mmm_perth_2025.eventbrite.com</a> Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team here</a> We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

813 I'm 30yo and inherited $850k after my mum passed away

Niche &amp; nerdy content warning!!!! Many of you loved the behind the scenes recordings in the second half of the budget episode earlier this week. I catch up with Kayla Malss, who is in town to record "this is business" podcast episodes with me on how I got invited to the federal budget lockup and gained unprecedented access to ministers during and after lockup. This is an audio extract of the full episode that's on YouTube, which can be found here: <a href="https://www.youtube.com/watch?v=7G9u700DdO8&amp;t=28s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=7G9u700DdO8&amp;t=28s</a>

how I got invited as one of the 13 influencers to the Federal Budget: I spill the tea! (YouTube audio)

Join Glen James as he helps you sort your money out and get invested. Money, property, careers, life &amp; everything in between. Formerly my millennial money.

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