Dev Raga Personal Finance

In this episode Dev unpacks 8 essential habits and strategies to help you achieve financial stability and long-term success.Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.

Some investing strategies come and go, but the best ones stand the test of time. Dev shares 5 timeless investing principles to help you build lasting wealth.Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.

In this episode it's time to reflect on the 10 things I have learned in 2025, and its not always about finance. Have a good Christmas and New Year period.Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.

In this episode Dev unpacks:👉🏾 what is a non concessional contribution👉🏿 the bring forward rule👉🏻 what happens if you breach the $120k cap👉 pros and cons of making non concessional contributions👉🏼 downsizer contributions👉🏽 the Government co-contribution👉🏾 what Dev doesDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.

In this episode Dev sits down with psychiatrist Dr Ava for an honest, unfiltered look at mental health in the medical profession. They unpack why doctors and healthcare workers aren’t immune to burnout, depression or family violence, how stigma keeps people silent and the real financial fallout when your health crashes. The episode touches on:👉🏽 why mental health issues show up so strongly in medicine👉🏾 the signs colleagues should look out for👉🏿 burnout, irritability, sick leave patterns & early intervention👉🏻 APRA, impairment, and what actually triggers a notification👉 how mental health impacts your income, shifts, and financial stability👉🏼 the reality of family violence among healthcare workers👉🏽 financial abuse, safety planning & navigating the legal system👉🏾 the role of GPs, EAP, and finding proper support👉🏿 resources available for doctors and healthcare workersMental health and family violence support services: https://www.moneypodcast.com.au/s/Mental-health-support-services-for-health-professionals.pdfDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.

In this episode Dev and Vince Scully discuss the newly announced changes to the div 296 tax, touching on:👉🏻 cap or no caps👉 CPI indexed amounts or not👉🏼 and what marginal tax rates people will pay for balances higher than $2MDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.