Let’s Talk Money and More

Welcome to another insightful episode of Let's Talk Money and More with your host, Lesley Thomas.Despite battling a croaky throat today, Lesley is diving deep into a topic that affects us all—fear. We're exploring how fear can be a barrier in our personal lives, professional growth, and importantly, our relationship with money. Through personal stories and practical advice, Lesley encourages listeners to confront the fear of failure and regret to unlock their full potential. Tune in as we challenge you to reflect on what holds you back and how you can take steps to conquer your fears for a more prosperous and fulfilling life. Remember, where mindset goes, money grows.Key Takeaways:Identify and Name Your Fear: Understand what you are truly afraid of – is it failure, judgment, or financial loss? Naming it is the first step to conquering it.Assess and Visualize: Contemplate the cost of inaction. Visualize both scenarios: staying stuck versus moving past the fear, and let the vision of your best potential guide you.Embrace and Reframe Failure: Recognize failure as a part of the journey and a stepping stone toward success. Every mistake is a lesson that propels you closer to your goals.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com

In this episode of "Let's Talk Money and More," I am joined by the fabulous Dr Joanna Martin, the founder and award winning CEO of One of Many and author of the best selling book ‘Superwoman: Escaping the Myth."Jo shares her journey from medicine to acting and ultimately coaching, and the financial highs and lows, teaching her invaluable lessons along the way.Jo and I discuss overcoming limiting beliefs, balancing risks, and the importance of financial education, particularly for women.Key Takeaways:Open Financial Discussions: Create a safe space to talk about money with children. Sharing without distress can lay strong financial foundations.Empowering Women: Financial empowerment for women can catalyze community impact. Equip them with knowledge to invest and lead.Structured Sustainability: Building scalable businesses helps prevent burnout, allowing personal growth and a sustainable work-life balance.We had such an empowering conversation, link to the episode can be found below.Connect with Dr Joanna MartinWebsite https://joannamartin.com/Instagram https://www.instagram.com/drjoannamartin/Linkedin https://www.linkedin.com/in/joannamartin/Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com

Welcome back to Let's Talk Money and More! I'm your host, Lesley Thomas.In today's episode, we're diving deep into the journey of transforming your relationship with money. Inspired by a conversation with a client, I'll share my own financial journey, from taking money for granted to understanding its power. We'll discuss overcoming financial barriers, the importance of setting goals, and practical steps to build financial confidence. Whether it's visualizing your future self, celebrating small wins, or preparing for setbacks, this episode is packed with actionable insights to help you grow your money mindset. Stay tuned, because where mindset goes, money grows!Key TakeawaysAcknowledge Your Starting Point: Before making any changes, it's crucial to understand your current relationship with money. Is it driven by fear or excitement? Celebrating the decision to improve this relationship is already a big step forward.Visualize Your Financial Future: Spend a few moments each day imagining a financial life filled with confident decisions and less stress. Visualization helps shift your mindset from fear to possibility. Not sure where to start? I'm happy to share one of my guided visualizations—just drop me an email.Set Clear, Achievable Goals: Identify your key money goals—whether it's building savings, reducing debt, or gaining control over spending. Setting a singular, clear goal can focus your efforts and motivate you to take action without feeling overwhelmed.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com

Welcome to Episode 159 of "Let's Talk Money and More"! I'm your host, Lesley Thomas, and today we have a fascinating discussion lined up with our special guest, Rocky. In this episode, we'll explore some pressing financial topics, from the UK’s end-of-financial-year spending pressures to essential tips for managing excess funds in the US.Rocky shares his profound insights on how maintaining financial security can lead to personal contentment and how he's transitioned to a lifestyle focused on enjoying life, maintaining health, and personal growth. We dive into the psychological aspects of money, exploring how societal pressures and historical factors influence our financial behaviors. Rocky also sheds light on the Profit First principle, a game-changing approach that prioritizes building cash reserves for businesses, ensuring long-term stability and success.Whether you're an entrepreneur struggling with cash flow issues or simply someone eager to improve your financial literacy, this episode is packed with practical advice and thought-provoking discussions. Tune in, and let's learn how financial health can pave the way for a richer, more satisfying life. Don't forget to like and share if you find our conversation valuable!Key Takeaways:End-of-Year Spending vs. Building Reserves (UK Focus): We discussed the pressure UK businesses face to spend remaining budgets before the financial year ends. Rocky highlighted the importance of building cash reserves instead of wasteful spending.Psychology of Money: Discover the impact of financial literacy (or lack thereof) on self-confidence and business success. We explored how deep-seated beliefs and money stories influence financial behavior and decision-making.Profit First Method: Rocky shared the transformative principle of "Sales - Profit = Expenses" over the traditional model. This simple yet powerful shift can help businesses prioritize profitability and build financial resilience.Connect with Rocky LalvaniLinkedin: https://www.linkedin.com/in/rocky-lalvani/Website: https://profitcomesfirst.com/Podcast: https://profitanswerman.libsyn.com/Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas

Welcome to another insightful episode of "Let's Talk Money and More" with your host, Lesley Thomas.In today's episode, we delve into the fascinating and crucial topic of our relationship with money. Lesley explores how our money mindset, often shaped by the age of seven through beliefs passed down by our parents and caregivers, impacts our financial behaviors and decisions. She guides us in identifying limiting beliefs and transforming them into empowering ones, encouraging us to reflect on our earliest money memories and their lasting influence.Join us as we take actionable steps to rewrite our money stories, align our financial actions with our goals, and ultimately, enhance our financial confidence and success. Get ready to transform your relationship with money because where mindset goes, money grows!Key TakeawaysEarly Money Beliefs: Our relationship with money is often shaped by the age of 7, inherited from our parents or caregivers. Understanding these early beliefs can help uncover the roots of our current financial behaviors.Reframing Limiting Beliefs: Identify the three words that come to mind when you think about money. If they're not supportive, redefine them and set actionable steps to foster a positive money mindset.Constant Evaluation: Regularly reflect on your money story. Align your actions with your financial goals by challenging and changing unhelpful patterns, ensuring your beliefs empower rather than hinder your financial progress.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas

In this latest episode of Let's Talk Money and More Podcast, we are joined by Lisa Cook, the Community Outreach Coordinator for Warminster School in Wiltshire. Lisa and I delve into the importance of teaching financial literacy to young people. We share insights on the impact of providing practical life skills, such as money management, to students. We highlight the evolving landscape of finance, from physical to digital transactions, and stress the need for open discussions about money. Tune in to hear their fascinating perspectives and practical initiatives in equipping students with essential life skills.Key TakeawaysTeaching Confidence and Questioning: Providing knowledge about money and finance isn't just about numbers – it's about teaching confidence, questioning, and not being afraid to ask.Evolution of Money Management: The way we manage money has evolved from physical transactions to digital payments. Open discussions about money and passing on financial knowledge through generations are crucial for adapting to these changes.Practical Life Skills Program: Lisa introduced a structured program for year 10 students, dedicating 4-5 weeks to skills like first aid, sewing, cooking, and money management. This hands-on approach equips students for future life skills and builds confidence.Connect with Lisa CookEDGE programme https://verluciancommunity.co.uk/pages/outreachEmail lcook@warminsterschool.org.ukConnect with Lesley ThomasBook a call with me www.calendly.com/lesley-themoneyconfidenceacademy/30minsFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/iamlesley_thomas/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas

In this episode, Lesley Thomas talks about the significance of September as a new beginning for business. She emphasises the importance of reflecting on the year so far and setting clear goals for the upcoming quarter. From marketing strategies to managing finances and boosting team morale, Lesley provides valuable insights for business owners. She also highlights the importance of customer engagement, self-development, and decluttering workspaces. Join us as we explore the opportunities that September offers to finish the year strong and prepare for a successful start to the next year. Key TakeawaysReflect & Set Clear Goals: Analyze the year to date, understand what's worked well, and set precise goals for Q4. This will provide clear focus and direction for your business.Revisit Your Audience & Finances: As times change, it's crucial to revisit your target audience and assess how effectively you are managing your money. A financial review at this time can set you up for success.Boost Your Mindset: Use September as an opportunity to reinforce and reboost your mindset, especially the money mindset. Shed the old and embrace the new, letting the energy of this time propel you forward.Connect with Lesley ThomasBook a call with me www.calendly.com/lesley-themoneyconfidenceacademy/30minsFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/iamlesley_thomas/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas

Welcome back to another guest episode of Let's Talk Money and More Podcast!In this episode, I am joined by Chris Budd, owner of the financial planning company Ovation Finance Ltd. He is the author of six books, including the original book about financial wellbeing which he wrote in 2015, The Financial Wellbeing Book, and The Four Cornerstones of Financial Wellbeing.In this episode we delve into the fascinating concept of one's money story. Chris shares insightful anecdotes about growing up during Thatcherism and witnessing their father's bankruptcy, leading to a distinctive perspective on wealth and financial well-being. Chris and Lesley touch on the correlation between monetary success and happiness, the impact of social media comparisonitis, and the importance of purposeful actions and problem-solving in the workforce. Moreover, they emphasise the need for proper financial planning and considering life after selling a business. Join us for a thought-provoking discussion on finding meaning and purpose, making informed decisions, and seizing opportunities that align with personal values. Tune in to gain valuable insights that could reshape your approach to money and more.Key TakeawaysShifting the focus from financial rewards to purpose and belonging in the workforce, emphasising the importance of a meaningful vocation.The significance of connecting with your future self to make decisions that not only enhance your current well-being but also benefit you in the long run.The power of saying yes to opportunities that align with your values and stepping out of your comfort zone, as it often leads to unique, rewarding experiences.Connect with Chris BuddFinancial Wellbeing website www.financialwell-being.co.uk/For Advisers - The new Financial Wellbeing Pulse: www.financialwellbeingpulse.com/The Institute for Financial Wellbeing: www.instituteforfinancialwellbeing.com/To Buy the Books: www.amazon.co.uk/stores/Chris-Budd/author/B00FF6G094?ref=sr_ntt_srch_lnk_4&qid=1722241683&sr=8-4&isDramIntegrated=true&shoppingPortalEnabled=true Connect with Lesley ThomasBook a call with me www.calendly.com/lesley-themoneyconfidenceacademy/30minsFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/iamlesley_thomas/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas

Welcome to the Let's Talk Money and More Podcast with me, Lesley Thomas.In this episode, I dive into the topic of money mindset and the crucial role it plays in shaping our business decisions and actions. I provide 5 powerful reflective questions aimed at helping listeners understand and transform their relationship with money. From exploring beliefs about money to addressing fears and anxieties, defining financial success, reframing past experiences positively, and cultivating daily practices for a more abundant and confident money mindset, I provide valuable insights and invite listeners to journal on these questions. So grab a pen and paper, find a quiet moment, and let's explore how to transform our money mindset for business success.Key TakeawaysYour beliefs about money have a significant impact on your business decisions and actions. Reflect on whether these beliefs are empowering or limiting your financial growth and success.Examine and address your fears or anxieties about money to cultivate a healthier relationship with it, paving the way for a more confident and abundant mindset.Define financial success in alignment with your personal and business values. It's not just about the numbers; it's about identifying what success means to you and building a sustainable pathway toward achieving it.Connect with Lesley ThomasBook a call with me www.calendly.com/lesley-themoneyconfidenceacademy/30minsFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/iamlesley_thomas/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas