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Financial Judgement
#199 Why Your Money Confidence Shapes Every Conversation You Have (or Avoid)
đ Episode 199: Five Bold Questions to Build Real Money Confidence â Why Self-Trust Matters More Than Strategy
Can you truly feel confident with money if youâre still performing certainty while quietly avoiding the truth?
In this heartfelt solo episode of Letâs Talk Money and More, Lesley Thomas shares a powerful listener storyâand five bold questions designed to break financial habits and shift your mindset.
Inspired by a recent email from a former client, Lesley reflects on the invisible ways money confidence (or the lack of it) shapes our conversations, our choices, and even our self-worth. Because as Lesley says, how you do money is how you do everything.
With thoughtful prompts and compassionate guidance, this episode is a gentle wake-up call for anyone whoâs ready to move beyond shame, ditch the âperfect plan,â and instead build real, lasting confidence in their relationship with money.
đĄ What Youâll Learn in This Episode:
â Why financial confidence is more about self-trust than spreadsheets
â The importance of asking bolder, braver questions around money
â How to spot when youâre performing money confidence vs. actually feeling it
â Five transformative prompts to interrupt old patterns and ignite growth
â Why honest reflection is more powerful than trying to âget it rightâ
â How small pauses can create big financial shifts
đ§ Key Takeaways:
⨠âMoney confidence isnât about knowing all the answersâitâs about trusting yourself to ask the right questions.â
⨠âYou donât need to do this perfectly. You just need to stop doing it alone.â
⨠âBad habits arenât broken by willpower aloneâtheyâre broken by self-awareness and better questions.â
đ Coming Soon: Lesleyâs New Book â Parents, Letâs Talk Money
Launching 17 July, this is the must-read guide for parents who want to raise financially confident teensâwithout needing to be experts themselves.
đ Join the waitlist today via the link in the show notes to receive early access, exclusive bonuses, and live launch event invites.
đ Ready to Begin?
Start with one question. Reflect honestly. And remember, every shift begins with a conversationâeven the ones you have with yourself.
đ§ Tune in now and rediscover the confidence to talk about moneyâwith your family, your future, and yourself.
Connect with Lesley Thomas
Sign up to âParents, Letâs Talk Moneyâ Book Waitlist
https://lesleyathomas.kartra.com/page/book-waitlist-2025
My website www.themoneyconfidenceacademy.com/
Follow me on Instagram www.instagram.com/iamlesley_thomas
Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas
Book a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121
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204. #204 The end of an EraâŚ
09:15||Season 1, Ep. 204đ Episode 204: The End of an Era and the Beginning of Something NewIn todayâs special episode of Letâs Talk Money and More, Lesley Thomas reflects on the journey that has led to the end of this chapter. After 204 episodes, this marks the final episode in its current form before a seasonal break and a fresh new beginning. While this may sound like a goodbye, itâs really a pauseâa moment to clear space for something new, something even more aligned with the evolution of Lesleyâs work, her message, and what she now feels called to share with the world.This episode is a thank you, a reflection, and an invitation to join Lesley as she transitions to something exciting in the future.đĄ What Youâll Learn in This Episode:â The key lessons Lesley has learned over 204 episodes of Letâs Talk Money and Moreâ How money and identity are intrinsically linkedâ Why money confidence isnât loudâitâs steady and built from withinâ Why your story is more important than your strategy when it comes to moneyâ The powerful reflection that your relationship with money is a reflection of your relationship with yourselfđ§ Key Takeaways:⨠"You can't separate money from identity. Your financial behavior always comes back to how you see yourself in relation to money."⨠"Money confidence isnât about pretending to have it all together. Itâs about quiet self-trust and making aligned decisions."⨠"Your story matters more than your strategy. The story you tell yourself determines whether youâll succeed or sabotage your own efforts."đ Whatâs Next?While this is the final episode of Letâs Talk Money and More as you know it, Lesley is taking a short break to refresh and create the next chapter. Make sure youâre subscribed to stay updated and be the first to know when the new show drops. It will be different but with the same heartâthe deep desire to talk about money in a human, real way.đ Stay ConnectedLesley wants to hear from you! If youâve been inspired by the episodes, share your thoughts, your story, or simply reach out. Join her on this journey as the podcast transforms into something new and exciting.đ§ Tune in now to reflect on the lessons learned and get ready for the exciting future ahead. Take care, and rememberâyour financial future begins with your money identity.Purchase the Amazon Best Seller - âParents, Letâs Talk Moneyâ Book â on sale now !https://amzn.eu/d/0qj3BEfhttps://www.waterstones.com/book/parents-lets-talk-money-if-youre-not-talking-to-your-teen-about-it-who-is/lesley-thomas/9781914428425Or for the perfect Parent and Teen Bundle also buying Money@Home, the online Financial Literacy and Success Mindset programmehttps://lesleyathomas.kartra.com/page/money-at-home-salesConnect with Lesley ThomasMy website www.themoneyconfidenceacademy.com/Have you downloaded the FREE 2025 Money Mindset Playbook https://lesleyathomas.kartra.com/page/2025-money-mindset-playbook
203. #203 Sami Wunder - Whatâs Your Money Story?
45:02||Season 1, Ep. 203đ Episode 203: Navigating Money, Love, and Success with Sami WunderIn this enlightening episode of Letâs Talk Money and More, Lesley Thomas sits down with love and success coach Sami Wunder, who shares her fascinating journey from humble beginnings to building a multi-million-dollar empire. Sami opens up about how her relationship with money has evolved over the years and the powerful lessons sheâs learned about abundance, vulnerability, and balancing love with career success.Sami's story is a testament to how our beliefs around money and success can shape our relationships and ultimately influence our financial reality. She dives into her personal growth, shifting from the belief that money equals hard work to understanding that itâs about creating value and living in alignment with abundance.đĄ What Youâll Learn in This Episode:â How Sami shifted her mindset from scarcity to abundance and its impact on her business successâ The connection between love and moneyâhow striving for one often mirrors the otherâ The role of ego in money and relationships, and how Sami worked through itâ How to find balance between a successful career and a loving partnershipâ The importance of teaching children the value of money without instilling a scarcity mindsetâ Why creating value is more important than just working hard for moneyđ§ Key Takeaways:⨠"Money is neutral energy. Itâs not about being attached to it but understanding itâs a tool for freedom and abundance."⨠"Abundance doesnât mean no work; it means working in alignment with your joy and creating value for others."⨠"In relationships, love isnât about competition. Itâs about collaboration and creating a space where both partners can thrive."đ§ Tune in nowConnect with Sami WunderWebsite - www.samiwunder.comYouTube Channel - https://www.youtube.com/c/SamiWunderFacebook Group - www.facebook.com/groups/wunderdivasFacebook Page - https://www.facebook.com/samiwundercoachingInstagram - https://www.instagram.com/samiwundercoach/TikTok - https://www.tiktok.com/@samiwunderBlog - https://www.samiwunder.com/sami-wunder-blog/(FREE) Lead Magnet for Relationships: Get him obsessed https://start.samiwunder.com/get-him-obsessed-video-series-sign-up/Purchase the Amazon Best Seller - âParents, Letâs Talk Moneyâ Book â on sale now !https://amzn.eu/d/0qj3BEfhttps://www.waterstones.com/book/parents-lets-talk-money-if-youre-not-talking-to-your-teen-about-it-who-is/lesley-thomas/9781914428425Or for the perfect Parent and Teen Bundle also buying Money@Home, the online Financial Literacy and Success Mindset programmehttps://lesleyathomas.kartra.com/page/money-at-home-salesConnect with Lesley ThomasMy website www.themoneyconfidenceacademy.com/Have you downloaded the FREE 2025 Money Mindset Playbook https://lesleyathomas.kartra.com/page/2025-money-mindset-playbook
202. #202 Lessons from the Book Launch: Confidence, Visibility + Doing It Anyway
17:22||Season 1, Ep. 202đ Episode 202: The Unfiltered Lessons I Learned from Launching Parents, Letâs Talk MoneyIn todayâs deeply personal episode of Letâs Talk Money and More, Lesley Thomas opens up about the powerful, transformative lessons sheâs learned from writing and launching her book, Parents, Letâs Talk Money. This episode isnât a how-to on writing a book; it's a reflection on the identity shifts, challenges, and profound realizations that come with putting your voice and message out into the world.Lesley shares the real, unfiltered behind-the-scenes journey of writing a book aimed at helping parents raise financially confident children. From battling self-doubt to celebrating quiet victories, this episode is filled with honest insights that apply to anyone looking to make a meaningful impact in their own life or community.đĄ What Youâll Learn in This Episode:â The personal transformation that comes from writing and launching a bookâ Why confidence isnât a prerequisite for taking bold actionâ How a book launch is more about conversation and connection than perfectionâ Why visibility and identity work are key to creating meaningful changeâ The power of legacy and how your impact is measuredâ How to handle the pressures of launching something meaningful and personalâ Why it takes a village to raise financially confident children and how you can play a roleâ The wider reach of Parents, Letâs Talk Money and how itâs resonating across generationsđ§ Key Takeaways:⨠"Confidence isnât something you wait for; itâs something you build by taking action, especially in moments of doubt."⨠"Your legacy isnât about the likes or viral posts; itâs about the quiet revolutions, the ripple effect, and the lasting impact you have on your family."⨠"Visibility work is identity work. If you donât see yourself as an expert or a leader, no one else will."đ Join the MovementParents, Letâs Talk Money isnât just a book; itâs an invitation to start meaningful conversations and raise the next generation with the financial confidence many of us didnât have. Whether youâre a parent, godparent, grandparent, or anyone with influence over young people, this book offers guidance on shaping a healthier, more empowered relationship with money.đ Keep the Conversation GoingIf this episode resonated with you, Lesley would love to hear from you! Share your thoughts on social media, leave a review, or simply pass the message on to someone who could benefit. Letâs continue to build a ripple effect of financial confidence, one conversation at a time.đ§ Tune in nowPurchase the Amazon Best Seller - âParents, Letâs Talk Moneyâ Book â on sale now !https://amzn.eu/d/0qj3BEfOr for the perfect Parent and Teen Bundle also buying Money@Home, the online Financial Literacy and Success Mindset programmehttps://lesleyathomas.kartra.com/page/money-at-home-salesConnect with Lesley ThomasMy website www.themoneyconfidenceacademy.com/Follow me on Instagram www.instagram.com/iamlesley_thomasConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121
201. #201 John Webb - Whatâs Your Money Story?
49:53||Season 1, Ep. 201đ Episode 201: Building a Strong Credit Foundation â How to Teach Your Teens About Credit Scores and Money ManagementWhen it comes to financial literacy, understanding credit scores is crucialâbut many teens donât learn the basics until itâs too late. In this enlightening episode of Letâs Talk Money and More, Lesley Thomas speaks with financial expert John Webb about how young people can start building a healthy credit scoreâand why itâs so important for their future.Drawing from his own personal experiences with debt and credit, John breaks down the essentials of managing money, using credit wisely, and setting a strong financial foundation. He shares practical tips for both teens and parents on how to avoid common pitfalls and start building good credit early.đĄ What Youâll Learn in This Episode:â Why understanding credit scores is crucial for young adultsâ The importance of managing credit responsibly and avoiding debt trapsâ Practical steps for building a strong credit history from scratchâ How to navigate the confusing world of credit cards and loansâ The most common myths about credit scoresâand what to do about themâ Why being proactive about credit from an early age can lead to better financial opportunitiesđ§ Key Takeaways:⨠âA healthy credit score is like a financial passportâit opens doors to everything from mortgages to mobile phone contracts.â⨠âItâs not about avoiding debt entirely, itâs about knowing how to manage it and paying it off on time.â⨠âBeing aware of your credit score early on will give you a head start when you need financial products down the road.âđ The Power of Financial EducationUnderstanding credit is just the beginning. John emphasizes how important it is to teach teens not only the mechanics of credit but the emotional resilience needed to make smart money choices.đ Want More Resources on Credit Management?Check out Experianâs free tools for monitoring your credit score and get started on your journey to financial confidence today. The link is available in the show notes.đ If Youâre a Parent or EducatorItâs never too early to start teaching the next generation about credit. Discuss the basics of credit scores with your teen, share your own experiences, and encourage them to start tracking their credit score today.đ§ Tune in now to learn how to help the young people in your life build a strong financial futureâone smart decision at a time.Connect with John WebbJohn Webb LinkedIn: https://www.linkedin.com/in/johnwebb1912/Experian LinkedIn: https://www.linkedin.com/company/experian/Facebook: https://www.facebook.com/ExperianUKInstagram: https://www.instagram.com/experian_ukPurchase the Amazon Best Seller - âParents, Letâs Talk Moneyâ Book â on sale now !https://amzn.eu/d/0qj3BEfOr for the perfect Parent and Teen Bundle also buying Money@Home, the online Financial Literacy and Success Mindset programmehttps://lesleyathomas.kartra.com/page/money-at-home-salesConnect with Lesley ThomasMy website www.themoneyconfidenceacademy.com/Follow me on Instagram www.instagram.com/iamlesley_thomasConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121
200. #200 Celebrating 200 episodes of the podcast!
13:52||Season 1, Ep. 200đ Episode 200: What 200 Conversations Taught Me About Money, Confidence, and LegacyItâs a major milestoneâ200 episodes of the Letâs Talk Money and More podcast! In this powerful solo episode, Lesley Thomas reflects on the transformational journey of hosting two hundred episodes that explore money, self-worth, identity, parenting, and the stories that shape us.From business owners and financial experts to everyday parents and emerging leaders, Lesley has spent the past few years having meaningful conversations that go beyond spreadsheets and savings. Today, she distills the most profound truths sheâs discovered into 10 personal reflections that will shift how you see yourself, your money, and your influence.đĄ What Youâll Learn in This Episode:â Why money confidence begins with identity, not incomeâ The pressure to be âperfectâ before becoming a role modelâand why thatâs a mythâ How guilt holds parents back from taking action, and what to do insteadâ Why emotional regulation matters more than financial literacyâ The power of tiny, consistent habits in building long-term money confidenceâ How this podcast became a movementâand why the next chapter is just beginningđ§ Key Takeaways:⨠âBeing present creates change. Showing up now, no matter when you startâthatâs what matters most.â⨠âWe inherit money behaviours long before we understand money itself.â⨠âCuriosity is what softens shame and opens the door to confidence.âđ Parents, Letâs Talk MoneyâOut 17 JulyLesleyâs brand new book launches this week! Written for parents who want to raise financially confident teens (even while still figuring it out themselves), itâs full of honest, practical guidance and the kinds of conversations that have made this podcast so impactful.đ Join the WaitlistGet early access, launch event invites, and exclusive bonuses. Check out the link below.đ Thank You for 200 EpisodesWhether this is your first listen or your 200th, Lesley is deeply grateful for your presence. Every download, message, and share has helped create a global movementâand itâs only just getting started.đ§ Tune in now for a heartfelt celebration and a roadmap for rewriting your money storyâone powerful conversation at a time.Connect with Lesley ThomasSign up to âParents, Letâs Talk Moneyâ Book Waitlisthttps://lesleyathomas.kartra.com/page/book-waitlist-2025My website www.themoneyconfidenceacademy.com/Follow me on Instagram www.instagram.com/iamlesley_thomasConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121
198. #198 Clare Ford - Whatâs Your Money Story?
41:22||Season 1, Ep. 198đ Episode 198: What Are We Really Teaching Our Children About Money?In this enlightening episode of Letâs Talk Money and More, Lesley Thomas sits down with Clare Ford, educator, mindset coach, and founder of Switched On Global, to unpack the powerful and often unspoken money messages we pass down to the next generation.Clare shares her own rich and multi-layered money story, beginning with childhood memories of jingling pennies and Beano comics, evolving into deeply ingrained beliefs about hard work, debt, and the social etiquette of money talk. Together, Clare and Lesley explore the roots of these narrativesâoften handed down from parents and grandparentsâand how they still influence adult behaviours, especially for women in business and mothers raising financially aware children.From student debt and budgeting breakdowns to the emotional disconnection created by cashless transactions, they reflect on how todayâs young people are entering adulthood with limited tools to manage real-world financial challenges. Clare speaks candidly about her experience helping her own childrenâand the teens she coachesâdevelop better habits, stronger financial foundations, and the confidence to ask questions society often discourages.Whether you're a parent, a student, or someone wanting to reshape your money beliefs, this episode offers a compassionate and practical look at how we can all do betterâstarting at home.What You'll Learn in This Episode:â Why many women carry unconscious guilt around moneyâand how to break free from itâ How parents unknowingly pass on beliefs that shape a childâs financial futureâ The real impact of debt culture on todayâs students and graduatesâ Why financial education is everyoneâs responsibilityâand how to start smallâ How Clare helps teenagers manage exam anxiety and make confident decisions about their next steps in lifeâ The urgent need to bring practical financial literacy into both schools and homesAbout Clare Ford:Clare Ford is an award-winning educational consultant and coach. As the founder of Switched On Global, she supports teenagers, parents, and educators in unlocking learning potential, managing academic stress, and making empowered choices for the future.Connect with Clare FordLinkedIn: https://www.linkedin.com/in/clare-ford-switched-on-education-and-parenting-expert/Facebook: https://www.facebook.com/switchedoncollectiveInstagram: https://www.instagram.com/switchedonacademy/X: https://x.com/ClareFordCoachConnect with Lesley ThomasSign up to âParents, Letâs Talk Moneyâ Book Waitlisthttps://lesleyathomas.kartra.com/page/book-waitlist-2025My website www.themoneyconfidenceacademy.com/Follow me on Instagram www.instagram.com/iamlesley_thomasConnect with me on LinkedIn www.linkedin.com/in/lesley-thomas
197. #197 Money Without Mastery: Why Teenagers Need More Than Pocket Money Lessons
10:03||Season 1, Ep. 197đ Episode 197: Why Money Alone Isnât Enough â Teaching Teens Financial Confidence That LastsIs giving your teenager money enough to prepare them for the future? In this eye-opening solo episode of Letâs Talk Money and More, Lesley Thomas challenges that very assumption.Prompted by an upcoming presentation to sixth formers in London, Lesley explores why financial confidence must go beyond bank accounts and budgetingâand why adults have a crucial role in shaping how the next generation relates to money. Because when we hand young people financial resources without teaching them how to use them wisely, itâs like handing over the keys to a car without any driving lessons.Through relatable stories, real-life examples, and insightful questions, Lesley urges parents, educators, and policymakers to rethink financial educationânot as a list of doâs and donâts, but as a foundation for lifelong empowerment.đĄ What Youâll Learn in This Episode:â Why having money doesnât mean having masteryâ The role of peer pressure, identity, and instant gratification in teen spendingâ Why high-achieving teens arenât always financially confidentâand how to spot itâ Real-world cautionary tales from public figures who lacked financial literacyâ The difference between money management and money confidenceâ Three powerful reflections to spark meaningful money conversations at homeđ§ Key Takeaways:⨠âFinancial pressure doesnât always come from a lack of moneyâit can come from the fear of saying no.â⨠âMastery isnât about maths or intelligence. Itâs about self-trust, emotional resilience, and informed choices.â⨠âWe must stop assuming that teens will âfigure it outââthey need us to show them how.âđ More Than Just a BookâItâs a MovementLesleyâs upcoming book Parents, Letâs Talk Money launches this July. Itâs written for parents who want to break the cycle of silence around money and raise financially confident teensâwithout needing to be financial experts themselves.đ Join the waitlist today to gain early access, live event updates, and exclusive bonus content. The link is available in the show notes.đ If Youâre a Parent, Guardian, or EducatorStart the conversation. Ask your teen what money means to them. Talk about values, choices, and mistakes. Because their financial future begins with your voiceâand your presence.đ§ Tune in now and learn how to help the young people in your life become financially confidentâone conversation at a time.Connect with Lesley ThomasSign up to âParents, Letâs Talk Moneyâ Book Waitlisthttps://lesleyathomas.kartra.com/page/book-waitlist-2025My website www.themoneyconfidenceacademy.com/Follow me on Instagram www.instagram.com/iamlesley_thomasConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121
196. #196 The Conversation That Changes Everything: Why I Wrote âParents, Letâs Talk Money!â
12:23||Season 1, Ep. 196đ Episode 196: Parents, Letâs Talk Money â Why Your Teen Needs You to Start the ConversationIn this powerful solo episode of Letâs Talk Money and More, Lesley Thomas takes listeners behind the scenes of her upcoming book âParents, Letâs Talk Money â If Youâre Not Talking to Your Teen About It, Who Is?â and shares the deeply personal and universal âwhyâ behind writing it.Lesley invites you into the heart of the bookâs message: that financial confidence isnât taught in classroomsâitâs modelled at home. Whether youâre navigating your own money story or wondering how to prepare your teenager for the financial realities of the world ahead, this episode offers insight, reassurance, and a practical starting point for meaningful change.This episode is more than a book previewâitâs a rallying call for every parent ready to break the silence around money, rewrite generational patterns, and become the financial role model their teen needs.What Youâll Learn in This Episode:â Why financial confidence must start at homeânot at schoolâ The hidden ways your money story is shaping your teenâs beliefsâ The inspiration behind Lesleyâs new book and who itâs written forâ Practical steps to start healthy, honest money conversations with your teenâ How to role model confidenceâeven if youâre still figuring things out yourselfâ Why perfection isnât the goalâpresence and intention aređš Memorable Quotes from Lesley:⨠âHow we do money is how we do everything.â⨠âYou donât need to have all the answersâyou just need the willingness to start.â⨠âFinancial confidence isnât taught in a classroom. Itâs modelled at home.â⨠âLet your teen see you growing. Thatâs how they learn they can grow too.âđ More Than Just a BookâItâs a MovementLaunching on 17 July, Parents, Letâs Talk Money isnât about budgets and spreadsheets (though youâll find practical tools, too). Itâs a heartfelt, empowering manual for parents who want to change the narrative around moneyâfor themselves and for the next generation.Whether youâre a confident business owner or someone still figuring out your financial footing, this bookâand this episodeâwill give you the courage to begin.đĄ Ready to Start?Lesley shares three impactful shifts you can make today:Replace silence with curiosityAudit your own money storyMake one intentional conversation count this weekđ Join the Waitlist for Exclusive BonusesGet early access to the book, live launch invitations, and behind-the-scenes extras by signing up via the link in the show notes.đŁ Youâre Already AheadIf youâre even thinking about your impact on your teenâs money mindsetâyouâre doing better than you think. And you're not alone.đ§ Tune in now to discover how you can become the author of your childâs money story.Connect with Lesley ThomasSign up to âParents, Letâs Talk Moneyâ Book Waitlisthttps://lesleyathomas.kartra.com/page/book-waitlist-2025My website www.themoneyconfidenceacademy.com/Follow me on Instagram www.instagram.com/iamlesley_thomasConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121