The Comply and Outperform Podcast

The Guernsey Financial Services Commission's £1.96 million enforcement action against Utmost Worldwide is one of the most significant recent AML cases involving the life insurance sector. But beyond the headline fine lies a series of practical lessons for any firm responsible for managing high-risk customers, legacy books or ongoing customer due diligence.Join Stephen Platt, Founder and Executive Advisor, KYC360 and Tom Devlin, Managing Director, KYC360, for an in-depth examination of the regulatory findings, exploring where Utmost's AML framework failed and what compliance teams can learn from the case. The session will break down the weaknesses identified by the GFSC.Whether you work in insurance, wealth management or another regulated financial institution, this webinar will provide practical insights into strengthening AML controls, improving ongoing monitoring and avoiding the governance failures that can lead to significant regulatory action.

Join Shilo Grayson, Regulatory Strategy Specialist at KYC360, for a practical guide to understanding PEP risk, evolving regulatory expectations and what effective PEP controls look like in 2026.PEPs exist as a risk category because individuals entrusted with prominent public functions may have access to public funds, influence, procurement decisions, licensing powers or state-owned enterprises. In 2026, firms continue to face pressure to get PEP screening right. Regulators expect firms to identify PEPs, family members and known close associates accurately, assess the risk they present, apply appropriate enhanced due diligence, obtain approvals where required, and monitor relationships over time.Firms also need to manage diverging global definitions, poor data quality, false positives, changes in PEP status, source-of-wealth questions, connected parties and ongoing monitoring across the customer lifecycle.This session outlines how firms can move from basic PEP matching to a more effective risk-based framework, with practical steps for improving screening quality, EDD, audit trails and ongoing review.

Join Shilo Grayson, Regulatory Strategy Specialist at KYC360, for a practical guide to preparing for the UK’s most significant AML regulatory changes in years.The UK is implementing major AML reforms creating multiple deadlines. The Money Laundering Amendment Regulations 2026 fundamentally alter enhanced due diligence requirements, while the FCA prepares to supervise 60,000 professional services firms currently overseen by 22 different bodies.These changes respond to documented compliance weaknesses, with HM Treasury’s latest supervision report showing only 24% of accountancy firms and 29% of legal firms achieving full compliance with current money laundering regulations.This session outlines practical steps for navigating regulatory deadlines, updating compliance frameworks, and preparing for enhanced supervisory expectations.

Join Shilo Grayson, Regulatory Strategy Specialist at KYC360, and Rob Cutler, Chief Growth Officer at Nexus AML, drawing on his extensive experience as an MLRO and Head of Financial Crime, for a data-led session on the true cost of manual onboarding and how automation is changing the picture for compliance teams across financial services.

Join Shilo Grayson, Regulatory Strategy Specialist at KYC360, for a practical session on identifying ultimate beneficial owners, navigating complex ownership structures and keeping pace with fast-moving global regulation.

Join Shilo Grayson, Regulatory Strategy Specialist at KYC360, for a focused discussion on balancing sanctions volatility and screening efficiency in 2026. Drawing on her background in the US national security and intelligence community, Shilo explores how rapidly shifting sanctions regimes, increasing divergence globally, and rising enforcement expectations are reshaping sanctions compliance. Secondary sanctions exposure remains widely misunderstood, particularly where indirect ownership and control risks intersect. At the same time, screening teams are under pressure to manage rising alert volumes, reduce false positives and demonstrate a defensible framework to regulators. Name matching alone is no longer sufficient where complex beneficial ownership structures and opaque networks obscure control. This session outlines practical steps to strengthen sanctions screening, manage secondary exposure and maintain operational efficiency in a volatile environment.