Share
Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
How To Stop Underearning And Make More Money with Career Coach Carla Santamaria
Ep. 22
•
#22: Are you actually underpaid or do you just not believe that you can make more money?💸
As someone who grew up watching my parents work 2 jobs to make ends meet, I grew up thinking I had to do the same. These unchecked beliefs kept me broke for far too long. Additionally, the fact that I was already breaking cycles - like being the first to graduate college, being the first to fly internationally, being the first to land a corporate job - made it really difficult for me to see that HOLD UP: MORE is still available to me. I don't have to stop at just having it 'better than my parents'. In other words - I don't have to stay broke.
In this episode Cara Santamaria - career growth coach, speaker and host of 'The First Gen Coach' Podcast, breaks down the mindset shifts required to go from dreaming of more money to ACTUALLY making more.
Carla gives us a 3 step roadmap to stop underearning and make more money.
- Double your belief
- Get CLEAR on what you want
- Schedule the time to apply to jobs (or if an entrepreneur, to make those CEO moves!)
Carla did not hold back. Amiga, are you ready to make more money? Tune into this episode and learn how.
⭐️⭐️RESOURCES:⭐️⭐️
✨Retire Ready 3 Session Intensive
⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️
💸How To Break Free From the Money Story That Is Holding You Back
💸My Business Flopped So I'm Going Back To Teaching
💸I Entered a 10k in 20 Days Challenge And Didn't Reach My Goal
More episodes
View all episodes
34. Stop Trying To Be 'Good' With Money. Do These 3 Things Instead
19:18||Ep. 3434: Being 'good' with money isn't a thing. And also, have you looked around lately? It's quite hard to exist #whyiseverythingsoexpensiveEnough with the unproductive self-talk. Instead focus on the belowMindset: Stop saying 'I'm terrible with money', your brain will believe you. Instead try 'I get better with money every day'.Habits: When's the last time you audited your habits? e.g. Does tap to pay REALLY 'save your life'? Or does it lead to more purchases due to easeSystems: If you rely on 'willpower' and 'willpower' only, you may take longer to reach your goals. Just set up your systems amiga. You've got a life to liveNobody is 'good' with money and it's time we stopped using that as a measure of our abilities. Instead, lets focus on the beliefs, habits, and systems that'll get us where we're meant to go.Ready to reach your money goals? Well friend, you're in the right place. Stream it now and send it to a friend!⭐️⭐️RESOURCES⭐️⭐️💸Buy Your First Investment Bootcamp💸Calculate if you're spending more than you're earning⭐️RELATED PODCAST EPISODES⭐️💸If You’re A Latina, It’s Time To Invest. No More Excuses💸How To Stop Underearning And Make More Money33. I Closed a 10 Year Old JCPenney Credit Card
15:17||Ep. 33#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they threatened to close due to inactivity) solely because of fear.Entonces que paso? Pues amiga, you'll have to tune in to find out.See you in the show!P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership💸I Cleaned Tables To Afford A New iPhone (And Avoid CC Debt)💸If You're A Latina, It's Time To Invest, No More Excuses⭐️RESOURCES⭐️💸Buy Your First Investment Mini Bootcamp💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram32. Clap For Ya Damn Self (And Keep It Moving)
17:10||Ep. 3232: Not you booing yourself off the stage before people get a chance to see you perform...Amiga, you are incredible. I know it, you know it (even though you pretend not to), and the world knows itDo you have 10 minutes to go through your camera roll and reflect on all you've accomplished this year?I hope you do friend - cause we've got more work to do!See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Your Impatience is Blocking Your Success, Quit Being a Baby and Keep Going💸Money Red Flags to Look For In Your Relationship⭐️RESOURCES⭐️💸Buy Your First Investment Bootcamp happening end of Jan. '26💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Monthly Money Newsletter 💸Follow Mariel on Instagram31. Done Is Better Than Perfect
14:09||Ep. 31#31: Stop trying to be perfect.Let go of your need for control and watch ease flow into your life.In this episode, I share BTS of my day:including my trip to Diva Dance Alamo City where I learned the dance to NSYNC's Bye Bye Bye,my time at the Tejanas in Media 'Unfiltered Entrepreneurs' event,and how I wound up recording this podcast episode on the voice memo app in my driveway(Spoiler: It's because my life is hectic right now! But #doneisbetterthanperfect)See you in the show!P.s. Be sure to follow Chulas of San Antonio for invites to fun events around the city!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️Eco Friendly Gift Giving Guide For Beginners5 Ways To Save Money This Holiday SeasonMy Partner Makes 2x More Than Me, Here's How We Split Expenses⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter (I'll let you know when the 'Buy Your First Investment Bootcamp is LIVE!)💸Follow Mariel on Instagram30. Your Impatience Is Blocking Your Success. Quit Being A Baby And Keep Going
18:16||Ep. 30#30: If you just kept going - you'd WIN.No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'?Just FULL BODY FAITH that you are that GIRL. That gets things done, that executes.In this episode, I talk about what I learned by running my very first half-marathon with minimal training.Trusting YourselfStaying in Your LaneFocusing on the Long TermComfort with DiscomfortTune in for the loving push you've been needing to execute on those goals, amiga. Success is around the corner so quit being a baby and keep going.Un Beso,Mariel Amador⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸My Business Flopped So I'm Going Back To Teaching💸I Entered A '10k In 20 Days' Challenge And I Didn't Reach My Goal💸Why You Arent Taking Action⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram29. Car Loan Horror Story: How To Avoid Getting Pressured At The Car Dealership
25:18||Ep. 2929: The top expenses in yo life are:1. your mortgage/rent payment2. the food you eat (including fast food) 3. YOUR CAR PAYMENTI made an impulse decision to buy a NEW car (literally I drove it off the lot with 8 miles on it) and that decision rippled into me tripling my loan size and me still paying off that car 6 years later.Tune in to hear how in the heck this happened and would I would do differently if I could do it all again.P.S. Do me a favor - send this episode to the amiga that needs this word of caution!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸How To Stop Underearning and Make More Money💸How to Break Free from the Money Story Holding You Back💸If You’re A Latina, It’s Time To Invest. No More Excuses.⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram28. Eco-Friendly Gift Giving Guide For Beginners
21:56||Ep. 28#28: Do you care about the planet and about where your money goes?Well friend, I've got JUST the episode for you.In this episode, I outline 7 eco-friendly gift ideas that are thoughtful, are kind to mother nature, and that will have you feeling proud of your purchasing decisions at the end of the holiday season.Plus I outline some eco-friendly tips like:Stop being a people pleaser when gift giving (the debt isn't worth it bestie)Avoid trends (it'll end up in the trash)UNDERSTAND THAT MARKETING'S JOB IS TO MANIPULATE YOUASK people what they actually want.You can create magic without breaking the bankTo all the tree huggers, old and new, this here episode is the one for you. P.S. Send it to your friend!⭐️⭐️RECOMMENDED PODCAST EPISODES:⭐️⭐️✨5 Ways to Save Money This Holiday Season✨Black Friday DOs and DONTs: Listen before you shop⭐️⭐️WORK WITH ME:⭐️⭐️💸60 minute 'Open Your IRA' Kickstart💸3 Month Money Coaching Program💸Follow Mariel on Instagram27. Black Friday: Dos And DONTS. Listen To This Before You Black Friday Shop
20:22||Ep. 27#27: Black Friday hunger games is upon us. Are you ready, amiga?My 3 step process to shopping SMART this Black Friday:Acknowledge: acknowledge that you're about to be INUNDATED with sales you may not need. Pause, and consider if you really need the thing OR if you're experiencing darn good marketing.Plan: Make a list of items/experiences you need and value and a general budget for it. This'll help guide your decision makingShop Local: give your neighbors your money! Not the corporationsTune in to hear all of this y mas and send the podcast episode to the amiga who's gearing up for Black Friday shopping tambien.See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸5 Ways To Spend Money This Holiday Season💸If You're a Latina, It's Time To Invest. No More Excuses💸I Saved Money On Housing By Renting A Room For Four Years⭐️RESOURCES⭐️💸Buy the 'Open Your IRA' Kickstart💸Subscribe to my Monthly Newsletter💸Follow Mariel on Instagram💸 Visit the Money For Mujeres Website26. I Used Food Stamps As A Child And As An Adult (Plus the Rich vs the Rest)
14:41||Ep. 26#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WRONG things! With wealth inequaity at an all time high, we need to focus our focus to the rich NOT on what people have in their grocery carts.See you in the show!