Share
Bro Nouveau Podcast
How do Interest Rates Interact with Inflation? + Evaluating Your 401(k) Provider, with Paul Sippil
Ep. 67
•
067 - Paul Sippil is a financial advisor who specializes in helping small businesses and individuals select the right 401(k) provider for their financial needs. He has websites and a YouTube channel with free educational information to help investors avoid unnecessary fees and maximize retirement savings.
Timestamps:
3:00 - Financial Advisors don’t charge for the commensurate amount of work
6:00 - History of 401k & Why Asset Based Fees are BS
10:30 - Guideline 401k price structure changes
15:00 - Basics of Retirement Savings and How to Save
21:00 - Budgeting - track your spending with simple “date - amount - description” format
24:30 - Expense Ratios- Active vs Passive Funds
26:00 - How to pick a fund to invest in
29:30 - Buy Low / Sell High?
31:30 - True Diversification is outside of the US Market and understanding correlation
40:00 - The argument for a gold standard
47:00 - How do interest rates interact with inflation?
54:00 - I Bond
56:00 - Paul’s Services for employer-sponsored retirement plans
58:00 - Spark by seek discomfort game
- Thomas’ Question: how would your life change if you had 1 year left to live?
- Paul’s Question: what have you dreamed of doing for a long time and what is holding you back from doing it?
References and Further Reading:
Personal Capital Budgeting App
Dave Ramsey Every Dollar
All Weather Fund - Permanent Portfolio
More episodes
View all episodes
112. Kristal DeSantis, M.A., LMFT
29:57||Ep. 112112: Kristal DeSantis is a Texas Licensed Marriage and Family Therapist, a Clinically Certified Trauma Professional, Certified Sex Therapy Informed Professional, EMDR trained clinician, and a State of Texas approved Premarital Education Provider. She is the creator of The STRONG model of Relational Therapy and corresponding book, S.T.R.O.N.G.: A Relationship Field Guide for the Modern Man Please note some of the audio for this episode was not saved properly; the episode starts mid-conversation.Timestamps: 2:00 - Defining trauma; EMDR therapy11:00 - Ignoring emotions is illogical17:00 - Belief vs trust22:00 - why are most divorces in the U.S.'s initiated by the woman in the relationship?27:00 - Alexithymia - "phenomenon characterized by significant challenges in recognizing, expressing, sourcing, and describing one's emotions"28:00 - Kristal's definition of a good man: "a man with integrity, self-awareness, and strength of character." Kristal's BookKristal's Website
111. John Lawyer
59:39||Ep. 111111 - John Lawyer is an American combat veteran and co-founder of Kishar, a non-profit online spiritual community.1:00 - Introduction, what is Kishar?4:30 - Defining spirituality and the message John spreads via the Kishar community16:00 - Acknowledging judgement in ourselves24:00 - how much is too much rumination vs plowing through bad times35:00 - dealing with shame & regret; letting go40:00 - addiction; John's 12 years in combat zones53:00 - how did John use spirituality to heal?Kishar Website
110. Michael C. Anderson, PhD.
01:06:39||Ep. 110110 - Michael Anderson is an author and political commentator who has written five books on the genetic nature of political beliefs, tribalism, and potential solutions. Timestamps:2:00 - finding a creative outlet in writing, interest in political differences8:00 - historical/evolutionary origin of left-right divide16:00 - neoliberalism's impact on the middle class23:00 - solutions; campaign finance reform,33:00 - socialism42:00 - challenges of a rapidly changing society53:00 - judiciary Items Referenced:The Righteous Mind by Jonathan HaidtMichael's website
109. Dr. Ravi Iyer, MD
58:31||Ep. 109Episode 109 - Born in Mumbai, Dr. Ravi R. Iyer is the founding physician and president of the Iyer Clinic-LMG in Fairfax and Loudoun County, Virginia. His 40 years of experience span science, medicine, biochemistry, molecular biology, and pharmaceuticals. Thomas and Dr. Iyer discuss consciousness, narratives and reality, dealing with apathy, taking risks, and what it means to be a good man.Timestamps:1:30 - True excellence is not concerned with the opinion of others8:00 - Reality; truth vs narratives in our mind; consciousness & maintaining separation from representations of reality19:00 - Dealing with Persecution and threat as a young person24:00 - Living a life of honor; working as a physician in the community32:00 - "mental health" vs "emotional health"40:00 - how to contextualize exercise in your life43:00 - apathy; supporting apathetic patients47:00 - polymath mentality; risk aversion55:00 - being a good manDr. Iyer's WebsiteTopics Referenced: Archimedes
108. Media Literacy and American Politics with John Pierce
01:00:53||Ep. 108108 - John Pierce is a public sector servant and consultant, having worked for the cities of Philadelphia, Alexandria and San Francisco, as well as consulting for national governments.Timestamps: 3:00 - Media Literacy; choosing information sources. Vaccine hesitancy, Jared Kushner, Russia & Ukraine, Israel & Palestine 13:00 - Pernicious Ideologies & How to Engage with them. Examples: American Civil War22:00 - Conspiratorial thinking is selfish 28:00 - Are the conventional understandings of liberalism and conservatism accurate? 2-Party realignment in the 1960s, welfare state, 40:00 - Civil Rights post 2020; improving outcomes for the poor and people of color. Potential solutions; funding education, entrepreneurship 54:00 - How impactful is the money going to Ukraine on the US Budget? 56:00 - Morality ; being a good man Items Referenced: AllSides.comAnti-Intellectualism in American Life
107. James Marshall, Professional Rugby Player & Host of the What a Lad Podcast
52:19||Ep. 107107 - James Marshall is a retired professional rugby player from New Zealand and the host of the What a Lad Podcast. James amassed nearly 200 professional rugby appearances, including more than 50 caps for the Hurricanes in the top flight of professional rugby in New Zealand, and was part of the Super Rugby winning side in 2016. James is now a coach at the mighty Crusaders of Canterbury, the most successful club rugby team in the world, where he helped bring him a sixth consecutive Super Rugby title. What a Lad is an interview show that hands the mic to many all time greats of New Zealand rugby union and league, as well as other sports stars from around the world. James has put out more than 200 episodes of What a Lad, where he gives these athletes a platform to express themselves and be authentic.Timestamps: 6:00 - building trust with guests; mental health in professional rugby10:00 - Getting a job as a podcast host14:00- Developing listening skills20:00 - Journey to full professionalism32:00- Concussions in rugby41:00 - Success in long-term relationship45:00 - Rugby World Cup 2023What a Lad Podcast: https://whatalad.podbean.com/Bro Nouveau Podcast on YouTube: https://www.youtube.com/@bronouveau
106. Addiction, Honesty and Angels with Tate Barkley
50:36||Ep. 106Michael “Tate” Barkley is an attorney and author of the upcoming memoir, “Sunday Dinners, Moonshine and Men”. Timestamps: 2:00 - What was the impetus to write a book, and why a memoir? 8:00 - What were the factors in your childhood that left you susceptible to addiction? ; Do you miss drinking? 19:00 - How boys are taught to communicate and disrespect boundaries 29:00 - Life is easier when you are honest 35:00 - Rock bottom; moving home, suicidal ideation and finding rehab 41:00 - Angels; people giving a lifeline Tate’s website: https://tatebarkley.com/Bro Nouveau on YouTube
105. Pete Taylor of the Awakened Man Project
50:11||Ep. 105105 - Pete Taylor is a British entrepreneur with a background in design and architecture. In 2022 he walked away from a successful business and co-founded the Awakened Man Project.Timestamps: 1:00 - “menswork” concept - how much is too much?5:00 - Pete’s backstory - growing up with a growth condition 10:00 - Moving beyond self-improvement exclusively in fitness; the importance of having a close group of guy friends 19:00 - Identifying & Defining an “elevated” man 22:00 - Resisting Pornography 41:00 - What is the Awakened Man Item's ReferencedStutzThe Awakened Man ProjectPete Taylor on LinkedInBro Nouveau on YouTube
Bro Nouveau Classics: Episode 75 with Bobby Andaya
57:02|From October 2022--075 - Bobby Andaya is an American-Filipino entrepreneur. He is the head coach and owner of Hieroglyph Fitness on the Island of Palawan in the Philippines.Prior to establishing CrossFit Hieroglyph in 2016, he served 7 years as a U.S. Federal Law Enforcement Officer, and 6 years in the U.S. Military.Thomas and Bobby discuss why he exited a lucrative career in the federal government, living in a developing country, returning home to the Philippines, preventing burnout, and how Bobby defines his values as a husband and father.Timestamps:1:00 - Intro - Bobby’s Career in the Military and Federal Law Enforcement 5:00 - Life in the Philippines and on Palawan 9:00 - Living in a developing country & the beauty in the struggle 15:00 - The fable of the segali and the ant 18:30 - developing introspection 34:00 - Integrity & staying faithful 39:00 - The Bay Area 49:99 - What does it mean to be a good man? Hieroglyph FitnessHieroglyph Fitness on InstagramBobby's Vacation Rental in El Nido