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11. Ep. 11: Lifestyle Inflation: Spending More, Keeping Less (Featuring Enro Mendoza)
33:09||Ep. 11The more you earn, the more you spend. But are you actually getting wealthier?A promotion, a bigger paycheck, or a bonus can make upgrading your lifestyle feel well-deserved. But when spending grows as fast as your income, building lasting wealth becomes harder.In this episode, we sit down with Enro Mendoza — VP for Strategy and Business Transformation at Rampver Financials, licensed wealth advisor, personal finance speaker, and entrepreneur — to unpack lifestyle inflation and share tips on making sure your growing income actually translates into wealth.Enro shares practical ways to spend more intentionally, resist the pressure to keep up with others, and build habits that support long-term financial security— not just a better-looking lifestyle.What you'll take away:Why even high-income earners aren't immune to lifestyle inflationHow social media and comparison can influence our spendingHow to make salary increases and bonuses work toward your financial goalsWhy budgeting, delayed gratification, and paying yourself first matterThe four stages of wealth: survival, security, growth, and freedomHow investing can help build discipline and long-term wealthYou don't have to give up the things you enjoy. You just have to make sure today's lifestyle isn't taking away from tomorrow's goals.Follow Enro Mendoza:Instagram: @talktoenroTikTok: @talktoenroYouTube: @talktoenroFollow ATRAM:Website: https://atram.com.ph/Facebook: facebook.com/atrassetmanagementInstagram: @atram_phLinkedIn: linkedin.com/company/13325005Subscribe to ATRAM Game Changers for more conversations on investing and personal finance: https://open.spotify.com/show/2AEQbGim3lNrS82X2lMQiC?si=72a409558198439f
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10. Ep. 10: How to Inflation-Proof Your Finances (Featuring Chelsea Dy)
48:34||Ep. 10Your money is losing the inflation battle. This episode is how you start winning. Prices are rising. Markets are unpredictable. And your savings account? It's quietly falling behind. In this episode, we sit down with Chelsea Dy, content creator, financial advisor, and someone actively building wealth on her own terms — to talk about what it actually takes to take control and inflation-proof your finances in 2026. Chelsea shares the practical habits, mindset shifts, and strategies that have helped her grow her wealth while pursuing her goal of early retirement. What you'll take away: Why budgeting alone is no longer be enough in today's economy Where your money can potentially grow beyond a traditional savings account How to build an investment portfolio that can withstand market uncertainty Why global events shouldn't stop you from investing with confidence The long-term benefits of inflation-proofing your finances today What a practical and resilient financial plan looks like in 2026 Because here's the uncomfortable truth: inflation is not waiting for you to feel ready. Every day that passes without a plan, the gap between where you are and where you want to be quietly widens.This is the financial conversation you didn't know you needed. Practical. Personal. Built for right now. Follow Chelsea:Instagram: @chelsea_dyTikTok: @chelsea_dygitalYouTube: chelsea_dygital Follow ATRAM:Website: https://atram.com.ph/Facebook: facebook.com/atrassetmanagementInstagram: @atram_phLinkedIn: linkedin.com/company/13325005Subscribe to ATRAM Game Changers for more insightful conversations with experts on investing and personal finance.
9. Ep. 9: Breaking Barriers: How Nicole Alba Made Finance Click for the Next Generation
01:18:40||Ep. 9She made finance clear, relatable, and real. Nicole Alba is empowering a new generation of Filipinos to take control of their money with confidence and intention. In this episode of ATRAM Game Changers, she shares how everyday habits, self-awareness, and the right mindset can reshape your story and help you run your race at the pace that is right for you.
8. Ep. 8: Digital Pioneer to Financial Guide. Making Finance Simple with Mariel Bitanga of SimplyFinance
21:42||Ep. 8Finance doesn’t have to be intimidating. In this episode of GameChangers, we sit down with Mariel Bitanga of Simply Finance—a trailblazer in financial literacy who’s making money matters simple, relatable, and empowering for Filipinos. Discover her story, her mission to build financial confidence, and her drive to make finance accessible and simple to all. Tune in and get inspired to #RunYourRace with knowledge and purpose
7. Ep. 7: Profit with Purpose: Your Investments can do MORE.
37:48||Ep. 7What if your investments could grow and do good? The ATRAM Philippine Sustainable Development and Growth Fund, the first and only SDG-themed fund in the Philippines, is proving it’s possible. But how does it really work? What's the catch? In this revealing conversation, Jomar and McKenzie - the architects behind this fund, discuss the importance of investing in companies that value the environment, promote social responsibility, and practice good governance. Find out why companies doing good are becoming better; how to spot true impact, and what your money is really capable of when purpose leads. Learn how this fund fuels your personal financial growth while driving real-world solutions. The most powerful investment goes beyond markets, it's in the future you want to see.
6. Ep. 6: Financial Literacy in the Philippines: Game Changer for Nation-Building
39:20||Ep. 6In this episode, personal finance pioneer Randell Tiongson reveals how financial literacy is not just personal, but can transform a nation. For decades, he’s simplified complex concepts for Filipinos, turning financial uncertainty into confidence. As a best-selling author and award-winning columnist, Randell has reshaped how Filipinos manage money and build wealth. Randell shares his journey, his vision for a financially empowered Philippines, and practical advice to transform your financial future.
5. Ep. 5: Trump Tariffs Demands Active Management: Playbook for Smarter Filipino Portfolios
50:42||Ep. 5Market volatility is nothing new—each time we’ve weathered it and powered through. Trump’s tariffs aren’t just political noise—they’re reshaping markets, portfolios, and your financial future. In this urgent episode, packed with exclusive insights from expert market strategists, Phillip Hagedorn together with Sandra Araullo, will dissect how Trump’s trade policies are rippling through Philippine markets, exposing hidden risks and opportunities. ATRAM experts will equip you with a tactical playbook to not just survive —but thrive—in this new era of uncertainty. This episode is your roadmap to staying calm, agile, and keeping ahead of the curve.Disclaimer:This podcast provides insights and recommended action points based on information available as of April 11, 2025. Market conditions and policies may change, and the views expressed reflect the landscape at the time of recording. Listeners are encouraged to exercise discretion and conduct their own due diligence before making any financial decisions.