ATRAM Game Changers

Your money is losing the inflation battle. This episode is how you start winning. Prices are rising. Markets are unpredictable. And your savings account? It's quietly falling behind. In this episode, we sit down with Chelsea Dy, content creator, financial advisor, and someone actively building wealth on her own terms — to talk about what it actually takes to take control and inflation-proof your finances in 2026. Chelsea shares the practical habits, mindset shifts, and strategies that have helped her grow her wealth while pursuing her goal of early retirement. What you'll take away:  Why budgeting alone is no longer be enough in today's economy Where your money can potentially grow beyond a traditional savings account How to build an investment portfolio that can withstand market uncertainty Why global events shouldn't stop you from investing with confidence The long-term benefits of inflation-proofing your finances today What a practical and resilient financial plan looks like in 2026 Because here's the uncomfortable truth: inflation is not waiting for you to feel ready. Every day that passes without a plan, the gap between where you are and where you want to be quietly widens.This is the financial conversation you didn't know you needed. Practical. Personal. Built for right now. Follow Chelsea:Instagram: @chelsea_dyTikTok: @chelsea_dygitalYouTube: chelsea_dygital Follow ATRAM:Website: https://atram.com.ph/Facebook: facebook.com/atrassetmanagementInstagram: @atram_phLinkedIn: linkedin.com/company/13325005Subscribe to ATRAM Game Changers for more insightful conversations with experts on investing and personal finance.

Finance doesn’t have to be intimidating. In this episode of GameChangers, we sit down with Mariel Bitanga of Simply Finance—a trailblazer in financial literacy who’s making money matters simple, relatable, and empowering for Filipinos. Discover her story, her mission to build financial confidence, and her drive to make finance accessible and simple to all. Tune in and get inspired to #RunYourRace with knowledge and purpose

What if your investments could grow and do good? The ATRAM Philippine Sustainable Development and Growth Fund, the first and only SDG-themed fund in the Philippines, is proving it’s possible. But how does it really work? What's the catch? In this revealing conversation, Jomar and McKenzie - the architects behind this fund, discuss the importance of investing in companies that value the environment, promote social responsibility, and practice good governance. Find out why companies doing good are becoming better; how to spot true impact, and what your money is really capable of when purpose leads. Learn how this fund fuels your personal financial growth while driving real-world solutions. The most powerful investment goes beyond markets, it's in the future you want to see.

In this episode, personal finance pioneer Randell Tiongson reveals how financial literacy is not just personal, but can transform a nation. For decades, he’s simplified complex concepts for Filipinos, turning financial uncertainty into confidence. As a best-selling author and award-winning columnist, Randell has reshaped how Filipinos manage money and build wealth. Randell shares his journey, his vision for a financially empowered Philippines, and practical advice to transform your financial future.

Market volatility is nothing new—each time we’ve weathered it and powered through. Trump’s tariffs aren’t just political noise—they’re reshaping markets, portfolios, and your financial future. In this urgent episode, packed with exclusive insights from expert market strategists, Phillip Hagedorn together with Sandra Araullo, will dissect how Trump’s trade policies are rippling through Philippine markets, exposing hidden risks and opportunities. ATRAM experts will equip you with a tactical playbook to not just survive —but thrive—in this new era of uncertainty. This episode is your roadmap to staying calm, agile, and keeping ahead of the curve.Disclaimer:This podcast provides insights and recommended action points based on information available as of April 11, 2025. Market conditions and policies may change, and the views expressed reflect the landscape at the time of recording. Listeners are encouraged to exercise discretion and conduct their own due diligence before making any financial decisions.

Phillip Hagedorn sits down with Rex Mendoza, CEO of Rampver Financials, a visionary leader who rose from modest roots to become a trailblazer in the financial world. Rex shares his journey and insights into the power of mentorship, financial discipline, and the importance of building a legacy that uplifts others. Discover how his unwavering resilience, purpose-driven leadership, and innovative strategies have shaped his success.

Join Atom Araullo, renowned journalist and UNHCR Goodwill Ambassador, as he takes us on a captivating journey from his upbringing focused on excellence, to becoming a voice for the voiceless. Discover how his family, education, and deeply rooted values have shaped his career, fueled his passion for social impact, and inspired his distinctive storytelling. Plus gain valuable insights on the power of financial literacy to create meaningful change.

Explore how Miguel Liboro, ATRAM’s Deputy Chief Investment Officer, has become a leading force in fixed income and bond trading, consistently recognized as one of the top investor in Asian currency bonds. Tune in to hear his expert insights on navigating the bond market, debunking myths around bond investments, and leveraging current market conditions to maximize returns. Don’t miss this opportunity to learn from a true game changer in the world of investments and finance!