Yo Quiero Dinero

This week, Jannese sits down with therapist, writer, and Latina mental health educator Israa Nasir for a conversation that is about to drag all of us (in the best way). We're talking toxic productivity—why we glorify burnout, why rest feels like a sin, and why so many of us (especially first-gen, immigrant, and women-of-color communities) feel like the whole world will fall apart if we slow down for 5 minutes.if you feel guilty taking a nap, or if your self-worth is low-key tied to your to-do list… yeah. This episode is for you.What We Get Into02:02 – The Moment She Realized Productivity Was Becoming Toxic03:41 – First-Gen & Immigrant Upbringing + Hustle Culture05:48 – Rest = Laziness? The Messages We Grew Up With07:34 – The Emotional Payoff Behind Chronic Busyness10:32 – Toxic Productivity vs. Healthy Productivity14:44 – When Work Becomes a Coping Mechanism16:56 – The Financial Pressure to Keep Producing18:06 – Creativity as a Tool for Emotional Regulation21:42 – Stop Monetizing Your Joy22:43 – Social Media, Comparison, & Overstimulation27:00 – It’s Not a Willpower Issue28:41 – Separating Your Worth from Your Achievements31:38 – How Busyness Is Breaking Community & Connection34:33 – Israa’s Personal Boundaries & How She Stays Healthy37:03 – Jannese’s Own Experience with Burnout & Book Tour Story.39:23 – Breaking the Cycle as Parents43:23 – Screens, Exhaustion & Parenting in Survival ModeAbout Today’s GuestIsraa Nasir is a therapist, writer, and the author of Toxic Productivity. Her work focuses on emotional wellness, preventative mental health, and giving people the language they need to understand themselves. Her Substack dives deeper into culture, identity, emotional regulation, and community care.📘 Book: Toxic Productivity 🌐 Website: israanasir.com 📝 Substack: longform insights + tools 📲 IG: @well.guideJoin the Black Friday Waitlist!Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.👉 Join here: yoquierodineropodcast.com/fridayGrab My FREE Guide: The Financially Lit Latina!If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.👉 courses.yoquierodineropodcast.com📚 Get the Financially Lit! BookMy new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.👉 FinanciallyLitBook.com

Today’s episode is one for the books. Jannese sits down with The legendary María Elena Salinas — award-winning journalist, storyteller, trailblazer, and one of the most influential voices in Latino media. For over four decades, María Elena has informed, empowered, and represented nuestra comunidad on the world stage. And now, she’s keeping it real about career, identity, retirement, money, motherhood, and the power of telling our own stories. If you’ve ever questioned your path, your voice, or the value of your cultura in your career… this conversation is going to recharge your spirit.TakeawaysTu cultura is your power — not something to tone down.Financial preparation gives you freedom.Never be the first person to say no to your dreams.Representation isn’t enough — our stories need to be told by US.Timestamps00:00 – Welcome & Introduction02:08 – “Voice of Hispanic America”04:02 – Why Latino Stories Matter14:44 – “You Can’t Go Because You’re a Woman”20:59 – Telling Latino Stories in Mainstream Media29:24 – Why She Eventually Left After 37 Years32:34 – Life After Univision: Reinvention & Retirement34:07 – Freedom, Flexibility & Money Lessons43:47 – Why She Launched Cinco Preguntas50:53 – The Future of the Latino Community🎧 Where to Find María ElenaListen to Cinco Preguntas con María Elena Salinas on YouTube, Spotify, and Apple Podcasts.Follow her on social media: @MariaASalinas Join the Black Friday Waitlist!Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.👉 Join here: yoquierodineropodcast.com/fridayGrab My FREE Guide: The Financially Lit Latina!If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.👉 courses.yoquierodineropodcast.com📚 Get the Financially Lit! BookMy new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.👉 FinanciallyLitBook.com

In this special episode, Forever35 hosts Doree and Elise speak with Yo Quiero Dinero host Jannese Torres about savings, retirement, and investing — everything from how to find an accountant for your specific financial needs to why you have to be a part of the capitalist system in order to change it. Mentioned in this EpisodeFidelity 0% Expense Mutual FundsEmpowerThe Debt Lasso MethodFinancially Lit! The Modern Latina's Guide to Level Up Your Dinero & Become Financially Poderosa by Jannese Torres investor.govClick here to shop all of Forever35's ShopMyShelf recs.Visit forever35podcast.com for links to everything they mention on the show.Ready to join our best-selling programs for the best prices of the year! Join my black friday sale waitlist at https://courses.yoquierodineropodcast.com/friday

In this episode, Jannese Torres chats with marketing strategist Kar Brulhart, who turned a COVID layoff into a major glow-up story. Kar went from corporate burnout to building her dream business on Instagram and she’s spilling all the tea on how she did it.They get real about what it takes to show up online with confidence, why networking matters (even if it scares you!), and how to stop scrolling and start using social media to make money. Kar also breaks down her go-to strategies for building a personal brand, growing an audience, and using email marketing to boost sales. If you’ve ever doubted that you can start late, pivot careers, or make money being you, this one’s for you.You’ll Learn:💡 How Kar went from corporate life to full-time entrepreneurship after being laid off💡 Why Instagram is still a powerful tool for business growth💡 The secret to sharing your story and building trust with your audience💡 How to network without feeling awkward or fake💡 Tips for treating your social media presence like a real business💡 Why email marketing is a must for long-term success💡 How to stay consistent and show up even when you’re over it

In this week's episode of Yo Quiero Dinero, host Jannese Torres sits down with Andrea Ramos, founder of Building Gen Wealth, to talk about her journey from a first-gen saver to a full-time entrepreneur and money coach. Born in Peru and raised in the U.S., Andrea shares how her parents’ example of hard work and quiet money lessons sparked her own path toward financial independence—and how a moment of family crisis led her to reimagine what building wealth truly means. Andrea opens up about the challenges of leaving her 9-to-5, becoming a mom, and redefining success on her own terms. From navigating variable income to healing generational scarcity mindsets, she reminds us that wealth isn’t just about numbers—it’s about peace, possibility, and purpose.💡 You’ll Learn [07:15] The turning point that changed how she viewed saving, wealth, and security [09:00] Why representation matters in the personal finance space [16:30] How she built Building Gen Wealth while working full-time [20:30] The key lessons she learned transitioning from employee to entrepreneur [23:30] The “third skill” of money everyone needs to master—how to make more of it [25:50] Managing money as a business owner and paying yourself with discipline [34:00] How motherhood reshaped her relationship with money and ambition [37:20] The mindset and practical steps to go from saver to investor [42:30] The importance of being a lifelong learner when it comes to money🔑 Key TakeawaysMaking money is a skill. Whether you’re in a 9-to-5 or running a business, it’s something you can learn and grow.Saving is your foundation. It’s not the finish line—it’s what allows you to invest, build, and sustain wealth.Healing scarcity takes time. Emotional regulation around money is part of the work, especially for cycle breakers.Entrepreneurship isn’t easy, but it’s empowering. Building income from your ideas takes grit, adaptability, and faith.Your season matters. Success looks different in every phase of life—especially in motherhood.📲 Connect With AndreaFollow Andrea at @building.gen.wealth on Instagram for relatable financial education and visual breakdowns of investing, saving, and wealth-building.❤️ Connect With Yo Quiero DineroFollow @YoQuieroDineroPodcast on Instagram and subscribe on YouTube for weekly money convos with Latinas who are owning their financial power.

On this episode of Yo Quiero Dinero, Jannese chats with Norma Rapko, who proves that creativity and faith can change your life. Norma went from being a high school dropout battling anxiety and depression to becoming a multi-million dollar inventor, author, and creator of the revolutionary Crystyler tool—featured in 1,100+ Michael’s stores and on HSN!Norma’s story is a masterclass in resilience, self-belief, and breaking cultural expectations. She opens up about growing up as a first-gen Mexican-American in L.A., overcoming mental health struggles, and learning how creativity can literally rewire your brain. We also talk about the power of networking, owning your story, and redefining what success looks like on your own terms.This convo is your permission slip to chase your wildest ideas — even if no one else believes in them yet. 💡✨✨ You’ll Learn:[02:17] Growing up first-gen in L.A. — how Norma’s family business and work ethic shaped her entrepreneurial mindset[04:40] Turning pain into purpose — how she faced anxiety, depression, and dropping out of high school and still built a new path[07:03] From crafts to cash — how selling picture frames at a local fair led to $3K in one day and a nationwide business[11:48] The birth of The Crystiler — how a tedious task became a million-dollar invention 💎[13:29] “We’re all inventors” — why the best businesses are born from your personal problems[14:38] Why creativity makes you uncontrollable (and why society tries to silence that power)[17:33] How art and creativity can rewire your brain and support mental health, backed by neuroscience 🧠[23:06] The divine $25K connection — how faith and community opened doors for her invention[27:05] Norma’s real talk: nothing worthwhile happens overnight — consistency is key[32:34] Networking for introverts — how to show up, give value, and attract the right people[41:08] The power of storytelling and authenticity in connecting with your audience[42:06] Only 2% of Latina inventors hold patents — and why Norma is on a mission to change that 🇲🇽[45:08] Redefining success — what “enough” looks like when you build on your own terms[53:39] Norma’s message to her younger self: “Love yourself, believe in yourself, and know it’ll all work out.” 💖👉 Connect with Norma Rapko:🌐 Website: normarapko.com📸 Instagram: @normarapko💫 Join Creativa The Movement — a free creativity & journaling program on her site💌 If this episode lit a fire in you, share it with your comadres and tag us @YoQuieroDineroPodcast!

In this powerful and deeply healing conversation, Jannese sits down with Priscilla María Gutierrez, a certified trauma-informed life coach and keynote speaker known online as The Cycle Breaker Coach. Together, they unpack what it really means to be a cycle breaker — especially as first-gen Latinas navigating cultural expectations, family pressure, and inherited trauma.Priscilla opens up about her personal journey through childhood abuse, unhealthy relationships, and the moment she chose to reclaim her voice and purpose. She shares how she transformed her pain into her profession, helping others break free from toxic patterns and live authentically aligned lives. From healing your relationship with money to setting boundaries with family and unlearning generational beliefs — this episode is your reminder that it’s possible to break cycles and still love where you come from.🔑 In This Episode, You’ll Learn:(00:02:00) How Priscilla discovered her calling after walking away from law school(00:06:30) The connection between unresolved childhood trauma and adult coping mechanisms(00:10:45) The pivotal moment that led her to finally leave a toxic relationship(00:14:30) Why self-validation is the foundation of healing and empowerment(00:17:30) How first-gen trauma shows up in our relationship with money(00:23:00) Setting boundaries with family and learning to say “no” without guilt(00:28:30) How to parent with a trauma-informed lens and break harmful patterns(00:31:20) The cultural belief Priscilla had to unlearn to step into her full power🔗 Connect with Priscilla María:🌐 PriscillaMaria.com 📸 Instagram: @cyclebreakercoach

In this powerful and eye-opening episode, we’re diving into one of the most avoided — yet absolutely essential — conversations in personal finance: estate planning. Host [Your Name] sits down with Alexandra Sepulveda, Head of Legal at Trust & Will, to break down the myths, cultural taboos, and emotional barriers that often keep us from preparing for the inevitable.Alexandra shares her deeply personal journey that began after a close brush with tragedy in her own family — and how that experience ignited her passion for helping others protect their legacy. Together, they discuss how to start the conversation with loved ones, why estate planning isn’t just for the wealthy, and how digital tools like Trust & Will are breaking down barriers to make legacy planning more accessible than ever.From defining what an “estate” really is (hint: it’s everything you own!) to understanding the difference between a will and a trust, this episode is your crash course in protecting your hard-earned assets and ensuring your loved ones are cared for — without the financial chaos.💬 In This Episode, You’ll Learn: [00:03:25] Why talking about death and money doesn’t have to be scary — it’s an act of love 💛 [00:08:10] How Alejandra’s family story inspired her mission to make estate planning accessible [00:15:20] The difference between a will and a trust (and why you might need both) [00:22:45] When to create or update your estate plan (hint: it’s sooner than you think!)✨ Key Takeaways:Estate planning isn’t about death — it’s about legacy.You don’t need to be wealthy to need a will or trust.Life changes fast — keep your estate plan updated!Digital platforms like Trust & Will make it easier than ever to protect what you’ve built.🛠️ Resources Mentioned:Visit trustandwill.com to start your estate plan today.Explore the Trust & Will blog for guides on wills, trusts, and family planning.💌 Let’s Keep the Conversation Going: DM us or tag @YoQuieroDineroPodcast to share your estate planning journey! Your story could inspire someone else to take action.