Two Pauls in a Pod

On this week's episode, the two Pauls chat about Paul Merriman's new book, Money Made Easy. Disclaimer: This podcast has been produced by Paul Merriman (Certified Financial Planner CFP®) in his personal capacity. The views and opinions expressed in the podcast are those of Paul Merriman and do not necessarily reflect the views or the position of Fairstone Asset Management DAC trading as Fairstone & askpaul. Some segments of this podcast may be provided to askpaul for the purposes of promoting or advertising on its social media platforms. These podcasts set out some of Paul Merriman’s personal financial experiences and it is not intended to be relied on as financial advice. Where a subscriber has a financial query then they should seek the relevant financial advice from www.askpaul.ie

On this week's episode, the two Pauls look back at their favourite episodes from 2023.Disclaimer: This podcast has been produced by Paul Merriman (Certified Financial Planner CFP®) in his personal capacity. The views and opinions expressed in the podcast are those of Paul Merriman and do not necessarily reflect the views or the position of Fairstone Asset Management DAC trading as Fairstone & askpaul. Some segments of this podcast may be provided to askpaul for the purposes of promoting or advertising on its social media platforms. These podcasts set out some of Paul Merriman’s personal financial experiences and it is not intended to be relied on as financial advice. Where a subscriber has a financial query then they should seek the relevant financial advice from www.askpaul.ie

On this week's episode, the two Pauls look back at 2023 & make some predictions for 2024.Disclaimer: This podcast has been produced by Paul Merriman (Certified Financial Planner CFP®) in his personal capacity. The views and opinions expressed in the podcast are those of Paul Merriman and do not necessarily reflect the views or the position of Fairstone Asset Management DAC trading as Fairstone & askpaul. Some segments of this podcast may be provided to askpaul for the purposes of promoting or advertising on its social media platforms. These podcasts set out some of Paul Merriman’s personal financial experiences and it is not intended to be relied on as financial advice. Where a subscriber has a financial query then they should seek the relevant financial advice from www.askpaul.ie

On this week's episode the two Pauls are joined by former rugby player Dev Toner. Dev talks about his retirement from rugby, seriously pivoting his career to qualifying as a financial advisor and now working with Paul Merriman as Head of Partnerships. He also talked about how he came to the decision not to pursue a coaching role and to leave the game altogether. Dev shares the sort of person he was in school, how his finally leaving rugby came about and how ready he was to finish up by then and being excited by the next chapter. He and Paul talk about the importance of structure when building a business and the impact Dev has had on his business. They all discuss retirement in the traditional sense, the ways it has changed and how some professions lend themselves to carrying on well beyond that time.  Dev also shares memories of his last game, what he misses about the game and what he doesn’t and reveals his best and worst spends! Disclaimer: This podcast has been produced by Paul Merriman (Certified Financial Planner CFP®) in his personal capacity. The views and opinions expressed in the podcast are those of Paul Merriman and do not necessarily reflect the views or the position of Fairstone Asset Management DAC trading as Fairstone & askpaul. Some segments of this podcast may be provided to askpaul for the purposes of promoting or advertising on its social media platforms. These podcasts set out some of Paul Merriman’s personal financial experiences and it is not intended to be relied on as financial advice. Where a subscriber has a financial query then they should seek the relevant financial advice from www.askpaul.ie

This week the Pauls are joined by Peter Daly, chartered accountant and tax expert, Peter is a good pal of Paul Reids and also works as an actor and writer. Peter shares his career journey and how he marries both passions, the arts and accountancy, Peter shares tax advice on for self-employed people and PAYE employees and covers repetitive errors and questions - sharing tax credits and where you might get some relief and how helpful revenue's website is for PAYE employees.  They also cover expenses and flat rate allowances - how to find what you are allowed claim back, Paul shares tips on saving medical receipts and the importance of not claiming twice! Paul and Peter explain why you might choose to be a sole trader over a limited company. They also talk about various relief options and the importance of pensions for this. Disclaimer: This podcast has been produced by Paul Merriman (Certified Financial Planner CFP®) in his personal capacity. The views and opinions expressed in the podcast are those of Paul Merriman and do not necessarily reflect the views or the position of Fairstone Asset Management DAC trading as Fairstone & askpaul. Some segments of this podcast may be provided to askpaul for the purposes of promoting or advertising on its social media platforms. These podcasts set out some of Paul Merriman’s personal financial experiences and it is not intended to be relied on as financial advice. Where a subscriber has a financial query then they should seek the relevant financial advice from www.askpaul.ie

On this week's episode the two Pauls are joined by budgeting expert, Caz Mooney. Caz shares her journey from a busy mum to a budgeting expert with 160k Instagram followers- she talks about losing her job, becoming a stay at home mum and living with a long term struggle with finances. Suddenly having two incomes and that typical ‘lifestyle creep’ led Caz and her husband to overspending and landed them with a very large credit card debt, she talks about how they then they decided to embark on a 'low spend year' for 2019. She chats about getting the kids on board by promising it was only a year and they would make it fun! Caz shares how that went and how her family successfully cleared debt and also chats with the lads about the importance of budgeting, short, medium and long term goal setting and giving saving time and patience. She and Paul M share really helpful tips on how to save money as her journey continues.  Caz's new book Irish budgeting planner: take control of your money and gain peace of mind is out now and she can be found @irishbudgeting on Instagram where she shares lots of helpful and practical tips. Disclaimer: This podcast has been produced by Paul Merriman (Certified Financial Planner CFP®) in his personal capacity. The views and opinions expressed in the podcast are those of Paul Merriman and do not necessarily reflect the views or the position of Fairstone Asset Management DAC trading as Fairstone & askpaul. Some segments of this podcast may be provided to askpaul for the purposes of promoting or advertising on its social media platforms. These podcasts set out some of Paul Merriman’s personal financial experiences and it is not intended to be relied on as financial advice. Where a subscriber has a financial query then they should seek the relevant financial advice from www.askpaul.ie