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The Leadership in Insurance Podcast - Insurtech & Innovation

Alex Ley, Scrub AI: Specialist AI, Human Judgment and the Future of Underwriting

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Before co-founding Scrub AI, Nicola Turner spent around half of her first two years as an underwriter manually cleaning data. Is that really the best way to train the next generation?


On this episode of The Leadership In Insurance Podcast, FinPro founder and host Alex Bond is joined by Alex Ley, CEO and Co-Founder of @Scrub AI, to explore where automation adds value and where human judgment remains essential.


Scrub AI tackles a familiar insurance challenge: turning messy spreadsheets into clean, structured data ready for catastrophe modelling, pricing and internal systems.


But the conversation goes beyond data preparation:

🔹 Why Scrub AI uses small, specialist models rather than relying on general-purpose LLMs

🔹 How human feedback helps improve accuracy and accommodate customer preferences

🔹 Why complex specialty risks still need experienced underwriters

🔹 How the industry can develop new talent as AI changes entry-level work

🔹 Building a lean business with angel backing in a market where trust takes time


For anyone building insurance technology, leading underwriting teams or thinking about the industry’s future workforce, this episode offers plenty to consider.


#InsurTech #Insurance #Underwriting #AI #LeadershipInInsurance #ScrubAI

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