Share

The UK Specialist Lending Podcast
Episode 2: The power of proactivity
Season 1, Ep. 2
•
Join Alex Hammond - Director, SquareOne Media, Stewart Simpson - Second charge specialist, Brightstar and Maeve Ward - Commerical Director, Central Trust, as they discuss why and how brokers should be focusing on proactive relationships with their clients.
This topic leads to the group touching on a wide range of topics including remortgages, debt consolidation, second charge, fixed rate mortgages, VPC changes and more.
The panel discuss these topics against a backdrop of the huge financial pressures a lot of people are facing right now and how we as industry professionals can help them get through this difficult time.
More episodes
View all episodes

6. Episode 6: LendInvest Takeover
28:52||Season 1, Ep. 6Our latest episode features host Andrew Cappaert - Brightstar National Account Manage – with Paula Mercer - Head of Sales at LendInvest and Shane Wallace - Business Development Manager at LendInvest. A really informative chat covering how the last 12-18 months has seen a change in borrowers profiles; how bridging finance is now being used in a proactive way rather than reactive way; the green shoots which are gradually appearing across the all sectors; and how being a broker who is open to expanding into the ever growing specialist lending market will reap big rewards in the future.Paula also discussed how LendInvest recognise the importance of key workers and how their new product range is designed to specifically help this group of customers.
5. Episode 5: The Bridging Edition
28:11||Season 1, Ep. 5Our latest episode features host Alex Hammond - Director, SquareOne Media – with Rob Jupp – The Brightstar Group CEO and Tanya Elmaz – Director of Intermediary Sales at Together. The focus of this podcast is the bridging market, how it has fared for the first part of the year and the outlook for bridging for the rest of the year, looking at factors standing in the way of further growth in the sector. The group also discuss whether it is time to consider a name change, to help break association with the past.
4. Episode 4: Commercial finance opportunities
13:01||Season 1, Ep. 4Our latest episode features host Alex Hammond - Director, SquareOne Media - with Adam Fulcher - commercial finance specialist, Brightstar Financial - and Michael Mann - senior business development manager, Allica Bank - demonstrating the power of specialist experts and lenders working in partnership to get results. The group discuss why now is a good time to speak to self-employed clients about their circumstances and suggesting a few simple questions to get started. At the moment particularly it’s fairly common for business owners to feel defeated after being declined from a high street bank, but there could be options out there for them. Adam and Michael give valuable insights into how they have worked together on cases like this that resulted in a lending solution for the client due to their collaborative and proactive way of working. And if you think your clients may be in a similar situation we can help you help them as well.
3. Episode 3: Permitted development opportunities
27:16||Season 1, Ep. 3Join Alex Hammond - Director, SquareOne Media, Jamie Pritchard - Director of Sales, Glenhawk and Jo Logan - bridging and development specialist, Brightstar Financial, as they discuss how changes to Permitted Development Rights (PDR) have created opportunities for property conversions without lengthy and uncertain traditional planning processes. The group agree that this has come at a great time for a number of reasons; the impact of COVID-19 has unfortunately led to more commercial stock being available as businesses have struggled to stay afloat and these changes could help revive UK high streets which have suffered as a result. There is also a chronic housing shortage in the UK which could be helped by a simpler process of converting commercial properties into residential. And as PDR helps make conversion project faster and simpler, it will help attract new investors who may have previously been put off by complicated planning applications or those who are looking for new sources of income. Whether you are familiar with PDR or not, it’s one you won’t want to miss. As the experts agree, everyone can benefit from these changes, as a broker it’s all about finding the right partner to work with to get the best solution for your client.
1. Episode 1: Broker versus regulator – second charge mortgages
28:41||Season 1, Ep. 1Episode 1: Broker versus regulator – second charge mortgagesJoin Alex Hammond – director, SquareOne Media, Stewart Simpson – second charge mortgage specialist, Brightstar and Caroline Mirakian – sales director, Optimum Credit, as they discuss what is causing brokers to avoid proactively writing second charge mortgages. Is it education or culture? What’s your view?This episode brings discussion around whether regulators should be doing more to ensure brokers are presenting their clients’ with the option of second charge mortgages following MCD.The panel also share their experiences of how second charges can be more widely useful than ever following the pandemic and how one broker was able to use one to help a family struggling with debts and improve their financial situation significantly.Be part of the debate, use #brightstarpodcast to share your thoughts.FOR PROFESSIONAL INTERMEDIARIES ONLY