The Sesame Podcast

Stephanie Charman, Group Partnerships & Propositions Director at Sesame Bankhall Group, is joined by Jeremy Duncombe, Managing Director at Accord Mortgages, to discuss the condition of the current mortgage market. In their insightful conversation, they cover inflation figures, swap rates, first time buyers, product transfers and more.

In our last episode of 2020, Mark Charlesworth returns to the hosting seat as he interviews Robert Sinclair, CEO of the Association of Mortgage Intermediaries.We ask Robert about the potential headwinds in the market within the coming months and discussed the view of the government agenda and what positives or challenges that may arise based on this.We discuss adviser behaviour and the stories that make you proud of our profession before moving onto discuss campaigns that AMI may be involved in championing the adviser population.We cover all the above and more in our latest podcast, listen now!

Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.In this instalment Ross Liston, Managing Director at Bankhall & PMS joins Campbell Stanners, Advisory Relationship Director at Bankhall & PMS, to interview Graham Felstead, Head of Intermediary Mortgages at Natwest.Graham starts by giving us the Natwest outlook for the rest of the year as he comments on how bright it's looking due to sustained volume since valuations were able to go ahead.He outlines the need for Natwest to be ready for the end of the Stamp Duty holiday from a service perspective and explores how this may affect the mortgage market. Graham also discusses how product transfers may take centre stage in the intermediary market again following this and the Help to Buy changes. We also discuss the effect of the furlough scheme on the self-employed sector, current service levels, underwriting times, interest rates, complex cases and much more.Finally, Graham gives us some insight into the strategic direction of Natwest in the coming months as they focus on a service-driven approach, before going on to close the session by echoing the sentiment of our other lenders as he underscores the importance of the intermediary market. 

Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.In this instalment Sesame's Managing Director Richard Howells, joins Ross Liston, Managing Director at Bankhall & PMS, to interview Esther Dijkstra, Lloyds Banking Group's Managing Director Of Intermediaries.Esther provides us with an insight into how Lloyds Banking Group has fared over lockdown and the subsequent recovery of the market. She explores consumer attitudes and discusses different types of house buyers.We then move on to discuss criteria as an opportunity to stem the flow and explore the healthy competition within the mortgage market. Esther closes the interview by outlining her view that advisers are vital for good customer outcomes going forwards even more so when you consider the complexity of finances over the last year or so and the ever-expanding types of housing.  

Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.In this instalment Sesame's Managing Director Richard Howells, joins Ross Liston, Managing Director at Bankhall & PMS, to interview Ian Andrew, Director of Intermediary Relationships at Nationwide Building Society.Ian provides an outlook for the market moving forwards, discussing the effect of the end of the Stamp Duty holiday and the Help to Buy Scheme. He alludes to a possible frenzy in the first quarter of the year and discusses current consumer confidence amongst the end of the furlough scheme as we know it.We then move on to reflect on the last few months, and Ian outlines Nationwide’s intentions to continue to support at 90% LTV but with a need to be honest and upfront about SLAs in a bid to manage expectations.Finally, Ian underlines the focus on intermediary business and discusses how they can work with the intermediary market to provide better solutions for all. 

Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners. In this instalment Sesame's Managing Director Richard Howells, joins Ross Liston, Managing Director, Bankhall & PMS, to interview Graham Sellar, Head of Business Development - Mortgages at Santander. Graham provides the current view from Santander, discussing their operational ability and capacity in an incredibly busy industry. He also takes a look at customer confidence, house prices, and why the market is hopeful in the wake of the changing furlough scheme.We then move on to discuss the importance of customer communication, the true value of intermediaries, the balance between low and high LTVs and Santander's biggest month ever. Finally, we talk around rising interest rates and how Santander is actively looking to increase underwriting volumes before finishing our session with a 2021 outlook.