The Adviser Talk

In this engaging podcast episode, Tim Ewen welcomes Ann Evans, who has recently become a part of our Risk Insurance team as a Risk Paraplanner. During their conversation, they delve into various topics, including Ann's work experience in the insurance industry, working for Stewart Group, and assisting clients in navigating their risk management needs.⏰ Important time-stamps(01:01) Introduction(02:30) Ann's work experience(02:45) Her background in the financial services industry and working for the Stewart Group(03:52) Common theme amongst clients in terms of needs(05:29) Helping clients at Stewart Group(06:17) Ann's interests and hobbies(07:28) The mantra that she follows(08:10) Where to find Stewart Group The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.  Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.  Ann Evans is a Risk Paraplanner at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

The future looks challenging for residents of Hastings, who are facing a series of significant rate increases that could compound to approximately 65% over the next four years. Nick Stewart, CEO and Financial Adviser at Stewart Group, addressed this issue in his recent Canny View article: Hastings District Council: Time for Fiscal PrudenceIn this episode of The Adviser Talk, Nick sits down with Councillor and mayoral candidate Marcus Buddo, who has a background in economics, to discuss the Hastings District Council's increasing debt and the mounting burden on ratepayers.Marcus believes it's time to carefully examine council spending and concentrate on the essentials. During the podcast, they also talk about his vision for a Hawke's Bay where people can thrive.If you want to learn more about his campaign and the financial challenges facing Hastings, be sure to check out the full podcast.⏰ Important time-stamps(01:01) Introduction.(01:41) Does the public engage with Marcus on fiscal matters?(04:07) Discussion on Nick's recent Canny View article about the Hastings District Council's spending.  (07:08) How do we make rates more affordable?(09:52) Council spending and fiscal prudence.(11:30) Discussion about the Frimley Pool & operational spending.(13:25) Marcus believes there should be "no sacred cows."(14:36) More about Marcus Buddo.(18:24) Priorities if elected as mayor.  (21:22) Besides tourism, what other initiatives could help grow Hastings? (22:59) Vision for Hawke's Bay's futureThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

As the cost of living continues to increase, carefully monitoring your finances is more crucial than ever. Brent Allcock, our Financial Adviser from the Stewart Group's Wellington branch, recently shared some practical advice on The Adviser Talk.New Zealand's economy has taken a bit of a knock lately, now sitting at 33rd out of 37 OECD countries. This highlights why we all need to take charge of our own finances and make smart choices with our money. If you're struggling to make sense of your finances in these tricky times, don't be afraid to ask for help. You can get in touch with us on 0800-878-961 or check out our website at www.stewartgroup.co.nz for professional financial advice.If you would like to read an article on this topic, here's a link to our CEO and Financial Adviser, Nick Stewart's article.: https://bit.ly/4gyjmqn⏰ Important time-stamps(1:09) Introduction to Stewart Group(2:10) The cost of living crisis in New Zealand(3:04) The need for fiscal discipline as an individual or as a household to stay afloat during the cost of living crisis(5:49) Is the younger generation suffering from FOMO (fear of missing out) when it comes to consumerism?(9:31) In the 50s, New Zealand was one of the top countries in terms of productivity, quality of life and general wellness. But we've declined quite quickly. Does productivity and fiscal discipline play a role in this decline?(10:41) Should we be concerned that New Zealand ranked 33rd out of 37 in the recent OECD ranking of global economies?(11:50) Lessons to learn from economies that were in dire economic trouble but are at the top of the OECD ranking(14:01) Being smart and wise with your money. Knowing your income sources and expenses is crucial(17:13) Brent's key words of wisdom to young listeners to make sure they are heading in the right financial pathway.(18:34) Where and how do we find Stewart Group?The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.  Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.   Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.  The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz 

In this episode of The Adviser Talk, Bruce, our Financial Adviser, joins Tim Ewen to discuss how quickly well-laid plans can unravel when fundamental financial principles are overlooked in pursuit of easy money.Bruce emphasises the importance of discipline in financial planning, making informed choices, and managing risks effectively. He warns against allowing short-term distractions to compromise your financial future. It’s crucial to stay committed to your plan and let time and consistency work in your favour.For more insights on this topic, read Nick Stewart, our CEO and Financial Adviser’s article here: https://bit.ly/40vbHCThe Adviser talk is also available on Spotify and Apple Podcast. Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

On this episode of The Adviser Talk, Rory O'Neill, our Director and Financial Adviser at Stewart Group, delves into the world of cryptocurrency, dubbing it the "new age blood diamonds."While the allure of investing in cryptocurrencies is undeniable, it's crucial to be aware of the darker aspects, particularly the risks associated with money laundering.Rory highlights the importance of staying informed and cautious as an investor in this insightful podcast.Tune in to learn more!If you'd like to read Rory's article, Crypto's Dark Side: What New Zealand Investors Need to Know. Here's the link to it: https://bit.ly/3WtjQH9The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.  Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

In our first podcast of the year, Nick Stewart and Ken Morrison discuss private assets in KiwiSaver - when sizzle meets reality.As KiwiSaver assets surge past $110 billion, an all-too-familiar story unfolds… Multiple KiwiSaver and general investment providers are rushing into the private asset markets.While private equity investments might offer an exciting sprint to higher returns, history suggests that the steady approach of transparent, liquid, and well-diversified portfolios often wins the long-term race.Tune in to learn more...In case you missed Nick's article, 'Private Assets in KiwiSaver: When Sizzle Meets Reality,' here's the link: https://bit.ly/4akbqHuThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.  Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz