The 80 Percent

Welcome to Episode 245 of The 80 Percent.Have you ever felt like saving and investing no longer make a difference? You're not alone. In this episode, we explore the growing phenomenon of financial nihilism, the belief that it's pointless to plan for the future because the odds seem stacked against us.For the show notes, visit my blog post here.

The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.GCash is preparing for what could become one of the biggest and most anticipated IPOs in the Philippine stock market. As the country's leading digital wallet continues to expand its ecosystem, many Filipinos are asking the same question: Should I invest once it goes public?To learn more, you can visit my blog post here.

Welcome to Episode 244 of The 80 Percent.Think you need millions to retire early? Discover the Reverse FIRE movement and learn how Filipinos can achieve financial freedom through intentional living, flexible income, and lower expenses.For the show notes, visit my blog post here.

Welcome to Episode 243 of The 80 Percent.After a long break from podcasting, I share the real reasons behind my absence, the tension between passion and practicality, and the important lesson that sometimes the best decision is to prioritize what matters most right now.For the show notes, visit my blog post here.

Welcome to Episode 242 of The 80 Percent.Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices.For the show notes, visit my blog post here.

I took a short, unexpected break, and I’ll be back with new episodes soon. In the meantime, you can catch up on past episodes at www.the80percentpodcast.com

Listen Back episodes are past episodes of The 80 Percent you might have missed, so we’re bringing them back, especially for our new listeners.This was Episode 169. For the original show notes, visit my blog post here.

Welcome to Episode 241 of The 80 Percent.REITs give you property income without actually buying property. With REITs, you get regular, guaranteed dividends as your passive income while you skip dealing with tenants and doing property repairs. Plus, you stay liquid because it can easily be traded on the stock market. In this episode, we’ll discuss tips on how to invest in REITs as a source of retirement passive income.For the show notes, visit my blog post here.

Welcome to Episode 240 of The 80 Percent.Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, which I recently delivered. I hope you enjoy it.For the show notes, visit my blog post here.