Share

cover art for Smart Money Moves For Your 13th Month Pay

The 80 Percent

Smart Money Moves For Your 13th Month Pay

Season 20, Ep. 240
•

Welcome to Episode 240 of The 80 Percent.


Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, which I recently delivered. I hope you enjoy it.


For the show notes, visit my blog post here.

More episodes

View all episodes

  • 246. The 4 Pillars of Smart Financial Planning

    15:03||Season 21, Ep. 246
    Welcome to Episode 246 of The 80 Percent.Good financial planning isn't just about investing. It's about building a strong foundation that supports every aspect of your financial life.For the show notes, visit my blog post here.

  • 5 Conversations That Young Couples Should Have About Money

    05:45||Season 21
    Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/EDw9C

  • 245. When Saving Feels Useless, It's Financial Nihilism

    13:41||Season 21, Ep. 245
    Welcome to Episode 245 of The 80 Percent.Have you ever felt like saving and investing no longer make a difference? You're not alone. In this episode, we explore the growing phenomenon of financial nihilism, the belief that it's pointless to plan for the future because the odds seem stacked against us.For the show notes, visit my blog post here.

  • GCash Is Going Public. Should You Invest?

    07:46||Season 21
    The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.GCash is preparing for what could become one of the biggest and most anticipated IPOs in the Philippine stock market. As the country's leading digital wallet continues to expand its ecosystem, many Filipinos are asking the same question: Should I invest once it goes public?To learn more, you can visit my blog post here.

  • 244. What If You Don’t Need Millions to Retire Early?

    21:14||Season 21, Ep. 244
    Welcome to Episode 244 of The 80 Percent.Think you need millions to retire early? Discover the Reverse FIRE movement and learn how Filipinos can achieve financial freedom through intentional living, flexible income, and lower expenses.For the show notes, visit my blog post here.

  • 243. The Opportunity Cost of Passion Projects

    12:23||Season 21, Ep. 243
    Welcome to Episode 243 of The 80 Percent.After a long break from podcasting, I share the real reasons behind my absence, the tension between passion and practicality, and the important lesson that sometimes the best decision is to prioritize what matters most right now.For the show notes, visit my blog post here.

  • 242. Investment Strategy for 2026

    18:40||Season 21, Ep. 242
    Welcome to Episode 242 of The 80 Percent.Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices.For the show notes, visit my blog post here.

  • Why I Went Quiet for a While

    02:51||Season 21
    I took a short, unexpected break, and I’ll be back with new episodes soon. In the meantime, you can catch up on past episodes at www.the80percentpodcast.com

  • Listen Back: 5 Money Mistakes That People Don’t Know They’re Making

    16:52||Season 21
    Listen Back episodes are past episodes of The 80 Percent you might have missed, so we’re bringing them back, especially for our new listeners.This was Episode 169. For the original show notes, visit my blog post here.