Tell us what you really think!

This week Sean and Anth chat about Intersekt conference, where Sean popped down to learn a bit about the future of Open Banking. But first, what the hell is it? He'll cover that for you. They give their Boom or Gloom update and then cover off on the following topics: What interesting items were learned at the FinTech Conference known as Intersekt The USA rate cut of 0.50% - what change does this spark?The rental market showing signs that is is "over the hill" and the worst is behind usWhat caused the rental crisisWhat are ASIC, Treasury and regulators doing to ensure Australia is on the stage in Financial Technology innovation - and how our conservative policies on everything stop people from doing anything extraordinary in the space How leaving your repayments at the current levels when rates come off by 1% can wipe 7 years off your home loanPaying Weekly, Monthly, Fortnightly, what actually helpsThis week you get a good insight into the topics that be hard to find honest opinions on.

Construction in Australia.... one of the hardest things to navigate at the moment. It's as much of a buzz word as "inflation". Do we build, do we renovate, or how do we add value to our homes and portfolios. Construction has become so hard and expensive that it makes people think twice about their next move. We have Rob Romanella from Huxley Building Group to share his insights on what is happening on the ground. Both as a developer, and an active builder. This is important because we need to have balance and right now we don't. Listen in to hear about what we are seeing about Trades and why service is so bad BIG BUILD and how this is impacting the domestic game How interstate might or could change Times are changing in the building game, prices are here to stay, but there is an incredible amount of room for improvement. We need construction to once again become a service based industry.

This week we chat about the possibility that the government is going to honour the fiscal policy with too much conviction. The Economy is responding, yet they are looking in the rear view mirror. Will they leave the current strategy in place for too long forcing australia into a recession (if we're not already in one). We talk about the banks and how they have their ear to the ground in real time, they know what people are spending, what their savings looks like, and how much pressure we're under. We believe the banks are pricing in rate cuts already. This episode is designed to give you a QUICK update in simple terms of where we see the state of the property, banking and economic market.

This week we are diving back into Residential property markets. We cover these items in today's show! Banks are showing signs of softening their pricing - we are watching closely Banks are chasing good quality business to beef up[ their books Banks policies are aggressive, they want to lend. Serviceability Renting out a property in Victoria is becoming harder than it is worth - Dan's legacy lives on scarring Victoria's property market We chat about Commercial stamp duty changes - Victoria follow NSW with stamp duty deferrals - But Victoria butcher it a bit as always Interstate Investment update We have a good chat about the upcoming 5-6 months to the end of 2024 and into 2025. We hope you enjoy and see you next time!

This week we focus everything on the Industrial side of commercial property. We had Bryce Pane and Rick Cappelletti join us from And Property. They covered a huge range of content with a few points below being the focus: Boom or Gloom in the industrial space for 2024 and into 2025 What areas are hot for Industrial property in Melbourne Owner Occupiers dominating Melbourne right now - when is it right for investors to return?What kind of industrial properties are performing best How to identify "Hens Teeth" in an industrial settingBullish and Bearish results in the space What property can you not afford to ignore The boys have a huge wealth of knowledge in the space and this information is invaluable if you are trying to improve your knowledge and understanding of the Industrial property sector. Thank you https://andproperty.com.au/Directors and Co-Founders links below:Ricardo Cappelletti Bryce Pane See you next time!

This week we have Jake Sgarbossa on the show. Jake was recently appointed Head of Commercial at Freedom Commercial. This is a new division for the My Mortgage Freedom network and one they think there will be huge uplift in with the majority of the waves beginning to settle in 2024. Commercial asset classes are not going anywhere. Contrary to popular belief a few years ago, the right assets are now more sought after than most residential asset classes. Some of the topics we cover: Commercial Leasing - Rents are coming up for renewal What assets have performed well vs those that have not in Melbourne Return to work - how will this impact the office leasing environment in 2024-2025 with more and more people returning full timeDevelopers in Victoria - why aren't their projects stacking Funding is important, but don't over leverage We hope you get something out of the episode and if you have ay questions you can shoot them our way at sean@mymf.com.auUntil next week!

This week we have two guests joining us to give us the low down on what is happening not just in Melbourne, but other capitals across the nation.We cover a heap of alpha and what to look out for in this market, we cover:Buying for growth vs buying for rental yieldPerth, Adelaide and Brisbane - what's happening and where to from here?How are builders going now compared to years gone by?Property is still a mixed bag across the nation with conflicting results showing in most capitals on the eastern seaboard.What are markets within markets, why certain assets are performing amazingly, yet others are not moving at allWill Melbourne and to some degree, Sydney, re-join the race soonWe got special guests Brant Williams from Peritum Property with over 20 years experience in the game. He runs a boutique buyers agency in Melbourne specialising in local assets.Then we have Hamish McIntosh, Head of Property of OneHaven who has spent the last 10 years since finishing up in the AFL working in the "new" property space, specialising in off the plan opportunities across the nation.Jump on and listen to what the boys have to say about their outlook this year.

In this episode we chat about the property market and how listing are influencing the sentiment, how the interest rates being on hold have changed buyer confidence. But are we really out of the murky waters yet? Property Boom or Gloom CoreLogic market update - Supply increasing - Demand is not in Victoria Land Tax and how this has impacted Victoria - Is it worth itMarkets within Markets - how pockets have dropped significantly We talk Renovation Vs Upgrading - How do the numbers lookDo banks actually offer hardship relief, will it help or make things worse ATO Debts and how banks perceive them This conversation covers a arnage of topic we think are important right now and we hope you enjoy the content. Until next time, Sean & Anth