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Tej Talks
3 Things they don't tell you about Mortgages
Ready for a mountain of legal jargon paperwork? Ready for an industry stuck in 1998? Okay so it's getting better, and there are some lenders who have a totally digital process which makes life easier when financing your property investments.
There's a few things that aren't really public knowledge, or spoken about properly. Let me take you through these things so your next Property Investment or Development is easier. Remember, please speak to a mortgage broker (a good one) as this is not financial advice.
If you're a property investor, new or experienced, there is something you can learn from this.
Understanding this will save you time, stress and allow you to plan better for your next property deal in UK real Estate.
About your host, Tej:
Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…
He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.
Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -
Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.
Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.
His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5.
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