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Tej Talks - Property

Real stories from real property Investors, forget the big-names, we speak to people just, like, YOU.

Welcome to the Tej Talks Community! This is a place for Property Investors, new and experienced where I share real life, no BS stories of people just like you and I. I document my journey, and talk about the reality (and
Latest Episode11/25/2021

Buy Refurbish Refinance on BTLs and why it’s still a fantastic strategy, even for beginners with Luke Brindley

About Luke:Until the age of 35, Luke worked as an engineering consultant, predominantly within the Oil & Gas industry. However, the sacrifice of time that working around the UK and offshore required, led him to seek an alternative path. Luke started investing in property in 2011 alongside the day job and has since grown a seven figure property portfolio in his hometown of Hull & also East Yorkshire. With a strong focus on raising the quality of rented accommodation in the local area, whilst delivering a management service that tenants quite often struggle to get elsewhere.Aside from growing his own portfolio, Luke assists busy professionals via a successful property deal packaging business. Buy, Refurbish & Refinance has been the main strategy utilised over the years with a selection of flip projects, title splits & planning gain projects too. Developing methods of finding fantastic direct to vendor deals along the way.By his own admission his biggest mistake was keeping his first 5 years in property a secret from just about everyone. Since that time Luke has completed multiple projects with joint venture partners & has joined an illustrious club of investors by being featured in YPN Magazine twice! Luke has also teamed up with fellow highly respected property investor Jon Dale. Together combining 25 years of property experience, to deliver new and exciting actionable property education via Go All In Education.About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Tej InvestsTej TalkseLearning
11/25/2021

Buy Refurbish Refinance on BTLs and why it’s still a fantastic strategy, even for beginners with Luke Brindley

About Luke:Until the age of 35, Luke worked as an engineering consultant, predominantly within the Oil & Gas industry. However, the sacrifice of time that working around the UK and offshore required, led him to seek an alternative path. Luke started investing in property in 2011 alongside the day job and has since grown a seven figure property portfolio in his hometown of Hull & also East Yorkshire. With a strong focus on raising the quality of rented accommodation in the local area, whilst delivering a management service that tenants quite often struggle to get elsewhere.Aside from growing his own portfolio, Luke assists busy professionals via a successful property deal packaging business. Buy, Refurbish & Refinance has been the main strategy utilised over the years with a selection of flip projects, title splits & planning gain projects too. Developing methods of finding fantastic direct to vendor deals along the way.By his own admission his biggest mistake was keeping his first 5 years in property a secret from just about everyone. Since that time Luke has completed multiple projects with joint venture partners & has joined an illustrious club of investors by being featured in YPN Magazine twice! Luke has also teamed up with fellow highly respected property investor Jon Dale. Together combining 25 years of property experience, to deliver new and exciting actionable property education via Go All In Education.About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Tej InvestsTej TalkseLearning
11/18/2021

Building a 15 unit R2R Portfolio aged 19 and investing all of her life savings into property – did it pay off?

About Evie:I started this crazy property journey at the age of 19, just out of college and I had just started my first job working as a blank clerk. There was something in me that always told me that one day I was going to become a successful entrepreneur and own my own business, I just never knew what this business would be.One ordinary day my partner stumbled across a Facebook ad which was advertising a free property seminar in London, we signed up and the rest is history.Under my company, Pegasus Estate LTD (currently being re-branded to Pink Door Properties) I now have a portfolio of 15 properties a mix between SA and HMO's and have been able to buy my own home at the age of 20. The opportunities that property has given me are endless and I will be forever grateful.My next goal is to purchase a BTL property, potentially before the end of the year! I then hope to build a large BTL portfolio.Although property is my main passion, I also enjoy writing and therefore started a blog called That Property Girl Evie which is where I write about my experiences in both property and business.About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Links:https://www.instagram.com/thatpropertygirlevie/https://www.thatpropertygirlevie.com/Tej InvestsTej TalkseLearning
11/11/2021

Building a BTL portfolio from a distance, outsourcing and systemisation for maximum leverage with Harvey

About Harvey:Harveyis the founder of Growth Properties Group, a small group of companies.My why is to live on my terms and my mission is to help as many people live on their terms through property as possible.With education, portfolio building and property management.I’ve built my property portfolio and businesses in the Northeast of England, whilst living in the south, remotely allowingme to spend time with my family and travel regularly.Having built up the systems and team to run from my phone and parts on autopilot.I now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.I help people to live on their terms through property & Coaching and portfolio building.I’ve spent the last 7 years working out how to run my property business virtually from my phone.Using tech to run my business while I’ve been travelling.About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Links:harvey@growthproperties.co.ukwww.growthproperties.co.ukwww.growthlettings.co.ukwww.remotepropertyinvestor.co.ukTej InvestsTej TalkseLearning
11/4/2021

£6,000,000 GDV (first ever) Development then building a £1m BRR Portfolio with Charlotte Edwards

About Charlotte:CharlotteEdwards is an ‘accidental’ property developer, turning tragedy into triumph as she rebuilt a family development business in just 18 months, with no knowledge or experience, delivering the most profitable year since the business began 30 years ago.Charlotte’s story is both empowering and inspirational, more so as she has achieved it alongside being a single mum. Through Instagram@accidentalfemaledeveloper, she aims to encourage women to join her in a property and construction industry currently dominated by men with her down-to-earth look at life as a developer.About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Links:https://www.instagram.com/accidentalfemaledeveloper/Tej InvestsTej TalkseLearning
11/2/2021

I've got another FLIP, £35,000+ Profit, D2V and build team sorted! (+NFTs, Crypto & Staking)

This is a little update from my life!If you haven't got a ticket already, then you need to click here:thepropertyevent.co.ukAbout your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 700,000+ downloads in over 100 countries and has 489 reviews, rated 5/5. Links:https://www.instagram.com/accidentalfemaledeveloper/Tej InvestsTej TalkseLearning
10/28/2021

Speeding up financial freedom with BTL Serviced Accommodation units after working for a Billionaire!

James was born in Reading and shares a huge passion for the great outdoors. After completing a Degree at Southampton University in Outdoor Adventure management business, James started his own company offering rock climbing and scuba diving holidays worldwide. After selling this company, James brought his first property in 2013 with the proceeds.James then went to work for a billionaire on one of the most prestigious super yachts in the world as a personal scuba diving instructor for the owner. Here James saved his earnings and invested in more property. After many passages all over the globe, James left the yacht industry and moved to Cornwall where he was offered a fantastic opportunity as head property manager for Latitude50, a high-end luxury holiday lettings company managing some of the most luxurious coastal homes in the UK.Here James saw the opportunity for the serviced accommodation model and has continued to build his own personal portfolio in beautiful Cornwall. This portfolio expansion enabled James to quit his Job and continue his eight year’s experience as a full-time property developer which was his dream from the outset.James’ interests and hobbies consist of, mountaineering, surfing, scuba diving, tennis, skiing and property development. From a young age James was introduced to property as his father owned a small independent high end estate agency based in Berkshire.James has always enjoyed property and loves the idea and execution of renovations, creating beautiful spaces for people to call home. James loves being a landlord and looking after people so that the whole process is enjoyable and stress free for everyone.About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Links:INSTAGRAMFACEBOOKLINKEDINTej InvestsTej TalkseLearning
10/21/2021

Developing Listed Buildings for profit, where others run, Phil jumps in! (Multi-Award winner)

About Phil:Starting in business at just 16 Phil has extensive experience in successful startups over the last 15 years, across a wide range of sectors including; furniture, retail, manufacture, technology, hospitality, interior design and property development.Phil and Karl have been friends for over 12 years and combined their skills to form Winter Melia Developments back in 2015 where they have seen the business scale organically from single dwellings to large scale residential conversions. Phil heads up the business and operations side of the business, while Karl focuses on the construction side of the business.We fell into historic buildings as an investment strategy when purchasing our first listed building in auction back in 2017, since then we have focused on this niche - which doesn'tcome without its challenges but our desire to create something unique and desirable has led us into this sector of the market. Having won several awards over the past couple of years forour schemes its certainly an area we are looking to explore further and we currently have 2 more Churches in the development pipeline with a combined GDV of £8m.Aside from property we have also recently launched a Proptech startup called BreezeMove, after being so fed up of the slow, opaque and frustrating side of the transaction from both a buyer and seller perspective on many occasions, we decided to set out to change that. Having come up with the ideal of a centralised digital platform to give all parties complete transparency of where the process is up to and which side is accountable for the next stage, we were invited down to The Home Office in 2017 to discuss with MHCLGwhich is where our journey started!About your host, Tej:Tej graduated from King's’ College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he’d built up from that business, to educate himself in Property Investing. Soon, he’d stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom’, but it was the most stressful period of his life. Growing quickly is very painful.Let’s not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 660,000 downloads in over 100 countries and has 489 reviews, rated 5/5. Links:www.wintermeliadevelopments.comenquiries@wintermeliadevelopments.comhttps://www.instagram.com/wintermelia/https://www.instagram.com/breezemove.co.uk/Tej InvestsTej TalkseLearning