Taylored Wealth

#womenempowerment #womenandmoney #divorceIn the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Get in touch with our guest:https://beltzandbeltz.com/Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through MFP Financial Services, LLC, a registered investment advisor and separate entity from LPL Financial. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Jennifer Beltz and their company are not affiliated with or endorsed by LPL Financial or MFP Financial Services, LLC.Sources: Power of Attorney - https://www.ncoa.org/article/what-is-power-of-attorney/Fiduciary - https://www.wealthenhancement.com/blog/what-is-a-fiduciaryHealth Care Surrogate -https://ufhealth.org/advance-directives/kinds-of-advance-directives/health-care-surrogate#:~:text=Your%20health%20care%20surrogate%20is,is%20in%20your%20best%20interest.Living Will -https://www.medicareinteractive.org/understanding-medicare/planning-for-medicare-securing-care/preparing-for-future-health-care-needs/living-willsDo Not Resuscitate -https://www.ohiobar.org/public-resources/commonly-asked-law-questions-results/law-facts/law-facts-do-not-resuscitate/#:~:text=People%20with%20terminal%20illnesses%20or,CPR%20should%20not%20be%20given).Beneficiary -https://www.fidelity.com/learning-center/smart-money/what-is-a-beneficiary#:~:text=A%20beneficiary%20is%20a%20person%20or%20entity%20(such%20as%20a,to%20one%20or%20more%20beneficiaries.Probate - https://www.investopedia.com/terms/p/probate.aspPre-need Guardian -https://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0744/Sections/0744.3045.html#:~:text=(1)%20A%20competent%20adult%20may,unqualified%20to%20serve%20as%20guardian.Pet Trust -https://www.aspca.org/pet-care/pet-planning/pet-trust-primer#:~:text=A%20pet%20trust%20is%20a,pet%20trusts%20in%20your%20state.Life Estate - https://www.law.cornell.edu/wex/life_estate#:~:text=A%20life%20estate%20is%20created,to%20Jane%20upon%20John's%20death.Step-up in Cost Basis - https://taxfoundation.org/taxedu/glossary/step-up-in-basis/Chapters: 00:00 becoming an estate planning attorney01:49 power of attorney06:49 Trusts and Wills17:37 beneficiaries20:10 marriage and children33:49 safe deposit box40:56 what to ask an estate planning attorney42:05 life estates45:55 step up and cost basis

#womenempowerment #womenandmoney #divorceIn the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Get in touch with Efrain Mercado:https://www.elitemoneycoaching.com/Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through MFP Financial Services, LLC, a registered investment advisor and separate entity from LPL Financial. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Efrain Mercado and their company are not affiliated with or endorsed by LPL Financial or MFP Financial Services, LLC.#womenempowerment #womenandmoney #divorceSources: Financial Advising -https://www.investopedia.com/articles/personal-finance/050815/what-do-financial-advisers-do.asp#:~:text=A%20financial%20advisor's%20role%20goes%20far%20beyond,education%20to%20managing%20debt%20and%20planning%20estates.Financial Coach -https://www.ramseysolutions.com/debt/what-is-a-financial-coach#:~:text=Key%20Takeaways,an%20investment%20in%20your%20futureFinancial Affidavit -https://www.legalzoom.com/articles/understanding-your-financial-affidavit#:~:text=A%20financial%20affidavit%20is%20a%20statement%20that,Determining%20whether%20to%20invest%20in%20a%20companySnowball Effect -https://www.ramseysolutions.com/debt/how-the-debt-snowball-method-works#:~:text=Key%20Takeaways%20*%20The%20debt%20snowball%20method,you%20stay%20focused%20as%20you%20eliminate%20debt.Avalanching -https://www.investopedia.com/terms/d/debt-avalanche.asp#:~:text=The%20debt%20avalanche%20is%20a,but%20saves%20more%20on%20interest401k -https://www.fidelity.com/learning-center/smart-money/what-is-a-401k#:~:text=Key%20takeaways,ll%20live%20off%20in%20retirement.Chapters: 00:00 intro00:37 about Efrain backstory02:40 money coaching11:01 how di efrain get good at financial coaching15:42 advice for new financial clients18:51 why hire a financial coach20:48 budgeting rules22:16 financial advice for relationships28:34 lifestyle management37:07 the when factor40:22 debt advice46:05 excess money

In the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Get in touch with Nicole Gehringer:https://www.harrishuntderr.com/Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through MFP Financial Services, LLC, a registered investment advisor and separate entity from LPL Financial. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Nicole Gehringer and their company are not affiliated with or endorsed by LPL Financial or MFP Financial Services, LLC.#womenempowerment #womenandmoney #divorceSources:Legal Consult - https://www.zaralawgroup.com/post/what-happens-during-a-legal-consultation#:~:text=A%20legal%20consultation%20is%20a,assistance%20you%20need%20representation%20for.Conflict Out - https://www.waltersgilbreath.com/how-conflicting-out-attorneys-can-impact-your-divorce/#:~:text=A%20%E2%80%9Cconflicting%20out%E2%80%9D%20divorce%20tactic%20is%20when,*%20Speaking%20to%20the%20other%20spouse's%20firstServe - https://selfhelp.courts.ca.gov/divorce/start-divorce/serve#:~:text=After%20you%20file%20your%20divorce,A%20professional%20process%20serverMediation - https://www.nysmediate.org/what-is-divorce-mediation-#:~:text=Without%20taking%20sides%2C%20a%20divorce,agreements%20that%20benefit%20your%20family.Financial Affidavit - https://www.legalzoom.com/articles/understanding-your-financial-affidavit#:~:text=A%20financial%20affidavit%20is%20a%20statement%20that,Determining%20whether%20to%20invest%20in%20a%20companyForensic Accountant - https://www.familydivorcelaw.com/articles/what-is-the-role-of-a-forensic-accountant-in-a-divorceVocational Expert - https://www.oasinc.org/why-you-need-to-obtain-a-vocational-evaluation-in-your-divorce-case#:~:text=A%20vocational%20expert%20is%20trained,judge%20can%20make%20a%20decision.Alimony - https://www.lawhelp.org/dc/resource/frequently-asked-questions-about-alimony#:~:text=The%20judge%20will%20consider%20all%20relevant%20factors,there%20has%20been%20a%20change%20in%20circumstances.Marital Settlement Agreement - https://www.stanislaus.courts.ca.gov/system/files/msa-addendum_website-pkg_0.pdfDivorce Decree - https://www.usa.gov/divorce-decree#:~:text=A%20divorce%20decree%20is%20a%20court%20order,records%20office%20where%20the%20divorce%20took%20placePrenup - https://www.superlawyers.com/resources/family-law/marriage-and-legal-relationship-planning/what-is-a-prenuptial-agreement-and-should-i-have-one/Postnup - https://www.llmfamilylaw.com/blog/what-is-a-postnuptial-agreementChapters:00:00 Intro07:09 Know your Judges09:23 Divorce Process Breakdown13:32 Financial Disclosures20:09 Alimony28:44 After Happy Ever After35:04 Marital Settlement vs Divorce Decree36:09 Prenups40:17 Postnups

In the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Get in touch with John Thacker:https://thackerlawgroup.com/Sources:What is Family law?https://www.lawfirm.com/family-law/#:~:text=Essentially%2C%20family%20law%20addresses%20the,in%20the%20child's%20best%20interests.Court of Equityhttps://dictionary.law.com/Default.aspx?selected=387#:~:text=n.,operate%20as%20courts%20of%20equity.Equity Vs Equality - Equality focuses on providing everyone with the same resources and opportunities, irrespective of their individual circumstances or starting points. While Equity recognizes that people have different needs and circumstances and aims to achieve fair outcomes by providing the specific resources and opportunities needed to reach the same level of success. https://www.marinhhs.org/sites/default/files/boards/general/equality_v._equity_04_05_2021.pdfCollaborative lawhttps://www.friedandfried.com/cooperative-divorce/collaborative-law/#:~:text=The%20Collaborative%20Law%20Process%20Act,to%20terminate%20the%20collaborative%20processGuardian Ad Litemhttps://www.bonderudlaw.com/blog/understanding-the-role-of-a-guardian-ad-litem-in-florida-family-law-cases/#:~:text=A%20guardian%20ad%20litem%20plays,for%20you%20and%20your%20child.Chapters:00:00 Intro11:18 How often are contested trials?17:10 Divorce Story19:31 Trials and Kids28:00 Collaborative Law33:16 Favorite Type of Case37:30 Where do Step Parents fit?39:48 Prenups46:35 Common Law Marriage50:40 Prenups vs Postnups53:58 Advice for Non-Working Spouse

In the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Sources:Real Estate Portability: https://pbcpao.gov/portability.htm#:~:text=To%20qualify%20for%20portability%20and,accumulated%20with%20our%20Portability%20Calculator.What is an HOA:https://www.investopedia.com/terms/h/hoa.aspWhat is Deed Restricted:https://www.curriproperties.com/blog/Everything+You+Need+To+Know+About+Florida+Deed-Restricted+HOA+Communities#:~:text=A%20deed%2Drestricted%20community%20is,as%20well%20as%20property%20uses.Title Search:https://admortgage.com/glossary/title-search/Lien Definition:https://www.investopedia.com/terms/l/lien.aspEquity Definition:https://www.baymgmtgroup.com/blog/real-estate-equity-a-guide-for-investors/#:~:text=Risks%20and%20Considerations-,What%20is%20Real%20Estate%20Equity?,maximize%20your%20real%20estate%20equity.

In the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Sources: Mortgage Points https://www.nerdwallet.com/article/mortgages/discount-points?utm_source=goog&utm_medium=cpc&utm_campaign=mr_mktg_paid_041223_mortgage_dsa:lo&utm_term=adgrp_articles_148791112020&utm_content=c&mktg_hline=148791112020&mktg_body=655074697829&mktg_place=aud-2018004964301:dsa-2073031996717&mktg_link=&gclsrc=aw.ds&gad_source=1&gclid=Cj0KCQiAkoe9BhDYARIsAH85cDM84fdQFIQC4RxcedGPtp0f5nNWPeG6NmFLBRJDGiTrqMoPNSvzlTAaAhIPEALw_wcB#what-are-mortgage-pointsFlorida Condo Collapse in Surfsidehttps://www.npr.org/2024/03/08/1236628075/surfside-florida-champlain-towers-south-condo-collapse-causeAnnual Credit Reporthttps://www.annualcreditreport.com/index.actionhttps://mortgagematchup.com/Soft vs Hard Credit Pullhttps://www.transunion.com/blog/credit-advice/the-difference-between-hard-and-soft-credit-inquiries?atvy=%7B%22264995%22%3A%22Experience+A%22%7DPre-qualification vs Pre-approvalhttps://www.investopedia.com/articles/basics/07/prequalified-approved.aspMortgage Loan Originator (MLO) Requirementshttps://www.oncourselearning.com/resources/key-requirements-becoming-a-mortgage-loan-originator-mlo

In the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself!

In the 21st century, you’d think everyone would have been taught about finance. But women especially are being under-educated in finance and Taylor is here to fix that! In Taylored Wealth, we are going to teach the world that women’s finance is more important than people think. And that with the right team, you can build an incredible financial future for yourself! Sources: American federal and private student loan debthttps://www.lendingtree.com/student/student-loan-debt-statistics/Raising Tuitionhttps://finaid.org/savings/tuition-inflation/#:~:text=A%20good%20rule%20of%20thumb,college%20doubles%20every%20nine%20years.Women in Financehttps://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/womens-initiative/cfp-board_win_web.pdf