Synergy Thinking

Join Stephanie Alper-Lisi and Robert Stuchiner as they take on the new section 7702 tax policy. On today’s show, we talk with Robert, what is section 7702 and what has the implementation of the code looked like? From what happened by reducing the guaranteed interest rate down to 2%, how is having the ability to put more money into life insurance a bad thing, which products Robert is looking for in the marketplace, and how FINRA licensing, dovetails beautifully with variable life insurance policies. Please contact Synergy Life Brokerage at, www.SBKG.com so we can elaborate on some of these complex strategies. Show Notes:00:00 Welcome to Synergy Thinking00:49 What is 7702 and what has the implementation of the code looked like?05:35 What happened by reducing the guaranteed interest rate down to 2%?07:51 How is having the ability to put more money into life insurance a bad thing?10:33 Which products Robert is looking for in the marketplace12:02 How FINRA licensing, dovetails beautifully with variable life insurance policies.13:25 How to conenct with Synergy Life Brokerage

Join Stephanie Alper-Lisi and Robert Stuchiner as they take on The Platinum Era of Estate Planning Pt. 2. On today’s show, we talk with Robert about what has changed in estate planning since we last spoke. From how the race for the white house and the stimulus can raise or decline estate tax, to how brokers can zero out their clients' exposure to estate tax. Please contact Synergy Life Brokerage at, www.SBKG.com so we can elaborate on some of these complex strategies. Show Notes:00:00 Welcome to Synergy Thinking00:42 What’s changed in estate planning since we’ve last spoken and how may the election affect the rise or decline?03:12 How might the government stimulus affect the 23 million dollar tax exclusion?06:06 How can you zero out exposure to a clients estate tax10:04 How intergenerational split dollar can help your children avoid large 13:08 How the 75/20 rate of the internal revenue code makes this the platinum era for estate planning14:19 Why the 75/20 rate can help you make a tax deductible donation and clear estate tax, pretax

Join Stephanie Alper-Lisi and Robert Stuchiner as they explore 3 Mega Trends in the life insurance industry today!. On today’s show, we talk with Robert about how the pandemic has forced the life insurance industry to pivot. From the volatility of the stock market affecting life insurance markets, how the bond market plays a role in this and is there a reason to be optimistic, how the adoption of major technologies have positively impacted the life insurance industry and how the pandemic has affected underwriting. Learn more about how the pandemic has affected life insurance by contacting Synergy Life Brokerage at, www.SBKG.com.Show Notes:00:00 Welcome to Synergy Thinking00:39 What are the three major trends affecting life insurance markets during the time of Covid01:23 Why is the volatility of the stock market affecting life insurance markets03:26 How does the bond market play a role in this and is there a reason to be optimistic?05:03 Why is the adoption of major technologies the second major trend? Is this positive or negative?08:03 How has the ability to work from home only enhanced life insurance businesses11:55 How is the pandemic affected underwriting?13:53 What are the two requirements for life insurance policy without fluids?15:52 How will the cost of premiums and term policies be impacted?