Switch Your Money On

In this episode, Sarah Coles and Helen Morrissey explore how much debt UK households are really carrying and why borrowing can quietly spiral out of control, even for higher earners.They also share practical steps for tackling debt, including prioritising repayments, choosing between the avalanche and snowball methods, cutting costs, and using balance transfers carefully, alongside the importance of emergency savings in avoiding future debt.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.

In this episode, Sarah Coles and Helen Morrissey look ahead to what 2026 could hold for your finances.They discuss key dates to watch in the year ahead, including the rise in the state pension, higher dividend tax and the continued freeze on income tax thresholds. The episode also explores what this means for savers, investors and pensioners and the outlook for household financial resilience.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.

In this episode, Emma Wall and Sarah Coles look ahead to 2026 and the key themes set to shape investment markets.They discuss where interest rates could be heading in the UK and US, the risks around inflation, government debt and high market valuations, and what this could mean for investors. The episode also explores opportunities across bonds, emerging markets and quality shares, before revealing Hargreaves Lansdown’s funds and shares to watch for 2026, including multi-asset funds and individual stocks.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest.

In this end-of-year special, Sarah Coles and Helen Morrissey look back at the key money themes of 2025 and what they mean for savers, investors and retirees.They discuss how market volatility following global trade tensions tested pension investors’ nerves and why taking a long-term investing approach matters.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.

In this investment special, Emma Wall and Sarah Coles take stock of what the events of 2025 mean for investors: from the market records set to the performance of stocks like Nvidia, and why it’s worth considering the balance of investments in their portfolio right now.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to future returns.

Emma Wall and Sarah Coles discuss how the stock markets are faring after the Budget, the importance of the golden quarter for businesses, and explore a market pattern known as a ‘Santa rally’ that could be approaching this month.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Past performance is not a guide to the future. Investments can fall as well as rise in value, so you could get back less than you invest.

Explore what the Autumn Budget 2025 means for you, from tax freezes and ISA cuts to changes in savings, dividends, pensions and key investor updates.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.

Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for freelancers, why lumpy income makes saving harder, how insurance for the self-employed can help and how people can build their financial resilience.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.

Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, what the Federal Reserve might do next, the government shutdown and the importance of diversification amid uncertainty.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to the future.