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cover art for 2010: Ask Farnoosh: What Annoys Me Most About Money? (Plus: Disability Insurance and Long-Term Care 101)

So Money with Farnoosh Torabi

2010: Ask Farnoosh: What Annoys Me Most About Money? (Plus: Disability Insurance and Long-Term Care 101)

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On this week's Ask Farnoosh Friday, we're tackling five thoughtful listener questions that touch on everything from career transitions and combining finances as a couple to insurance, retirement accounts, and planning for the future.


Before we dive into the mailbag, I also share a few headlines that caught my attention this week—including a fascinating new trend in prenups designed to protect stay-at-home parents, California's latest move to make personal finance a graduation requirement, and a New York Times article about the money frustrations that seem uniquely American (plus a few of my own!). And yes...So Money is officially on YouTube.


In this episode:
  • Why you shouldn't feel guilty quietly job hunting before you have an offer
  • The best way to leave an employer professionally while protecting your own career
  • How couples can combine finances without sacrificing independence
  • Why "fair" doesn't always mean splitting expenses 50/50
  • My favorite three-account system for couples
  • The insurance policies every young professional should prioritize—and which ones can probably wait
  • Why your ability to earn an income may be your greatest financial asset
  • When to start thinking seriously about long-term care insurance
  • How to prepare for future caregiving conversations with your parents
  • What to do with an old, empty 401(k) account after your employer changes retirement providers
  • Why cybersecurity deserves a place in every annual financial checkup


Also in the news:
  • A new prenup trend: More couples are adding "leave the workforce" clauses to protect spouses who pause their careers to raise children or provide care, recognizing the real financial cost of unpaid caregiving.
  • Money annoyances in America: Inspired by a New York Times article from Ron Lieber and Tara Siegel Bernard, I share my own biggest financial pet peeves—from managing kids' allowance to credit card surcharges and New Jersey property taxes.
  • Financial literacy gains momentum: California becomes the 26th state to require a standalone personal finance course for high school graduation, signaling a major shift in how we prepare young people for adulthood.


Resources & Mentions


Have a question for the show?

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