Share

cover art for Self-directed investing versus working with an advisor

Smart Money

Self-directed investing versus working with an advisor

Ep. 16

How’s your investment roadmap looking? Do you know how to invest during a turbulent market? Host Katy Lepine talks with Anand Sharma, a Financial Planner with G&F / Credential Securities. In this episode, you'll discover, 1: Your investment options through G&F Financial Group and our partner, Aviso Wealth. 2: Differences between investing on your own versus working with an advisor. 3: What can go wrong: investing on your own during a market correction. 4: Keeping your emotions out of investment decisions. 5: Value-added benefits of working with an investment advisor at G&F.


*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.


Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

More episodes

View all episodes

  • 26. How to identify and protect yourself from fraud

    15:19
    Join us as we explore the most common types of fraud and ways to protect yourself from identity theft to spoofed websites, employment or job scams or romance fraud. Our specialists, Katrina Breukelman and Akram Mourad share some tips on how to prevent yourself from falling prey to scammers and identify some of the red flags. Remember the more you know, the easier it is to prevent yourself from falling for fraud.
  • 25. Navigating investments and credit for Gen Z

    08:32
    In part 2 of our Gen Z finances-focused episode with money advisor Katelynn Dang, we tackle the overwhelming topics of investments, student loans, and credit scores. In this age of information overload, it's challenging to decide where to invest or how to establish a solid credit history. Don't worry–we'll lay down the basics of various investment options, student loans, and the significance of building a strong credit score. Tune in as we break down important and relevant financial topics impacting today's Gen Z-ers and help you power your possible.
  • 24. Financial foundations: Saving and budgeting for Gen Z

    09:26
    In part 1 of our two-part episode, we delve into the pressing financial challenges faced by today's young generation, Gen Z. From soaring tuition fees to coping with an unpredictable economy, Money Advisor Katelynn Dang is here to empower you with valuable insights and practical tips on building foundational wealth through saving and budgeting, as a Gen Z-er herself. It's never too early to start forming good financial habits, and this episode is your guide to securing a brighter financial future.
  • 23. How a credit union can help your business

    09:15
    In this episode we hear from a Gulf & Fraser business member, K'Pure Naturals, on how the credit union contributed to their early success selling natural skincare products online. Business Relationship Managers, Sharon and Shaveta describe how a having a financial expert in your back pocket can help propel your business forward.
  • 22. Investing during turbulent times

    11:46
    Are you trading on your own? What should you do when the market is down? Learn why now might be good to start investing, what you need to retire comfortably, and how you can benefit from a financial planner. Plus: The first thing you need to do before you invest. Why chasing the market may not be helping you. How your emotions can affect investment decisions. Top tips for a balanced investment portfolio. How to get the returns you need to retire comfort. Hosted by Katy Lepine with guest, Steven Brar, Financial Planner, G&F / Credential Asset Management Inc._______Legal Disclaimer: Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Qtrade Guided Portfolios is a trade name of Credential Qtrade Securities Inc. The information contained in this report was obtained from sources believed to be reliable; however, we cannot guarantee that it is accurate or complete. This report is provided as a general source of information and should not be considered personal investment advice or a solicitation to buy or sell any mutual funds. The views expressed are those of the author and not necessarily those of Credential Asset Management Inc. 
  • 21. Living with inflation and rising costs

    14:18
    Are you wondering why the price of food and gas just seems to go up and up these days? Curious about what's going on? Financial Planner, Tyler Maclean talks about inflation and how it affects us in different ways. You'll hear tips for beating rising costs and what you can do to make living with inflation easier.
  • 1. First Time Home Buyers

    13:22
    Getting the keys to your first home is an exciting milestone for a first-time home buyer. In this podcast, Mortgage Relationship Manager, Michelle Angeles helps you navigate the ins and outs of home ownership.Want to learn more? Watch a video on what you can do if you are worried you can't pay your mortgage. Read: 4 steps before you buy your first home.Our mission​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G&F Financial Group, a community credit union based in British Columbia, Canada.
  • 20. 如何在加拿大开银行账户 | How to get a bank account in Canada (Mandarin)

    11:39
    您是加拿大的新移民吗?您想了解银行系统如何运作吗?您知道您可以从加拿大政府为孩子获得教育补贴吗?在本期的Smart Money播客节目中,您将了解到:-信用社与银行的不同之处-从已注册的储蓄计划中,您都可以获得哪些收益-开始投资,您的多种投资选择...以及更多精彩内容!Are you new to Canada and wondering how the banking system works? Do you know that you can receive government grants towards your child’s education?In this Smart Money Podcast you’ll learn: how credit unions are different from banks; the benefits you'll get from registered savings plans; your options to start investing your money...and more!This podcast is available in English, Punjabi and Mandarin.*Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.Our mission​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G&F Financial Group.
  • 19. Canada vich bank account kidan kholya jaave | How to open a bank account in Canada (Punjabi)

    11:31
    Ki tusi canada vich navey aaye ho te soch rahe ho ethon da baniking system kiven kam karda hai?Ki tusi jande ho tuhade bacheyan di parhia likhai vastey tuhanu govt. grant mil sakdi hai.Es smart money podcast vich tusi sikhugey ki credit unions te banks ik duje nalaon kiven vakhre ne.Registered saving plans de ki labh ne? te tuhade paise nu vakhre vikalp v te hor v bahut kuch.Are you new to Canada and wondering how the banking system works? Do you know that you can receive government grants towards your child’s education?In this Smart Money Podcast you’ll learn: how credit unions are different from banks; the benefits you'll get from registered savings plans; your options to start investing your money...and more!This podcast is available in English, Punjabi and Mandarin.*Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.Our mission​We financially empower members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G&F Financial Group.